What's The Highest Possible Credit Score And How Can You Get It?
There are a number of factors that affect your credit score, both positively and negatively, and you'll need to master all of them.
Read MoreArchive for October 2023
Back to Archive IndexBanking (17)
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What You Need To Do To Freeze Your Credit
If you've been a victim of fraud (or think you might have been), there are steps you can take to freeze your credit and mitigate the damage.
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Here's How To Properly Void A Check
If you're still using that analog checkbook, here's the proper process for voiding a check so it can't be misappropriated.
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How To Fill Out A Money Order Correctly
The money order is one of the oldest and most secure ways to transfer money. Here's how they work and how to fill one out properly.
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15 Best Tips To Build Credit Fast
It is totally possible to build credit in an efficient and effective manner -- you simply must be disciplined and follow specific protocol.
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How To Increase Your Apple Card Credit Limit
Apple customers who have signed up for an Apple Card may qualify for credit limit increases. Here's how to obtain them.
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The Dark Side Of Cash-Back Credit Cards
Cash-back credit cards lure users with the promise of free money for hitting certain spending targets, but it often isn't so "free."
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The Easiest Way To Get A Cashier's Check
If you have a bank account, getting a cashier's check is easy enough, but beware of common scams.
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Does Your Credit Score Really Drop If You Check It?
There are many unique factors that go into calculating your credit score, with some of them having a larger long-term impact than others.
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Your Money Is Way Filthier Than You Can Even Comprehend
The bills in your wallet contain a number of microorganisms and potentially even some illegal substances, according to bodies of research.
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11 Financial Scams Senior Citizens Need To Be Aware Of
Falling victim to these financial scams is an unfortunate happenstance that is actually quite common among those living in retirement.
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Can You Ever Really Have Too Much Money In Your Savings Account?
There are pros and cons to keeping the majority of your savings in a single savings account, and these range from government backing limits to opportunity cost.
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How To Get Something Notarized
You can find a notary public at a number of common business, including banks, law firms, and universities. Here are the services they provide.
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What You Need To Know Before You Wire Money
If you want to forego FinTech apps and transfer money the old-fashioned way, by wire, there are some key things you need to know.
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The 10 Easiest Ways To Raise Your Credit Score
Your credit score plays an important role in your finances, from borrowing power to your ability to make large purchases or refinance.
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Debit Card Vs. Credit Card: What's The Difference?
When making a purchase you often have the choice of choosing debit or credit, but which one you choose has implications for you and the seller.
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How To Write A Check Correctly
Whether you're paying your monthly rent or handing in a deposit on a new car, chances are you're going to have to know how to write a check.
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Budgeting (25)
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The Best Place To Exchange Currency Before Your Next Trip
When you need to exchange currency, you have a lot of options, but not all of them will provide the best exchange rate or the lowest fees.
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8 Sneaky Ways Gyms Trick You Into Spending More Money
A gym membership can be beneficial to your fitness, but if you aren't paying attention, it may have the opposite effect on your wallet.
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What's A Profit And Loss Statement And How Does It Work?
A profit and loss statement takes vital information from the sales and expenses of your business and weighs them against each other.
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What It Really Means To Be Paid In Arrears
As a business there are a few ways in which you can receive payment for a service. Either you can accept payment in advance or choose to be paid in arrears.
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What You Need To Know Before You Get A Debt Consolidation Loan
A debt consolidation loan can be helpful in certain circumstances, but proper planning and fiscal responsibility are required during the term.
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10 Important Tips For Choosing A Financial Advisor
A financial advisor can help you better manage your financial investment accounts, but it's important to pick one aligned with your goals.
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Are You Paying Too Much For Rent? Here's How To Find Out
Rents have been increasing across the United States, placing an increasing burden on citizens and preventing them from financial security.
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DoorDash DashPass: Does It Save You Money Or Is It Better To Skip?
DashPass from DoorDash can be a great way to save money on at-home food delivery, as long as your situation is optimized for its perks.
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The Game-Changing Trick To Save Money At Starbucks
Stopping into Starbucks every day can become an expensive habit, but there is one particular way to save a bit of dough as a regular.
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Important Things You Need To Know To Write A Proper Business Plan
A good business plan not only outlines the goals and logistics of a small company, but helps the founders brainstorm a proper path to achieve them.
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You Don't Need A College Degree To Work These 30 High-Paying Jobs
Having a college degree has been shown to increase lifetime earnings, but in these high-paying professions, having graduated college isn't required.
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Gross Income Vs. Net Income: What's The Difference?
Terms like gross and net income get thrown around colloquially, but you're not alone if you don't understand the different calculations.
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Do You Still Get Paid While On Maternity Leave?
The United States ranks near the bottom compared with most countries around the world when it comes to options for existing mothers.
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How Much Money Should You Realistically Have Saved By 30?
