The Most Affordable Toyota Cars Less Than 5 Years Old
The Toyota brand is a powerhouse in the automotive industry. In the United States alone, the Japanese brand sold over 2.5 million units in 2025, representing an 8% spike in sales from the prior year. These already-impressive figures are even more extraordinary considering the brand's status as an importer; in 2025, Toyota was only outranked in U.S. sales by General Motors, per GM News. What's more, many of Toyota's individual models are extremely popular in their own right: Kelley Blue Book (KBB) reports that four of the top 15 best-selling vehicles in 2025 were Toyotas. More specifically, the RAV4, Camry, Tacoma, and Corolla all earned top spots.
These remarkable sales figures make it clear that Toyota is a well-loved brand, but that doesn't bar consumers from finding low-cost options. The marque's generous lineup of vehicles, many of which have been in production for several years, results in a rich pre-owned market. We've narrowed down the most affordable Toyota models less than five years old as of Fall 2026. We looked at the cheapest model for each nameplate released between 2022 and 2026, using KBB's September 2026 fair purchase price estimates as the primary metric. Additional ownership costs, such as fuel and maintenance, are also included to give you a more holistic financial perspective. These low-cost Toyota models are ranked from the most to least expensive. Projected fuel and maintenance expenditures are based on an assumed 15,000 miles of driving per year, and U.S. gas prices as of Fall 2026.
14. 2023 Crown
Though the Toyota Crown was first introduced to the U.S. market in the 1950s, it was removed from Toyota's American lineup for several decades. But Toyota reintroduced the Crown to U.S. drivers for the 2023 model year, and as of September 2026, KBB reports that this sedan has a fair purchase price of $29,200. FuelEconomy.gov, the federal government's official repository of fuel efficiency data, estimates that the 2023 Crown gets 41 miles per gallon combined, whereas the average 2026 model only gets 28. Over the first five years of ownership, CarEdge estimates the Crown's fuel costs at $5,635. During the same period, maintenance and repair costs are projected at $1,662. Despite topping the price range, the Crown remains one of the best cars for a retiree.
The 2023 Crown is a stylishly designed SUV with a cavernous interior and powerful engine. The opulent style of the interior borrows from higher-priced vehicles without bringing the accompanying costs. It comes standard with all-wheel drive, which makes for improved handling and better traction. It can comfortably seat five adults, with plenty of room remaining in the trunk. The Insurance Institute for Highway Safety (IIHS) recognized the 2023 Crown as a Top Safety Pick+ — the group's highest rating available — and gave the model perfect scores on four separate crash test simulations.
13. 2022 GR86
The Toyota GR86 is one of the affordable sports cars that are cheaper than a Chevrolet Corvette. The 2022 model is the cheapest option within the past five years, with a fair purchase price of $26,200, according to KBB estimates. FuelEconomy.gov estimates that the 2022 GR86 averages 25 miles per gallon combined. Frequent drivers should note that, despite its accessible price, this sporty little powerhouse does rack up a pretty high gas bill: Assuming it's driven 15,000 miles per year, you can expect to spend around $10,500 on fuel over five years, per CarEdge estimates. Throughout the same time, owners tend to spend about $1,571 to keep the vehicle up and running smoothly.
The 2022 Toyota GR86 has the makings of a classic coupe with two doors, four seats, and a screaming engine. True to form, this vehicle exhibits tight and controlled handling, predictable steering, and a downright exciting ride. Interestingly, the 2022 model features an upgraded design compared to the previous model year, giving drivers even more bang for their buck. The IIHS rated the 2022 GR86 as a Top Safety Pick+, giving the sports car perfect scores across all six of the crashworthiness tests it received.
12. 2022 Highlander
Although there are some vehicles more affordable than the Toyota Highlander, it doesn't mean this nameplate is completely out of reach for budget-aware buyers. KBB reports that the 2022 Highlander exhibits a starting fair purchase price of $26,200, and official FuelEconomy.gov estimates suggest that this SUV gets 23 miles per gallon combined. The 2022 Highlander tends to go through about $6,600 in fuel over the first five years of ownership, according to CarEdge, while maintenance and repair expenses often reach $2,048.
