13 Expensive Cars With The Highest Maintenance Costs In 2026

Buying a vehicle is a time-consuming process, requiring a lot of financial consideration, both in terms of upfront costs and long-term expenses. According to Consumer Affairs, around 52.2 million cars are sold in the United States every year, reflecting the millions of Americans crunching the numbers against their budgets. In August 2026 — the last month for which data is available — the average new car transaction price was $50,089, according to Kelley Blue Book (KBB).

Unfortunately, the trajectory for maintenance and repair costs, a serious contributor to long-term ownership costs, isn't offering any relief for consumers. The Bureau of Labor Statistics consumer price index for motor vehicle maintenance and repair rose from 300.1 in January 2020 to 465.1 in August 2026, representing a spike of approximately 55%. At the same time, AAA estimates that the average maintenance, repair, and tire costs have grown from 9.55 cents per mile in 2021 to 11.04 cents per mile in 2025, signaling a 16% increase. This shows that upkeep costs aren't only rising in general, but these long-term costs are burdening drivers more on a per-mile basis.

While the usual strategy is to look for the cheapest vehicles available, owners can gain both financial perspective and some insights when researching the most expensive cars with the highest maintenance costs. Money Digest compiled this list using CarEdge's projected 10-year maintenance and repair costs to identify luxury models with particularly expensive long-term upkeep. These estimates cover maintenance and repairs over a decade of ownership, rather than expenses already recorded for vehicles from the 2026 model year. We also considered each vehicle's 2026 Manufacturer's Suggested Retail Price (MSRP), focusing on models with starting prices around $60,000 or higher.

According to Car and Driver, the 2026 Bentley Bentayga has an MSRP range hovering between $226,750 and $372,350. While not the priciest vehicle on this list to purchase, the Bentley Bentayga is by far the most expensive in projected upkeep expenses. CarEdge projects that owners spend an average of $28,860 within the first 10 years of routine driving.

The Bentley Bentayga is a stylish, luxury SUV capable of seating five people. All trim types come standard with all-wheel drive, which offers greater traction and handling. From its sophisticated suspension system to its powerful engine and all-wheel-drive components, the Bentayga also has plenty of mechanical complexity for owners to account for. Even routine work involving premium tires, brakes, and specialized servicing can make long-term upkeep an important part of the ownership budget.

Premium rear bucket seats with massaging capabilities and a more acute recline are available, too. This model also offers bottle coolers, fingerprint-controlled locks, and dimmed lighting options. The built-in 10.9-inch infotainment screen and optional 20-unit speaker system further highlight its premium appeal.

Car and Driver reports that the Bentley Continental GT's MSRP range bounces from $288,750 to $418,650. Meanwhile, this nameplate's projected decade-long maintenance and repair costs reach $25,136, according to CarEdge. Given these sky-high costs, it should come as no surprise that Bentley isn't one of the luxury brands "upper-class" millennials spend their money on the most.

The 2026 Bentley Continental GT is a two-door grand touring coupe with the class, style, and aesthetic appeal of a luxury sedan. Buyers looking for an open-top version can opt for the Continental GTC convertible. It has four seats, although the rear is a tad snug. Drivers get access to all-wheel drive in all trim varieties.

The current Continental GT uses a plug-in hybrid powertrain that pairs a gasoline engine with an electric motor. The handling is nimble and quick, but the braking ability could be improved. That combination of a gasoline engine, electric motor, and high-voltage battery also adds another layer to long-term servicing. Owners have to consider the upkeep of a high-performance combustion engine alongside the specialized components of the hybrid system.

The BMW XM exhibits a single MSRP of $161,150, per Car and Driver, given that the model only comes in one trim variety. Owners aren't getting any break on upkeep costs, either. CarEdge projects that the BMW XM racks up $21,414 worth of upkeep and maintenance bills within the first 10 years of ownership.