Saving money at an early age is critical, which sometimes means you'll have to dealy some gratification to have enough cash in the bank by 30.
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When Is The Best Time To Book Flight Tickets If You Want A Deal?
Not everything is equal or transparent when booking flights, but by knowing when the best times are to book, you can save a bit of cash.
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The 8 Best Ways To Consolidate Credit Card Debt
Consolidating credit card debt may help you reduce the amount of interest you owe and pay down the debt faster, if you choose the right method.
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The Maximum Amount You Can Contribute To Your 401(k) In 2024
The amount of money workers can contribute to their 401(k) in 2024 is projected to increase, but not by as much as it has the past few years.
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How Much It Really Costs To Buy A Private Jet
The cost of owning and maintaining a private jet is astronomical, but there are some other, cheaper ways than true ownership to fly on a private aircraft.
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You Can Probably Skip The Rental Car Insurance. Here's Why
Rental car insurance can help prevent liabilities out of your wallet, but these factors could make it unnecessary for your situation.
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Is The 50/30/20 Budget Rule Actually Realistic For Most Americans?
The 50/30/20 budget rule can be an effective tool to help you frame your financial decisions, but there are some caveats to be aware of.
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The 5 Best And 5 Worst States To Retire
Many plan to post up in a new location following the completion of their working career, but some parts of the U.S. are better than others.
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When's The Best Time Of Year To Buy A New House?
Getting a good deal on a house often comes down to timing and a good real estate agent, no matter how much searching and research you do.
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Save Money On Expensive Plane Tickets With This Simple Trick
Buying flight tickets is increasingly expensive, but by using this hack you may luck out and find a significantly cheaper fare to your destination.
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Why Your Homeowner's Association Fees Are So High
Everything you need to know about HOA fees, including the most important question: Why are they so darn high?
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The Easiest Way To Calculate Your Debt-To-Income Ratio
When it's time for a new credit card or if you're financing a large purchase, you need to know your debt-to-income ratio. Here's how to calculate your DTI.
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Business (1)
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What Is A Global Supply Chain?
The global supply chain is an interconnected marketplace of buyers and sellers, and it's existed as long as civilization itself.
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Cleaning (1)
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5 Pros And 5 Cons Of A Monopoly
In general, monopolies have a negative image in the marketplace and among the public, but they can actually create some positives for consumers.
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Collectibles (1)
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The Real Reason They Stopped Regularly Printing $2 Bills
The humble $2 bill has a fascinating history that involves crooked politicians, back-door deals. and a wide range of urban legends.
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Earning (2)
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The 27 Highest-Paying Jobs In The US
The vast majority of the top-earning professions require at least a bachelor's degree and often additional schooling, though there are exceptions.
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How Much Money Do NFL Players Make If They Win The Super Bowl
NFL players earn significant bonuses for playing in the Super Bowl, and an appearance also helps them negotiate better off-field contracts.
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Investing (21)
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The Easiest Way To Become A Millionaire
The fastest way to become a millionaire isn't the lottery. It's letting your money do the work so you don't have to.
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The Best Ways To Prepare For A Stock Market Crash
Few things are as unsettling to an investor as the idea of losing everything, but there are a few proven ways to prepare for a market downturn.
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What's The Difference Between A Stock Market Correction And Crash?
Stock market crashes and corrections are similar but distinct phenomena, and neither of them are good for investors (at least in the short term).
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Here's How Interest Rates Affect The Stock Market
The interplay between the interest rate and stock market performance is complicated, but there is a correlation. Here's how it works.
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The 12 Best Investment Apps For Beginners Ranked
It's easier than ever to get started as an investor, and the best part is that it doesn't take a large amount of money upfront to do so.
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Where Do Cryptocurrencies Get Their Value?
Is crypto the next stage in financial evolution or the latest symptom of end stage capitalism? Honestly, it's a bit of both. Here's how crypto gets its price.
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What Is A Bull Market? Here's What You Should Know
A bull market is the ultimate goal for investors, but what triggers one and what happens during a bull market can be difficult to decipher.
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The Law Of Supply And Demand: What Is It And How Does It Work?
The law of supply and demand is oft quoted and with good reason: It's the central tenet of the social science of empirical economics.
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Bitcoin Vs Ether: What's The Difference?
Bitcoin and Ether are like the McDonalds and Burger King of the cryptocurrency world. Here's why and what sets the two apart.
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This Is Everything You'll Need To Mine Bitcoin
If you're looking to mine Bitcoin on your own, you're going to need a whole lot more hardware than you've probably got lying around.
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FAANG Stocks: Important Facts You Need To Know
The major tech players that comprise the FAANG stocks represent a notable portion of major stock indexes, and their influence is set to continue.
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10 Best Tips For Investing In Stocks As A Beginner
Getting started in the world of investing seems intimidating, but with a bit of research you can find stable and promising stocks to buy.