The 2022 Highlander is a full-size SUV with three rows of seating and a spacious cabin capable of accommodating seven to eight passengers, all while maintaining generous cargo space. It comes with optional all-wheel drive, which gives drivers better traction in various road conditions. Despite its size, this nameplate handles stably, which will help maximize the likelihood that any passengers or cargo you're transporting stays safe. The IIHS heralded the 2022 Highlander as another Top Safety Pick+, reflecting top-tier crashworthiness ratings. In fact, this large SUV was tested extensively, receiving first-rate scores on seven of its eight crash test simulations.
11. 2022 RAV4
A brand-new Toyota RAV4 may not be the smart buy it used to be, but earlier models offer a better balance between affordability and value. More specifically, the 2022 RAV4 — the cheapest option less than five years old — has a fair purchase price of $24,700, according to KBB estimates. FuelEconomy.gov suggests that this SUV gets about 30 miles per gallon combined. Per CarEdge projections, the average RAV4 owner spends around $7,700 on gas within the initial half-decade of driving. Meanwhile, general upkeep expenses are estimated at $1,938.
Don't be fooled by the 2022 RAV4's compact status. This vehicle packs quite a lot of functionality and interior space into its relatively modest footprint. Whether you're cruising around the city or jetting along on the highway, the RAV4's driving experience is smooth, stable, and efficient. Similar to the Highlander, the 2022 Toyota RAV4 received thorough crashworthiness testing and came away with above-average scores on the overwhelming majority of crash simulations. These stellar results helped the model achieve a Top Safety Pick designation from the IIHS, which is the group's second-highest recognition.
10. 2022 Avalon
The Toyota Avalon was a long-running fixture in the Toyota lineup until it was replaced by the Crown. Last released in 2022, this model qualifies as an affordable Toyota car less than five years old in 2026. KBB suggests that the Avalon's final model year boasts a fair purchase price of $24,300, and for those willing to compromise with something a bit older, there are earlier Avalon model years that rank among the used Toyotas you can get on a $20,000 budget. According to FuelEconomy.gov, the 2022 Avalon averages 25 miles per gallon combined, and projects that the sedan uses about $2,700 worth of fuel annually. While CarEdge doesn't list specific ownership costs for the Avalon, the website reports the brand-wide average for Toyota maintenance comes out to $5,470 over 10 years.
Looking at the 2022 Avalon may have you questioning why this nameplate was discontinued at all. This attractive four-door sedan has a spacious five-person cabin with plenty of room left in the cargo area. At the time, this was Toyota's flagship sedan, and it comes standard with plenty of modern tech and a sleek interior to match. The Avalon is smooth to drive, even over uneven terrain, and offers competent, controlled handling. It also boasts premier crashworthiness: The IIHS hailed the 2022 Avalon as a Top Safety Pick, giving the model perfect ratings across each of its six crash test simulations.
9. 2022 Tacoma
The 2026 Toyota Tacoma is one of the cheapest pickup trucks that don't sacrifice size, but even more savings are available by looking at earlier models. In the past five years, the 2022 Tacoma is by far the most affordable option, sporting a fair purchase price of $23,900, per KBB estimates. FuelEconomy.gov reports that this pickup averages 21 miles per gallon combined. This falls short of the 2026 market average, but still exceeds the standard fuel efficiency of the truck segment, which the Environmental Protection Agency reports hovers around 19.8 miles per gallon in 2026 (via ForCar). For further financial context, CarEdge reports that the Tacoma accumulates a gas bill of around $11,000 within the first five years of routine driving. Meanwhile, maintenance and repair costs usually reach $2,241 during this time.
The 2022 Tacoma is most affordable in its extended cab version, which comes with two full-size doors and an extremely cramped rear seat that's a better fit for equipment than people. Arguably, the Tacoma is among the most capable vehicles on this list in terms of towing and hauling capacity, as well as off-pavement performance. Plus, this smaller pickup is easier to manage and steer than its full-size counterparts, making it suitable for both work and daily life. The extended cab version of the 2022 Tacoma received perfect scores on five of its six crash test simulations, though the IIHS did not award it an official safety recognition.