The angular outer-body style of the 2026 BMW XM is almost as eye-catching as its pricing. This potent SUV comes standard with a hybrid powertrain and all-wheel drive. Its plug-in hybrid setup also makes servicing more involved than a conventional gas-only SUV, with a twin-turbocharged V-8, electric motor, and high-voltage battery all part of the equation. Owners still have traditional engine maintenance to consider, even with the ability to drive on electric power.

Despite its plug-in hybrid powertrain, the XM earns an EPA-estimated 14 mpg combined when running on gasoline alone. Still, the XM's range is enough to get around town and a little more. The driving experience is characterized by fast acceleration and a powerful feel, yet the ride isn't as comfortable as the price might indicate.

There are several reasons a retiree regrets buying a Land Rover, and expenses are one of the most compelling justifications to reconsider this brand if you're a budget-conscious driver. For instance, the Land Rover Range Rover, the marque's flagship model, has a starting MSRP of $115,750, but it can reach all the way to $248,150 for higher-end trims, according to Car and Driver. CarEdge also estimates that owners will spend around $19,749 on maintenance and repairs during the first decade of ownership.

The 2026 Land Rover Range Rover may fall behind the Defender in terms of raw off-road capabilities, but it carries its own strengths in this area compared to the average model. Standard four-wheel drive, an adjustable air suspension system, and various terrain options ensure drivers can tackle different conditions with confidence. That adjustable air suspension is also worth keeping in mind from a maintenance standpoint, as it introduces components such as air springs, sensors, and a compressor that aren't part of a conventional suspension setup. It's another example of how luxury and mechanical complexity can go hand in hand. Depending on the trim type, this SUV can hold five to seven passengers. Despite this impressive size, the ride quality is still smooth and outward visibility is optimal.

The Land Rover Defender isn't as pricey as its Range Rover counterpart, but this lower upfront cost shouldn't overshadow a comparatively expensive upkeep bill in the long run. Car and Driver positions the Defender's MSRP range between $65,450 and $160,250. At the same time, CarEdge projects the Defender to produce a maintenance and repair bill of $18,098 over the initial decade of ownership.

The 2026 Land Rover Defender is a rugged take on the more recognizable Range Rover. The standard locking differentials and four-wheel-drive powertrain make it an off-road beast, while improving on-pavement traction and handling at the same time. Drivers who regularly take advantage of those off-road capabilities should also pay attention to the condition of the underbody, suspension, tires, and drivetrain components. Rough terrain can make inspections and timely servicing especially important.

Further demonstrating this off-road capability, this model has an above-average ground clearance of 11.5 inches, with the ability to drive through 35 inches of water. Depending on the trim you choose, the Defender offers a seating capacity of five to eight passengers, with the larger, three-row model hitting at a higher price point.

The Mercedes-Benz brand is closely associated with opulence, luxury, and world-class design, which helps explain the exorbitant costs of some models. Another particularly expensive Mercedes-Benz model to maintain, and certainly not the cheapest to buy, is the GLS. According to Car and Driver, this model has an MSRP beginning at $91,600 and reaching $119,100. Meanwhile, CarEdge reports that the 10-year upkeep cost of this model is $17,529. These extreme prices are one of the reasons this model ranks among the German cars you should stay away from.

The 2026 Mercedes-Benz GLS-Class is a three-row SUV capable of seating seven passengers comfortably, although the third row is snugger than the middle. However, this size in the seating area of the cabin leaves a little to be desired in the cargo area. Its sophisticated suspension, electronics, and all-wheel-drive system are also worth factoring into long-term ownership. As the vehicle ages, keeping those systems in working order involves more than the basic oil changes and tire rotations associated with routine servicing.

Regardless of the trim variety, owners get quick acceleration, solid handling, and an undeniably potent engine. The estimated 16 to 21 miles per gallon isn't the most fuel-efficient, but the trade-off is standard all-wheel drive. Unlike the plug-in hybrid models on this list, the GLS uses gasoline-powered engines with mild-hybrid assistance.

