Think Twice Before Closing A Credit Card. Here's Why
Closing a credit card isn't only about your credit card, but about your credit score as well, which is why you should think about the bigger credit picture.
Read MoreArchive for November 2023
Back to Archive IndexBanking (15)
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Don't Believe This Credit Card Myth That's Hurting Your Credit Score
An excellent credit score is the goal of every consumer, but in your efforts to achieve it, you may be following a myth that's actually hurting your score.
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The One Type Of Credit Card You Should Almost Always Avoid
When it comes to credit cards, there are myriad choices. But before you apply for this type of card (on impulse), you may want to step back and read the T&C.
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The First Thing You Should Do If Someone Steals Your Credit Card
If your credit card is stolen, don't hesitate in safeguarding your account from unauthorized use. Here's what to do for physical theft and virtual theft.
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This Is The Worst Time To Ask For A Credit Limit Increase
While there are best/better times to ask for a credit limit increase; on the flip side, asking during the worst times does your chances for approval no favors.
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The Hidden Downsides Of Using Buy Now, Pay Later Services
Buy now, pay later is a relatively new way of paying for purchases. Many retailers now offer the checkout option, but are there downsides to using BNPL?
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Venmo Vs. Cash App: Which Money App Is Safer And Better To Use?
The popularity of money apps like Venmo and Cash App may have you thinking of using one yourself. Before you do, here's a rundown of what each app offers.
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What's A Good Limit To Have On Your Credit Card?
When used wisely, credit cards can be useful when it comes to your personal finances. Let's take a look at what's considered a good limit to have on your card.
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Here's What Really Happens When You Bounce A Check
While they're not a part of daily life for many folks, physical checks still come in handy for various needs. Here's what happens when you bounce a check.
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If You Miss A Monthly Credit Card Payment, Here's What Happens
Missing a credit card payment can make financial recovery a difficult process. Here's what happens if you miss your monthly payment date.
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11 Things That'll Tank Your Credit Score
Maintaining a decent credit score is your key to securing mortgage loans, credit cards, and other types of financing to push yourself forward.
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Why You Should Always Shop Around Before Choosing A Bank
Are you looking to switch your financial institution? Let's dive into some of the most important options to consider while you shop around for a new bank.
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The Dark Sides Of Venmo You'll Wish You Knew About Sooner
Exchanging money via Venmo has become a part of everyday life for many Americans. Here is the dark side of the app you'll wish you knew about sooner.
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Why The US Government Once Printed A $100,000 Bill
It may surprise you to find out that the largest piece of paper currency was once the $100,000 bill. Here's why it was used.
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What Should Your Mortgage Be Based On Your Monthly Income?
Are you looking to become a first-time homeowner? Here's what your mortgage should be based on your monthly income.
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Budgeting (35)
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5 Things To Cut From Your Holiday Budget
When it comes to budgeting for the holidays, one approach is to rethink expenses and consider workarounds that will serve the same purpose but cost you less.
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Think Twice Before Taking Out A Payday Loan. Here's Why
While a payday loan may be the only recourse a person thinks they have for quick cash, there are sobering reasons to avoid this type of loan and its fees.
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You Should Be Saving This Much Of Your Income For Your Holiday Shopping Budget
To keep your monthly budget from going into the red once the holidays arrive, create a holiday budget. Here's how much you should try and save during the year.
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Using Autopay For Your Subscriptions Could End Up Costing You
While autopay is a convenient way to stay in good standing with all your bills, you should avoid setting it and forgetting it when it comes to subscriptions.
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The Time Of Year To Sell Your House If You Want The Best Price
According to ATTOM's annual study of home/condo sales in the U.S., this season is historically the best time to sell your home if you want a solid premium.
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You Should Be Spending This Much Of Your Income On Groceries
While the percentage of income spent on groceries depends on how much you earn, you could aim for a range. The USDA also has food plans to help shoppers budget.