8. 2022 Venza
The Toyota Venza isn't as recognizable as some of the brand's other nameplates, but it is one of the Toyota cars that are perfect for a retiree. Among other attractive features, this SUV's moderate price point helps make the case. KBB indicates that the 2022 Venza has a fair purchase price of $23,500. As a hybrid vehicle, this SUV far outpaces the 2026 market standard with an average fuel efficiency of 39 miles per gallon combined, per FuelEconomy.gov. According to CarEdge, the Venza usually costs owners about $5,925 in fuel over five years, and another $1,981 in general upkeep.
Though it was discontinued in 2024, the Venza was often touted as one of the more premium Toyotas on the market. This two-row, five-seat SUV comes standard with all-wheel drive, optimizing traction and handling in various conditions. And while its wide range of driver-assist technology makes daily driving even smoother, Venza owners do compromise a bit on interior space. The 2022 Toyota Venza underwent seven crash tests, receiving above-average scores across the board and perfect ratings on almost all of them. That stellar performance resulted in an IIHS Top Safety Pick designation.
7. 2023 bZ4X
The Toyota bZ4X joins the Crown as one of the most recent releases on this list of the most affordable Toyota cars less than five years old. The earliest release of this fully electric vehicle (EV) has a fair purchase price of $22,900, according to KBB averages. FuelEconomy.gov indicates that it gets 119 miles per gallon equivalent, the metric used to compare EV fuel efficiency to those of internal combustion engines, meaning the bZ4X has the best fuel economy featured on this list by far. This model doesn't have specific CarEdge data regarding fuel or maintenance, but FuelEconomy.gov estimates that fuel expenses cost $650 annually. Additionally, the Toyota bZ4X is one of the electric cars that hold their value better than the Tesla Model 3, suggesting it's a better investment than much of its EV competition.
This fully electric vehicle has a spacious cabin, easily fitting five adult passengers comfortably while leaving enough room for belongings. This model is available in front-wheel or all-wheel drive, but acceleration is potent in both versions. It offers comfortable steering and a smooth ride, even while navigating uneven roads. The 2023 bZ4X also earned pristine marks across all four of its crash test simulations from the IIHS.
6. 2022 C-HR
If you're thinking twice about buying a new car, the 2022 Toyota C-HR is further proof that quality and affordability can coexist on the resale market. This is another one of the more unsung offerings in Toyota's modern lineup, but KBB reports that the 2022 model year has a fair purchase price of $20,800. Despite its age, the 2022 C-HR outperforms the market's 2026 fuel efficiency average; it gets about 29 miles per gallon combined, per FuelEconomy.gov, which adds up to around $2,300 in annual fuel costs.
The C-HR is a uniquely designed SUV with five seats and an undeniable European flair. The back seat is fairly tight for an adult passenger, but the layout remains functional and accommodating. This nameplate's ride is comfortable, and the steering is responsive, but the acceleration won't knock your socks off. The 2022 C-HR is another Top Safety Pick option, according to the IIHS, and received an unblemished crashworthiness report across all of the simulations it underwent.
5. 2022 Camry
While there are some cars more affordable than the Toyota Camry, looking back a few years can save drivers significantly while still giving them access to many of the features that make this sedan a popular choice among drivers. KBB suggests that the 2022 Camry features a fair purchase price of $20,700. According to FuelEconomy.gov, this sedan achieves 32 miles per gallon combined, placing it above the 2026 market's average fuel efficiency. Per CarEdge, the Toyota Camry racks up an average five-year fuel expense of $4,530, and its maintenance and repair expenses usually hover around $1,503.
As a quintessential sedan, the 2022 Camry checks all the boxes owners would expect from a leader in the segment. The modest engine provides enough power to get around without hindering maneuverability, and the cabin is roomy enough to seat five people comfortably without sacrificing space in the trunk. The 2022 Toyota Camry is another Top Safety Pick+ from the IIHS, earning perfect scores on all but one of its seven crash test simulations.