The Jaguar F-PACE has the lowest starting price of any vehicle on this list, but its projected upkeep expenses are anything but modest. More specifically, Car and Driver reports that the F-PACE has an MSRP starting at $58,375 and topping out at $67,875. The real financial consideration for this Jaguar model is the projected 10-year maintenance and repair cost of $17,319, according to CarEdge.

The 2026 Jaguar F-Pace is a compact SUV with luxury status. It offers five seats and standard all-wheel drive, which is a recurring feature of these expensive models. Drivers benefit from a quiet cabin even at higher speeds, an enjoyable driving experience, and smooth handling. Notably, the marque designed the suspension system to remain on the tighter side to put drivers in touch with the road.

Owners should also account for performance-oriented maintenance items such as tires and brakes, along with the servicing needs of the vehicle's all-wheel-drive system. Those are worth considering when weighing the F-PACE's relatively modest purchase price against its projected decade-long upkeep. Acceleration is exceptionally quick. However, the combination of a powerful engine and all-wheel drive puts the fuel economy at a meager 21 to 24 miles per gallon.

The Mercedes-Benz G 550 is another model from this pricey marque to exhibit extraordinary repair and maintenance costs, as well as eye-popping upfront costs. Car and Driver reports that this model has a starting MSRP of $155,250, with higher-priced configurations reaching $169,350. This cost alone can make a consumer think twice about buying new. At the same time, CarEdge estimates suggest that the owner of a G 550 will spend approximately $16,925 on keeping the vehicle running smoothly.

The 2026 Mercedes-Benz G550 is a luxury SUV with a remarkable suite of driving tech that makes for a world-class ride quality. The standard all-wheel drive optimizes handling and traction on various surfaces and conditions. Differential locks across the rear, center, and front, along with competent steering, make for optimal control. Those three locking differentials also illustrate how much specialized hardware goes into the G 550's off-road capability. Along with its suspension, four-wheel-drive system, and premium tires, there's plenty for owners to keep track of beyond ordinary engine servicing.

The meager fuel economy between 17 and 19 miles per gallon is an obvious shortfall, but easily explained away by the size and drivetrain. Despite being a high-end SUV, the G 550 has solid towing capacity of up to 7,715 pounds. Dual touch screens measuring 12.3 inches each, along with heated leather upholstery and segmented climate controls, combine for a luxurious cabin.

Skyrocketing upfront and long-term costs are just a few of the many reasons retirees regret buying a BMW. The BMW M4 is the most expensive model in the marque's lineup to maintain. While not the priciest, it still has an MSRP range from $83,550 to $99,750, as reported by Car and Driver. The long-term maintenance and repair costs won't sweeten the deal from a financial standpoint, either, with CarEdge projecting $16,041 in expenses over the first 10 years of ownership.

Similar in style to the Bentley Continental GT, albeit with a definitive German twist, the 2026 BMW M4 is a two-door performance car available as either a coupe or convertible. While it technically has four seats, the rear row is really reserved for belongings or small children given its snug size. Buyers have the choice between an all-wheel-drive option and a rear-wheel-drive option, although only a gas engine is available. The resulting 18 to 19 miles per gallon combined fuel efficiency is further explained by this speedster's powerful engine options.

Regardless of the configuration, the M4's performance-oriented components deserve attention when budgeting for ownership. Its high-performance tires and braking system are important considerations, particularly for drivers who regularly make use of the car's considerable power. Acceleration is quick, the ride is smooth, but the steering falls short in terms of control and connection to the road.

The BMW 7 Series is one of the worst cars for retirees, partially due to the model's lofty costs both upfront and in the long run. More specifically, the BMW 760i is a perfect example of these costly attributes. According to Car and Driver, the broader 2026 BMW 7 Series starts at $100,850, while the V-8-powered 760i xDrive sits near the top of the lineup at $126,250. CarEdge estimates indicate that owners should budget approximately $15,658 over the first decade of ownership for maintenance and repairs.