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Don't Make These Home Renovations If You Plan To Sell Your Home Soon
Remodeling your home before a sale can help increase its value, but some of the more high-end renovations may not be worth the investment.
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Why Buy Now, Pay Later Apps Could Destroy Your Holiday Shopping Budget
As short-term financing, BNPL can be a convenient option at checkout, but its ease of use is also a reason why it can get shoppers into trouble: future trouble.
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This Is How Often You Should Really Be Checking Your Credit Score
Checking your credit score can provide you with immediate insight into your creditworthiness, as well as tip you off on anything possibly suspect going on.
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14 Restaurant Tricks That Will Save You Money Every Time You Dine Out
Dining out can be expensive. As it turns out, there are many ways to optimize the experience so that it doesn't hit your wallet as hard.
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People You Should Never Tip
As "tip creep" spreads, you may be wondering who you should tip and who you shouldn't. For those whom you shouldn't, there are better ways to express thanks.
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Here's How Much More You'll Be Paying For Thanksgiving Dinner This Year
While prices for various staples have come down in recent months, 2023's Thanksgiving meal is still going to cost families more. Here's how the math works.
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Try This Genius 30-Day Savings Rule And Your Bank Account Will Thank You
The U.S. consumer spends over $300 a month on impulse buys. That's $300 you weren't planning to spend at all! Here's a method to counter such spending habits.
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Stop These Bad Money Habits Before You Go Broke
Getting ahead financially isn't as tough as it seems, and it doesn't even require making a ton of money. All it takes is some restructuring.
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Your Electric Bill Might Be Going Up For This Sneaky Reason
If you notice your electric bill going up, don't accept it as the natural way of things. It could be for a specific reason, one you could easily fix yourself.
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13 Major Money Red Flags To Look Out For In A Partner
Money is definitely a topic for any couple, and there are a number of red flags to watch for that could prove deal-breakers when it comes to the long term.
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13 Common Financial Mistakes You're Probably Making Right Now
Many people make the same financial mistakes, and while some of these traps are common knowledge, some others should be better understood.
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Mark Cuban's Best Tips And Tricks For Managing Your Money
Mark Cuban made a fortune at a young age and has since solidified his legacy as one of the smartest money minds of his generation.
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Debt Myths You Really Need To Stop Believing
Debt is a sensitive topic to discuss, but as it turns out, many facets of owing money are more nuanced than they at first appear to be.
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Are Planet Fitness' Black Card Perks Worth The Price?
If you're looking to get a gym membership, Planet Fitness is a popular option many folks turn to. That said, are their Black Card perks worth the extra price?
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The Best Time Of Year To Look For A Rental Property
Nobody likes moving. While switching up your home will always feel like a chore, strategically planning out when you do it can save you some cash.
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The Cheapest States In The US To Retire
Choosing an affordable place to retire is a key element in any proper financial planning strategy, and can help ensure you're long-term success.
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Don't Spend More Than This Much Of Your Income On A Vacation
How much should you be budgeting for your dream vacation? Let's break down the maximum amount of your income you should be spending for your holiday.
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Does The Honey Extension Actually Save You Money?
If you're a fan of using coupon codes while online shopping, then you've probably heard of Honey. Let's see if the Honey extension actually saves you money.
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12 Things To Avoid Doing Or Saying When You're Negotiating A Raise
Asking for a raise can be an anxiety-inducing experience, but no matter how nervous you are, don't fall into the trap of these cheap tricks.
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This Is Usually The Cheapest Day Of The Week To Buy Gas
There's no doubt that the average price of a gallon of gasoline has remained elevated. To battle that, read on for the cheapest day of the week to buy gas.
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Is Pet Insurance Really Worth The Cost?
Every pet owner considers their furry critter as a part of the family. As such, it's important to consider whether you need insurance for your four-legged pal.
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Travel Insurance: Should You Invest Or Is It A Scam?
Traveling isn't a cheap endeavor. With all the mounting fees, you may wonder if travel insurance is worth it. Let's break it down.
