The Top 3 US States With The Highest Average Credit Scores
Building good credit takes time and planning. If you're thinking about applying for a loan or credit card, follow the example these regions set.
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USPS Is Increasing Prices (But Claims It's Not Forever)
Despite a postage increase in July, USPS is set to enforce another increase starting October 5, 2025 -- but this time the price hike is meant to be temporary.
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New Retirees Be Warned: The Government Shutdown Could Affect Your Social Security
As the threat of a government shutdown looms, Social Security beneficiaries might be wondering just how worried they should be about their benefits.
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The 10 Most Affordable Places To Live In California
California is not a cheap place to live, but cities like Bakersfield and Fresno offer a more affordable cost of living than coastal metros.
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The Affordable Way To Clean Your Gutters That Could Save You A Ton Of Cash In The Long Run
Keeping your gutters clean is essential to keep your home in good shape, but getting them done professionally can be quite costly. Do this instead.
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The Best Texas College Towns For Retirees To Move To
Texas is a big state with a collection of college towns that offer a lower cost of living and slower pace of life than the major cities.
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The Retirement Savings Rule That Only Requires One Simple Calculation
Many savers spend years juggling calculators and advice, yet a single formula could reveal whether your nest egg is on track for the future.
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The 12 Most Affordable Places To Live In Canada
Relocating to Canada can be a financial boon and result in an improved quality of life for Americans, particularly to the country's smaller cities.
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You've Been Warned: Paying Off Your Mortgage Before Retirement Could Cost You
While entering retirement mortgage-free can be an appealing option, there are financial ramifications of prioritizing mortgage payments in your younger years.
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Kevin O'Leary Reveals How Much Money You Need In The Bank To Live Off Interest Alone
According to Kevin O'Leary, stowing away this amount of money in a high-yield savings or investment account can provide enough interest to replace a job.
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Retirees Are At Risk Of Going Broke If They Make These Finance Mistakes
Balancing and managing your finances as a retiree can be quite different than doing so as a working professional, with a need for lower risk.
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Savings Bonds Are Ready To Redeem When They Reach This 'Magic' Number
While savings bonds can technically be cashed in after as little as 12 months, you could face penalties if you redeem them before this timeframe.
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Americans Can Expect More Rate Cuts From The Fed And This Is Why
The Federal Reserve approved its first rate cut in nine months during its September meeting, and analysts predict more cuts could be coming in 2025.
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Retirees Should Rethink These Bills Immediately
Moving into retirement not only means ridding yourself of your professional obligations, but also certain financial obligations as well.
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2 Of America's 'Most Charming Small Downtowns' Will Make You Pay
HGTV's list of the best small downtowns in America includes two charming Georgia locales. However, homeowners may be paying extra for their proximity to charm.
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This Underrated South Dakota City Is One Of The Cheapest College Towns In The US
Discover a hidden South Dakota gem where college life is affordable, housing costs are low, and even grocery shopping won't break the bank.
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Proposed Federal Bill Could Significantly Reduce Taxes For Retirees
As Social Security's trust fund insolvency date looms ever closer, many seniors are concerned about receiving benefits. One lawmaker just proposed a solution.
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What You Need To Know Before Signing An NDA
As excited as you may be to get started on your new job, it's wise to know what to expect and do if your new employer slides an NDA over to you to sign.
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What Happens If The Social Security Retirement Age Is Raised To 69?
As Social Security's trust funds continue to head for a financial cliff, one suggestion for retaining solvency involves pushing the full retirement age back.
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America's Second Most Affordable State Exempts Social Security Income
This state has a low cost of living across almost all categories, some of the lowest property and income tax rates, and a tax exemption on Social Security.
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Dave Ramsey Warns Us Never To Use A 401k To Make This Payment
Ideally, you'll never need to use money you set aside for retirement early. If you want to fund a big purchase, think long and hard before making a withdrawal.
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You've Been Warned: Here's When Disney Parks Will Cost You The Most
Disney Parks make great family vacation destinations, but they get pricey. With a little planning, you can still have a blast without breaking the bank.
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Medicare Doesn't Cover This Long-Term Care For Seniors
The Medicare plans cover many medical expenses, but one thing they don't cover is time spent in assisted living facilities, a common budget buster for seniors.
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The 12 Best Ways Retirees Can Save Money On Car Insurance
Car insurance rates are rising year over year, but there are ways retirees can counter this trend through defensive driving and shopping around.
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This Savings Account Is One Of The Worst Assets To Inherit
While leaving an inheritance to your loved ones can certainly be a final gift, remember to consider taxes before leaving certain kinds of accounts.
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A $25,000 Salary Is Officially Middle Class If You Live In This New Jersey City
With so many forces increasing the cost of living, making ends meet is hard enough. In one New Jersey city, the wealth gap isn't quite so wide.
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You've Been Warned: Buying Life Insurance At This Age Will Cost You
A life insurance policy can provide for your near and dear, but as far as your own wallet goes, timing is more essential than you'd think.
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