10 Common Credit Card Mistakes To Avoid
Credit cards can be valuable tools for building credit and establishing a more fluid financial situation, but incorrect use can take years to recover from.
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Data Reveals Credit Card Debt Is Exploding. Here's How To Inch Your Way Out
According to Lending Tree, the average APR for credit cards was down 0.11% in November from October, but this was still 24.61%, which can add up fast.
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You've Been Warned: You Should Never Enter Retirement With This One Burden
Living on a fixed income in retirement means pretty much every dollar is accounted for each month. Eliminating this burden will make budgeting easier.
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Here's What The 3D 'Sticker' On Your Credit Card Actually Does
To fight fraud, credit cards have various advanced security features embedded, including a shiny "sticker" that's tough for fraudsters to counterfeit.
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'Keep Your Account To Yourself': Kevin O'Leary's Stern Warning For Couples
This said, Kevin O'Leary's financial advice to couples needs some context, which we provide here. He didn't just offer this warning out of the blue.
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Here Are The Best Ways To Strengthen Your Credit Score Through Your 20s
A good credit score can unlock plenty for your financial future. Building a strong one early on can mean better rates and more total credit available.
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You've Been Warned: Traveling With This Type Of Credit Card Will Cost You
Per Statista, nearly 49 million Americans traveled abroad in 2023. For these travelers, hopefully they had the right type of credit card with them.
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Here's What The Wi-Fi Logo On Your Credit Card Actually Means
Contactless payment rose during the COVID-19 era, and it remains popular today. With this said, did you know there are limits to such transactions?
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You've Been Warned: This Convenient Money Habit Will Cost You While Traveling Abroad
When traveling abroad, overpaying for things, even by a little, can add up quickly. Instead, ensure you get the best deal by paying for your items like this.
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You've Been Warned: Never Fall For These Sneaky Credit Card Scams
Credit card scams are commonplace, but fortunately, avoiding being scammed is simple with a bit of due diligence and awareness of what to look for.
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New CFPB Rule Creates Registry To Track Nonbank Bad Actors
The new rule establishes a registry that will facilitate the CFPB's supervision of certain nonbanks. Its effective date is September 16, 2024.
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How Too Many Credit Card Applications In A Short Span Affects Your Credit Score
Applying for new credit can impact your credit score in ways beyond the hard inquiry/ies. Also, some issuers have rules as far as how often you can apply.
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What The CFPB's Recent Supreme Court Victory Means For Consumers
On May 16, 2024, the Supreme Court ruled in favor of the Consumer Financial Protection Bureau 7-2, upholding the constitutionality of its funding structure.
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You've Been Warned: Paying Back Debt In The Wrong Order Will Cost You
Debt. A reality for most, how we choose to pay that debt back is key to whether or not we do so in a cost-effective way. A lot depends on the order.
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You've Been Warned: These Companies Are Collecting And Selling Your Data
Most consumers likely don't realize how much of their data gets collected. They also likely are unaware of how often they green-light its collection.
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You Should Think Twice Before Paying Medical Bills With A Credit Card
Using a credit card to pay medical bills might seem like an easy way to take care of the charges, but it can cost you down the line.
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How The Chip In Your Credit Card Works To Combat Fraud
Chip cards offer consumers more security through tokenization. Through this encryption process, your primary account number is never shared with the merchant.
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The Drawbacks Of Paying Off A Loan With A Credit Card
U.S. credit card debt stands at ~$1.13 trillion. Before adding to this total to pay off a loan, it's important you understand the full cost of the solution.
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5 Tips For Finding The Best Credit Card When You Have Bad Credit
While getting approved for a new credit card when you have bad credit can be a challenge, it's not impossible. In your research, keep these factors in mind.
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Is Credit Card Protection Insurance Really Worth The Cost?
Most consumers likely know about credit card fraud protection; fewer, however, may know about the insurance that cards offer for times of financial hardship.
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What Is Chase's 5/24 Rule?
If you've ever applied for a Chase credit card and been denied, despite your excellent credit score, it may have been because of the unofficial 5/24 policy.
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Are The Disney Visa Card Perks Worth The Cost?
The Disney Visa card from Chase comes in two versions: no annual fee and annual fee (Premier). Here, we take a look at each and weigh the cost versus the perks.
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Ways To Stop Receiving Credit Card Junk Mail
Getting nonstop credit card offers is all too common, especially when credit scores are on the rise. Here's how to get them to stop ... or at least, to lessen.
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What To Know About Credit Card Debt Forgiveness
While credit card forgiveness exists, it's rare for a debt to be totally forgiven; instead, you'll likely need to explore alternatives, which we go over here.
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Is Costco's Anywhere Visa Card Actually Worth The Cost?
The only credit cards accepted at Costco are those that use the Visa network. One way to always have a card that works on hand is to get the Anywhere Visa.
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Things To Keep In Mind Before Consolidating Your Debt
Consolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
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Are TJX Rewards Platinum Mastercard Perks Worth The Cost?
For TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
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