The boxy 2026 BMW 7-Series looks like a combination of a Chrysler 300C and a Rolls-Royce with a price tag somewhere in the middle. This four-door luxury sedan can fit five people without sacrificing too much room in the back and leaving a generous cargo area. The 760i xDrive pairs a twin-turbocharged V-8 with a mild-hybrid system and standard all-wheel drive. While other members of the 7 Series offer different powertrain configurations, the 760i emphasizes performance alongside its luxury features. The 760i's complex powertrain is only part of the maintenance picture, too. Its advanced suspension and extensive electronic systems add to the number of components that may require specialized attention as the sedan ages.

The Cadillac Escalade IQ, a fully electric spin on the marque's iconic nameplate, is one of the most expensive 2026 SUV models you should avoid. Car and Driver indicates that this model has an MSRP starting at $130,300 and topping out at $154,100. The financial picture doesn't look any less burdensome when considering its long-term upkeep costs, unfortunately. CarEdge reports that the Escalade IQ has a decade-long maintenance and repair expense of $14,788.

The 2026 Cadillac Escalade IQ is a fully electric SUV with a cavernous cabin offering seven seats. It comes standard with all-wheel drive, boasting enhanced handling and traction. Although the electric Escalade doesn't require traditional engine maintenance like oil changes or spark plug replacements, owners still have to consider its tires, brakes, suspension, and electronic systems. Its substantial size and weight also make tire condition an especially important part of routine ownership.

While the IQ is quick and powerful thanks to its dual electric motors, the ride quality suffers from disjointed handling and disconnected steering. It demands a lot of engagement, rather than offering a smooth driving experience. However, the luxurious interior is refined and opulent, featuring a massive 55-inch infotainment screen, leather seats, and lighting throughout the door panels.

If you're looking for European cars with the lowest repair costs, the Audi brand has some reasonable options considering their luxury status. However, the Audi RS Q8 isn't one of those affordable choices. Car and Driver lists the 2026 model with an MSRP of $139,695, further proof that a single trim type doesn't necessarily make a vehicle more affordable. Within the first 10 years of ownership, this Audi is projected to rack up maintenance and repair costs of roughly $14,587, according to CarEdge estimates.

The 2026 Audi RS Q8 is yet another SUV on this list of expensive cars with the highest maintenance costs in 2026, showing just how concentrated costly upkeep and lofty price tags are in this segment. This model has five seats and comes standard with all-wheel drive. Its high-performance braking system, premium tires, and sophisticated suspension are also important considerations when budgeting for maintenance. The RS Q8 is designed to deliver sports-car-like performance in a sizable SUV, which makes its service requirements worth examining before purchase.

The gas-only engine option, along with its powerful engine and sizable footprint, results in a costly fuel economy of 16 miles per gallon combined. The fast acceleration and enjoyable oomph are achieved without giving up on a smooth ride. The handling is manageable, and the steering is responsive.

The Audi SQ7 has the lowest projected long-term upkeep expenses on this list, but that doesn't necessarily make it an affordable deal. Consider that this nameplate comes with an MSRP range starting at $95,195 and jumping to $101,195, according to Car and Driver. Meanwhile, CarEdge estimates that owners will spend approximately $13,679 on maintenance and repairs during the first decade of ownership.

The 2026 Audi SQ7 is a spacious, three-row SUV that's befitting of a large family, with the third row specifically accommodating children. This model comes with standard all-wheel drive and a grumbling V-8 engine. Together, these help explain the gas-guzzling 16 miles per gallon combined fuel economy. This SUV is equipped with an air-spring suspension that levels out the ride quality even on uneven surfaces.

That air suspension also introduces additional mechanical and electronic components to the maintenance equation. Alongside the twin-turbocharged V-8 and all-wheel-drive system, it's another reason buyers should consider the SQ7's long-term servicing needs rather than focusing exclusively on its purchase price. The interior tech helps explain the higher price point, too. Car and Driver also praises the Audi SQ7 as a standout among mid-size performance SUVs.