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You May Want To Think Twice Before Buying A New Car
Buying a new car may be a good social status move, but in many cases it is not a productive financial move for the average consumer.
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Here's How Much It Costs To Have A Baby In The US
Having a child is a life-changing experience, but it can also be an expensive one depending on your insurance, location, and other factors.
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Don't Spend More Than This Much Of Your Income On Rent
The old 30% rule about budgeting your monthly rent just might not apply in the current economic environment.
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The World's Wealthiest People Have These Everyday Habits In Common
Your financial habits are important. Here are some everyday habits that the world's wealthiest people live by and how you can add them into your own life.
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The Zodiac Signs Most Likely To Go Broke
Each astrological sign has different spending habits. Here are the zodiac signs most likely to go broke.
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The Genius Hack That Will Help You Save On Prescriptions
Getting your prescriptions filled can be expensive, especially if you're someone with a chronic health condition that requires regular treatment and care.
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How To Talk To Your Boss About Getting A Raise
Asking for a raise can be an anxiety-provoking experience, but with proper preparation, you'll have a higher chance of it ending in success.
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Collectibles (1)
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The Real Reason US Money Is Green
As the world's reserve currency, the U.S. dollar is instantly recognizable by its green color, which dates back to the Civil War. Why green? For security.
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Earning (4)
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Police Officers Make Less Money Than You Think
Per BLS, there are nearly 809,000 police officers in the United States. Their salary varies, but, on the whole, officers may not earn as much as you think.
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This Is The Most Money Ever Won On Jeopardy
What is the most money every won on "Jeopardy"? It depends. In a single game? During the regular season? Of all time? Here are the answers to all of the above.
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The Zodiac Signs Most Likely To Become Millionaires
Did you know that some Zodiac signs are more financially successful than others? Here are the signs most likely to become millionaires.
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Signs Of Online Job Scams You Need To Watch Out For
Online jobs can be a great way to work more independence into your life, but you must be wary of whether or not an opportunity is legit.
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History (1)
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Money Red Flags To Look Out For If You're Dating A Sagittarius
Dating a Sagittarius can be an exciting and spontaneous experience, but there are some key financial habits you should look out for,
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Investing (9)
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Charlie Munger Dies; Warren Buffett's Partner Dead At 99
Charlie Munger, vice chairman of Berkshire Hathaway, who provided the blueprint for the multinational conglomerate's success, died on Tuesday in California.
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Charlie Munger's 5 Best Investing Tips Ever
As one of the most esteemed figures in finance, when Charlie Munger spoke, everyone listened. Here are some of his best investment tips from over the years.
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Here's Where Charlie Munger Saw The Stock Market Going In 2024
Before he died on November 28, Charlie Munger had been vocal about what he thought about the current stock market and where he believe it was headed in 2024.
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The Student Loan Advice That Mark Cuban Swears By
Mark Cuban, who helped pay his way through college by teaching disco, believes students will save in the long run by following this one piece of advice.
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The One Shark Tank Deal Daymond John Regrets Turning Down
FUBU's Daymond John invested in "Shark Tank"'s most successful product, but he has had his regrets; especially since this one smiles at him wherever he goes.
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Mark Cuban Regrets Passing On This One Shark Tank Deal
Some truly successful businesses start our as ideas on "Shark Tank," and sometimes a business can prove the Sharks wrong. Like this business did for Mark Cuban.
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FTX Explained: What Is It And Why Did It Collapse?
With FTX founder Sam Bankman-Fried facing a lengthy prison sentence from his concluded fraud trial, here's an overview of what led to FTX's historic collapse.
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11 Things First-Time Buyers Always Get Wrong About Buying A House
Buying a home for the first time is an exciting experience -- but it's important to be thorough and not succumb to impulse decisions.
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What Is Bitcoin Mining And How Does It Work?
Mining bitcoin has very little in common with traditional mining operations -- except for the high cost of entry.
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Luxury (1)
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How Much Would Monica's Apartment On Friends Cost In Real Life?
