5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
Read MoreConsumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
Read MoreIn 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
Read MoreMany people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
Read MoreWhile the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
Read MoreIf your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
Read MoreRaising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
Read MoreIt seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
Read MoreWhile past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
Read MoreIf you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
Read MoreWhile exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
Read MoreYou may have heard that a second credit card can help you raise your credit score more quickly, but there's more to it. You'll need to consider all factors.
Read MoreCredit card rewards may seem like free money, but the truth is, they're not. Card issuers recoup that money in a few ways, actually making money in the process.
Read MoreApplying for a new credit card is a risk, as there's no guarantee you'll be approved. However, you can better your odds by applying for the right card.
Read MoreWhile you surely have good reasons to lower your credit limit, before you do, be sure to consider all that your credit limit affects (like your credit score).
Read MoreThere are three tiers to the Southwest Rapid Rewards credit card: Plus, Premium, and Priority. While perks increase with each tier, so does the annual fee.
Read MoreResponsibly using a credit card can not only help your credit history/score, but can also result in savings and extra cash through points, rewards, and perks.
Read MoreCredit cards can be a great tool for building credit and floating yourself during a pinch, but watch out for cards that employ discreet tactics.
Read MoreBuilding your credit score doesn't have to be only a long-term game. There are ample quick and easy steps you can take to see progress.
Read MoreDave Ramsey is a financial guru known for being very opinionated in his advice, but it turns out that some of that advice misses the mark.
Read MoreThough contactless payment is common today, there are still times when you'll need to insert your credit/debit card, which can leave you vulnerable to skimmers.
Read MoreCredit cards are valuable for more than just point-of-purchase power. Used correctly, that can earn you everything from free travel to nights out.
Read MoreDave Ramsey's aversion to credit cards is well-known, and his disdain extends to this one type of credit card, too, in spite of its more limited spending power.
Read MoreBad credit affects more than simply your ability to borrow money, and it can have far-reaching impacts across your entire lifestyle.
Read MoreClosing a credit card isn't only about your credit card, but about your credit score as well, which is why you should think about the bigger credit picture.
Read MoreThe next time you pull up to the pump to fill your car's tank with gas, take a moment to observe the panel. Doing so could save your debit card from theft.
Read MoreAn excellent credit score is the goal of every consumer, but in your efforts to achieve it, you may be following a myth that's actually hurting your score.
Read MoreWhen it comes to credit cards, there are myriad choices. But before you apply for this type of card (on impulse), you may want to step back and read the T&C.
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