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The 12 Best Compound Interest Investments Ranked
Compound interest investments allow you to reap increasing profits over long periods of time, though some options are riskier than others.
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Money Tips And Tricks You Can Steal From Warren Buffett
Warren Buffett is known for his modest lifestyle, sizable net worth, and business acumen as the head of Berkshire Hathaway since 1965.
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Bear Markets: Facts You Need To Know
A bear market isn't the ideal situation from a typical investing standpoint, but it can be a great opportunity to create long-term wealth.
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The 3 Main Causes Of Inflation Explained
Inflation, or a broad-based increase in prices, is a painful macroeconomic phemonon with a few well-known historic causes.
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4 Key Examples Of Liquid Assets Explained
Liquidity is a measure of how easily value can be transferred. Here are four examples of fungible assets with high liquidity.
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What Is A Recession And What Happens During One?
There's more to most recessions than the top-level interest hikes and economic turmoil that make the headlines, and the impact is felt widely.
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What Are Stock Market Circuit Breakers?
Stock Market circuit breakers are a critical failsafe. Here's how they work to prevent financial calamity.
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What Are The Differences Between The Dow Jones, Nasdaq, And The S&P 500?
To understand the difference between the Dow Jones, the Nasdaq, and the S&P 500, let's start with the difference between indices and exchanges.
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How To Know If You're Part Of A Pyramid Scheme
So you've just heard about a great business opportunity from a friend. The work sounds easy. The financial rewards are high. Is it too good to be true?
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Luxury (2)
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How Much Would The House On Full House Cost In Real Life?
The actual home from "Full House" is near the famed Painted Ladies of San Francisco, and if you were to buy it, you'd need quite the fortune.
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Why The American Express Centurion Black Card Is Such An Exclusive Credit Card
The fabled Amex Centurion card, also known as the American Express Black card, is the credit card by which all other credit cards are judged.
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Retirement (1)
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What's The Difference Between A Will And A Trust?
The living will and living trust are two important legal documents that help a person plan their estate before death and potentially avoid taxation.
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Shopping (7)
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What You Need To Know About Old Navy's Navyist Credit Card
If you're thinking about signing up for an Old Navy branded credit card, here are a few of the important details we've dug out of the fine print.
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How To Sign Over A Car Title
Signing over a car title is a simple but important process, and can have negative repercussions if you fail to complete it properly.
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Is An Airbnb A Better Deal Than Booking A Hotel Room?
Airbnb rentals can be a better deal in some circumstances, while booking a hotel room remains preferable in other situations for travelers.
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Here's When To Buy A New iPhone If You Want The Best Price
As tempting as snatching up the newest iPhone on release day can be, it's a better financial decision to enact a bit of patience and wait.
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Massive Mistakes That Are Costing You Extra Money At Trader Joe's
Trader Joe's is known for specialty products not available in larger grocery chains, but it takes a keen eye to spot the best deals.
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Buy A New Laptop During This Time If You Want The Best Price
The best time to buy a laptop depends significantly on your shopping priorities. If you want the best deal, you first need to prioritize price or spec.
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The Benefits And Rewards Of The Victoria's Secret Credit Card
If you're doing some serious spending at Victoria's Secret or PINK, then signing up for the exclusive Victoria's Secret credit card might be a good move.
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Spending (3)
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Here's How Many Credit Cards You Should Actually Have
Contrary to popular belief, there is a perfect number of credit cards to have to signal financial stability.
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Here's How Much The NFL Fines Pro Athletes For Touchdown Celebrations
The NFL fines its players for excessive celebrations, but the penalties are largely subjective and often go uncalled by officials.
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Don't Pay Your Rent With A Credit Card. Here's Why
Paying your rent with a credit card might sound tempting, but there are many reasons why it's beneficial to consider other methods.
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Taxes (6)
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These Are The California State Tax Rates And Tax Brackets For 2023-2024
California has one of the more complicated state income tax systems, so it's important to understand where you fall so you can plan your budget.
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Here's How Long It Usually Takes To Get A Tax Refund
If you're one of the millions of Americans expecting a refund from Uncle Sam this tax season, how you file could have an impact on how fast you're paid.
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Here's How You Prepare To Act As The Executor Of A Will
If you're planning your estate or helping someone else do the same, here's what you need to know about appointing (or acting as) an executor.
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Reasons You Might Need To Consult A Tax Attorney
Whether you're starting a business or dealing with a letter from the IRS, a tax attorney can help you in ways an accountant can't.
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Here's How To Pay Taxes On Gambling Winnings And Losses
Whether you hit it big or lose your shirt at the casino, gambling can have major tax implications. Here's what that means and how to pay gambling taxes.
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Here's Every State Without An Income Tax
If you're planning a move to another state or just dreaming about one, you might be thinking about taxes. Here's what you need to know.
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