Do Banks Monitor Your Spending Habits?
As with any business, banks like to collect data. This said, the kind of data banks and credit unions have access to may surprise, in how comprehensive it is.
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Financial Traps Keeping You In The Middle Class
According to Pew Research analysis, around 50% of American households in 2021 fell into the middle-class category, representing an 11% drop from 1971.
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You Shouldn't Leave A Large Balance In Your Venmo Account. Here's Why
People may think of P2P payment apps as banks (especially since banks have their own apps), but they're different, starting with how your money is protected.
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11 Small Appliances That Will Help Slash Your Power Bill
Running large applainces non-stop in your home can drive your utility bills through the roof, so try these smaller appliances instead.
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How Much Do Americans Spend On Christmas?
Spending records in 2023 tell only part of the story for holiday shopping in the U.S. Let's also look at what people are buying and who's spending the most.
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What Is Revenge Spending And How Do You Avoid It?
Revenge spending, which made news following the pandemic shutdowns, slowed in 2023, but this type of spending also happens daily on a more individual level.
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How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
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Do You Pay Taxes On Inheritance?
With regard to inheritance, there are four types of tax a person should learn about: estate taxes, inheritance taxes, capital gains taxes, and income taxes.
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What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
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5 Financial Habits Of Millionaires That May Surprise You
There are ~22.7 million millionaires in the U.S., meaning most are regular people. Their eye is always on the future and they stick with some practical habits.
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What Is The Average Price Of A New Car In 2024?
To start 2024, new car prices are 3.5% lower than this time last year. Consumers will find price variation depending on the type of car and automaker inventory.
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How Much Do Americans Spend On Their Pets?
Every year, spending on pets in America grows, and given how Americans see their pets as family, it's unsurprising to learn just how much we spend on our them.
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What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
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Driving Mistakes That Are Costing You At The Gas Pump
Per GasBuddy, gas prices in 2024 will drop for a second year in a row. This time, by 13 cents a gallon. You can add to these savings through your driving, too.
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5 Things To Do Before You Dispute A Credit Card Charge
If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
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The First 5 Things You Should Do When You Inherit A Large Amount Of Money
Inheritances in the U.S. aren't as common as some may think; however, if you do inherit a bequest, and it includes money, here's what you should do first.
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Circular Trading: Why It's Illegal
Circular trading is a type of stock market manipulation that can artificially inflate the price of shares. Here's how this particular securities fraud works.
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5 Tips From Jim Cramer On Becoming A Smart Investor
Ben Franklin said, "An investment in knowledge pays the best interest." For new investors, that means learning from experts, like Jim Cramer of "Mad Money."
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Here's What Happens If You Exceed Your Credit Card Limit
While exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
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Garbage Collectors Make More Than You Realize
Per BLS, there are over 132,000 refuse and recyclable material collectors in the country. Here's a look at how much these essential workers make on average.
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Are Amazon Prime Perks Actually Worth The Cost?
To determine if Amazon Prime perks are worth the cost, it's necessary to break down the actual cost of each individual perk included in a Prime membership.
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Will Two Credit Cards Build Your Credit More Quickly?
You may have heard that a second credit card can help you raise your credit score more quickly, but there's more to it. You'll need to consider all factors.
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Never Do These 5 Things After Inheriting A Large Amount Of Money
Should you inherit a large sum of money, it's important to know what to do with it, starting with what to avoid when managing this sudden, bittersweet windfall.
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You've Been Warned: You'll Lose Money On These Home Improvement Projects
When it comes to home improvement and ROI, it depends on whether or not you plan to sell. If so, then there are some projects you may want to reconsider.
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What To Do If Someone Accidentally Sends You Money
While P2P apps are commonplace today, so too are the money scams that target these apps and their users. An example? Someone "accidentally" sending you money.
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The Dark Truth Behind Credit Card Rewards
Credit card rewards may seem like free money, but the truth is, they're not. Card issuers recoup that money in a few ways, actually making money in the process.
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How Exactly Does A Car Lease Work?
Per S&P Mobility, leasing has yet to fully bounce back from its pandemic low. But it remains an alternative to financing a vehicle. Here's how it works.
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