Smart Things You Can Do When You Have $10K Saved
Once you've reached your goal of saving $10,000, the next big decision concerns what to do with that money, and how to make the most of it going forward.
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How To Avoid Paying Fees When Transferring Money
Transferring money has become simple as ever these days, but, depending on your method, you may incur considerable fees. Here are ways to minimize them.
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What You Should Do If You Find A Lost Wallet
Returning a lost wallet to its rightful owner is a simple task when there's an ID, but what if there isn't any identification? Here are your options then.
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Why Is 'In God We Trust' On US Currency?
The history of the country's motto "In God We Trust" appearing on U.S. currency dates back over 160 years, though its inclusion on all money is more recent.
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Do Banks Monitor Your Spending Habits?
As with any business, banks like to collect data. This said, the kind of data banks and credit unions have access to may surprise, in how comprehensive it is.
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You Shouldn't Leave A Large Balance In Your Venmo Account. Here's Why
People may think of P2P payment apps as banks (especially since banks have their own apps), but they're different, starting with how your money is protected.
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What To Do If Someone Accidentally Sends You Money
While P2P apps are commonplace today, so too are the money scams that target these apps and their users. An example? Someone "accidentally" sending you money.
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Yes, You Can Borrow Money From Cash App. Here's How
Though it's not promoting it yet, Cash App does offer short-term loans for active users who live in certain states and need money (up to $200) in a pinch.
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The Penny Costs More To Make Than It's Worth
The first one-cent coin in the U.S. dates back to 1793. Now, more than 230 years later, the penny still exists, but costs the Mint more than ever to produce.
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What Is A Commodity Charge On Your Utility Bill?
Looking at your utility bill can be confusing. What exactly is the commodity charge? Let's break it down.
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Is It Safe To Store Your Money In PayPal?
Given the convenience of payment apps like PayPal, you might consider storing your money in one. However, these apps are very different from FDIC-insured banks.
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How To Get A Startup Business Loan With No Money
Though you may be facing a lack of funding, don't abandon your startup idea just yet. Explore financing options that'll let you bet on your future success.
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12 Simple Tricks To Improve Your Credit Score
Building your credit score doesn't have to be only a long-term game. There are ample quick and easy steps you can take to see progress.
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Here's How Much Money Really Exists In The World
When estimating how much money exists in the world, it's not so simple as counting paper and coins in circulation. In this calculation, liquidity is key.
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What It Really Means When Something Goes Into Foreclosure
The foreclosure process triggers after a borrower stops making payments on a loan. For borrowers, it's important to know how this legal process can snowball.
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What Should You Do If You Lose A Check?
If you lose a check, the steps you take will depend on whether you wrote the check or received it. For either case, communication and swift action are key.
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What Does It Mean To Wire Someone Money?
Wiring someone money is to transfer funds to them electronically. But did you know the first wire was sent some 150 years ago? In 1871, by Western Union.
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How To Find An ATM That Won't Charge A Withdrawal Fee
Convenient and ubiquitous, ATMs make it easy to get some quick cash. However, when you do, make sure you use one that's "free," as fees can be as high as 25%.
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Whatever You Do, Don't Put These 11 Things In A Safe Deposit Box
Safe deposit boxes can be a great option for storing important personal belongings, but there are many items better kept in your home.
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One Thing You Should Always Keep In Mind When Cashing A Check
Though not as common, you may still receive a check every now and then. If you do, when you go to deposit or cash it, it's important to check this one thing.
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Stop These Bad Money Habits Before You Go Broke
Getting ahead financially isn't as tough as it seems, and it doesn't even require making a ton of money. All it takes is some restructuring.
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The Hidden Downsides Of Using Buy Now, Pay Later Services
Buy now, pay later is a relatively new way of paying for purchases. Many retailers now offer the checkout option, but are there downsides to using BNPL?
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Venmo Vs. Cash App: Which Money App Is Safer And Better To Use?
The popularity of money apps like Venmo and Cash App may have you thinking of using one yourself. Before you do, here's a rundown of what each app offers.
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Here's What Really Happens When You Bounce A Check
While they're not a part of daily life for many folks, physical checks still come in handy for various needs. Here's what happens when you bounce a check.
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11 Things That'll Tank Your Credit Score
Maintaining a decent credit score is your key to securing mortgage loans, credit cards, and other types of financing to push yourself forward.
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Why You Should Always Shop Around Before Choosing A Bank
Are you looking to switch your financial institution? Let's dive into some of the most important options to consider while you shop around for a new bank.
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The Dark Sides Of Venmo You'll Wish You Knew About Sooner
Exchanging money via Venmo has become a part of everyday life for many Americans. Here is the dark side of the app you'll wish you knew about sooner.
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