New CFPB Rule Creates Registry To Track Nonbank Bad Actors
The new rule establishes a registry that will facilitate the CFPB's supervision of certain nonbanks. Its effective date is September 16, 2024.
Read MoreThe new rule establishes a registry that will facilitate the CFPB's supervision of certain nonbanks. Its effective date is September 16, 2024.
Read MoreApplying for new credit can impact your credit score in ways beyond the hard inquiry/ies. Also, some issuers have rules as far as how often you can apply.
Read MoreOn May 16, 2024, the Supreme Court ruled in favor of the Consumer Financial Protection Bureau 7-2, upholding the constitutionality of its funding structure.
Read MoreDebt. A reality for most, how we choose to pay that debt back is key to whether or not we do so in a cost-effective way. A lot depends on the order.
Read MoreMost consumers likely don't realize how much of their data gets collected. They also likely are unaware of how often they green-light its collection.
Read MoreUsing a credit card to pay medical bills might seem like an easy way to take care of the charges, but it can cost you down the line.
Read MoreChip cards offer consumers more security through tokenization. Through this encryption process, your primary account number is never shared with the merchant.
Read MoreU.S. credit card debt stands at ~$1.13 trillion. Before adding to this total to pay off a loan, it's important you understand the full cost of the solution.
Read MoreWhile getting approved for a new credit card when you have bad credit can be a challenge, it's not impossible. In your research, keep these factors in mind.
Read MoreMost consumers likely know about credit card fraud protection; fewer, however, may know about the insurance that cards offer for times of financial hardship.
Read MoreIf you've ever applied for a Chase credit card and been denied, despite your excellent credit score, it may have been because of the unofficial 5/24 policy.
Read MoreThe Disney Visa card from Chase comes in two versions: no annual fee and annual fee (Premier). Here, we take a look at each and weigh the cost versus the perks.
Read MoreGetting nonstop credit card offers is all too common, especially when credit scores are on the rise. Here's how to get them to stop ... or at least, to lessen.
Read MoreWhile credit card forgiveness exists, it's rare for a debt to be totally forgiven; instead, you'll likely need to explore alternatives, which we go over here.
Read MoreThe only credit cards accepted at Costco are those that use the Visa network. One way to always have a card that works on hand is to get the Anywhere Visa.
Read MoreConsolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
Read MoreFor TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
Read MoreConsumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
Read MoreIn 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
Read MoreMany people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
Read MoreWhile the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
Read MoreIf your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
Read MoreRaising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
Read MoreIt seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
Read MoreWhile past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
Read MoreIf you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
Read MoreWhile exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
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