A lot. On "Friends," Monica frequently offers the hand-wavy explanation that her apartment is rent controled.
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Retirement (1)
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What Really Happens To Your Debt After You Die
Sometimes, it may feel like the only way to escape debt is via death. However, one question you should ask is, who will be responsible for your debt if you die.
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Shopping (12)
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How To Budget To Stay Out Of Debt After Holiday Shopping
To avoid going into debt this holiday season, we have some ideas on how you can stretch your gift-giving dollar and stay within your shopping budget.
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5 Ways To Save Money On Apple Products
From iPhones to computers to smartwatches, Apple offers a lot of consumer tech, but it isn't cheap. Still, there are ways you can save on your next purchase.
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Shrinkflation Fully Explained
You're no doubt familiar with inflation, but when making sense of budgets that don't cover as much as before, it's also important to consider shrinkflation.
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Starbucks Vs. Dunkin': Which Coffee Chain Is Cheaper?
When it comes to favorite coffee chain, Starbucks or Dunkin', fans are resolute. But what can't be debated is price, which you can compare -- and which we have.
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How Much Of Your Income Should You Spend On An Engagement Ring?
Rules on how much of your income should be spent on an engagement ring have shifted of late. Gone are the days of feeling guilty for not spending as much.
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You Can Still Shop At Costco Without A Membership. Here's How
There are an estimated 127.9 million Costco cardholders, but many more shop the warehouse. Turns out there are a few ways for non-members to score deals, too.
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Are The Benefits Of Being A Sephora Rouge Member Worth It?
Rouge sits at the top of Sephora's rewards program, and to achieve this grand status, you need to meet a spending threshold. But are the perks worth the effort?
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The Real Reason Shein Is So Cheap
If you're a fan of online shopping, then you've definitely heard of the Shein. Here's the real reason why this fast fashion giant is so cheap.
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Will Booking Through Kayak Really Get You A Better Deal?
Have you considered booking your next vacation through Kayak? Let's assess whether or not using the site will actually help you save money.
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Does HelloFresh Really Save You Money?
HelloFresh claims it saves families money on their groceries, but that claim seems dubious.
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The Real Reason Temu Is So Cheap
There's a good reason some shoppers are suspicious about Temu's extraordinarily low prices.
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17 Sneaky Ways Grocery Stores Trick You Into Spending Money
Grocery stores are convenient places to buy just about everything you need for your household, but if you aren't careful, it's easy to overspend.
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Spending (5)
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Think Twice Before Using Your Debit Card To Pay For Gas. Here's Why
The next time you pull up to the pump to fill your car's tank with gas, take a moment to observe the panel. Doing so could save your debit card from theft.
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Here's Why Some Businesses Charge You Extra For Using A Credit Card
If you've ever been charged extra for using a credit card, this is why the business applied a surcharge and what you should look for regarding this practice.
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This Generation Has The Worst Tippers, According To Research
Tipping culture has led to questions about who to tip and for how much. Research, though, finds there's one generation that simply shrugs at the expectation.
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5 Ways A Government Shutdown Takes Money Out Of Your Pocket
With congress in a state of advanced dysfunction, the threat of a government shutdown looms large. Here's how one can affect your pocketbook.
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What Happens When You Only Make The Minimum Payment On Your Credit Card
It's better to make the minimum payments on your credit cards than to avoid paying at all, but only paying the minimum comes with some downsides.
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Taxes (3)
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These Are The Only People Who Don't Need To File A Tax Return
Tax season can be a headache for many. The good news is, there are some people who don't need to file a tax return. Let's break it down.
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The Big Reason Some Married Couples Might Want To File Taxes Separately
There are a few strategic reasons why married couples may want to file their taxes separately instead of jointly. However, there are conditions to this tactic.
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How Much Of Our Taxes Pay For Politicians' Salaries?
Have you ever wondered how much of your taxpayer money goes to paying politicians' salaries? Let's break it down.
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