4. 2022 Prius
The 2026 Toyota Prius is the most fuel-efficient car of the year, per U.S. News & World Report, although world-class gas mileage isn't exclusive to the newest model years. KBB estimates that the 2022 Prius has a fair purchase price of $20,400. Meanwhile, FuelEconomy.gov official figures suggest that this hybrid hatchback achieves a combined 52 miles per gallon, almost doubling the average for 2026 vehicles. Owners tend to spend an average of $4,055 on fuel within the first five years of routine driving, according to CarEdge, and this hybrid requires around $1,437 in servicing to keep running smoothly.
While the model's fuel efficiency is ahead of its time, this famed hybrid nameplate offers more than exceptional gas mileage: It has optional all-wheel drive, which was fairly rare for smaller hybrids at the time it was in production, so green-conscious drivers can enjoy just as much traction and control as they would in many gas-powered cars. The hatchback design also makes for a convenient and spacious interior, particularly in terms of trunk space. Though the IIHS didn't give the 2022 Prius any official recognition, it received above-average marks on all six of its crash test simulations.
3. 2022 Corolla Cross
The Toyota Corolla Cross has been heralded as a top-selling and reliable car, and you can enjoy its many amenities at a relatively low premium if you opt for the 2022 model. KBB reports the 2022 Corolla Cross carries a fair purchase price of $19,800, while FuelEconomy.gov estimates that this SUV averages 32 miles per gallon combined. Per CarEdge, Corolla Cross drivers spend an average of roughly $7,220 on fuel during the initial half-decade of ownership. Meanwhile, five-year maintenance and repair costs average $1,852 with routine driving.
The Corolla Cross is a two-row, crossover SUV version of the long-running sedan. It offers owners a roomy interior, capable of seating five passengers with a versatile cargo area that could prove useful for both daily commutes and long hauls. Thanks to its size and elevated chassis, many drivers may find this option more functional and versatile than the mainstream sedan or Corolla Hatchback. Additionally, the IIHS recognizes the 2022 Corolla Cross as a Top Safety Pick+; of the six crash test simulations performed on it, this nameplate received perfect scores on each.
2. 2022 Corolla
The Toyota Corolla has been recognized as one of the most reliable Toyotas, but this dependability doesn't have to come at a high price. KBB estimates show that the 2022 model has a fair purchase price of $16,850. At the same time, official FuelEconomy.gov estimates reveal that this sedan gets 33 miles to the gallon combined. According to CarEdge, the Corolla has a five-year fuel cost of $6,600, and accumulates maintenance and repair expenses of around $1,430 in the same time frame.
The 2022 Toyota Corolla is a classic sedan visually, but places an emphasis on safety and aesthetics. This five-seat vehicle can reasonably accommodate five adult passengers, and features a generously sized trunk to boot. Drivers should find the experience behind the wheel smooth, comfortable, and spry. Complementing its supreme maneuverability, the IIHS celebrated the 2022 Corolla as yet another Top Safety Pick+, awarding it perfect scores on six crash tests and an above-average result on the seventh.
1. 2022 Mirai
The 2022 Toyota Mirai is the most unique and cheapest vehicle on this list of affordable Toyotas, largely thanks to its hydrogen-fuel-cell-powered engine. According to KBB estimates, this 2022 Toyota Mirai has a fair purchase price of only $5,300 — over three times less than the Corolla from the same model year — while FuelEconomy.gov reports that its unique fuel system achieves 74 miles per gallon combined equivalent. Despite its niche design, CarEdge indicates that the Mirai only demands about $3,120 in fuel expenses within the initial five years of ownership, while maintenance and repair costs add up to approximately $1,196 over the same period.
While exceedingly fuel efficient, the Mirai's engine comes with severe range limitations given that most U.S. hydrogen fueling stations are largely concentrated in California. However, drivers who fit this geographical description have access to an aesthetically pleasing, five-seater sedan with an undeniably upscale feel. The driving experience has some unexpected oomph, but maintains the smooth and competent handling you'd expect from the sedan segment. The IIHS hasn't conducted testing on the 2022 Mirai, but it does come with a slew of standard safety features, including automatic emergency braking, adaptive cruise control, and lane-departure warning.