One Of The Best Places For Retirees Is A Beach Town In Maryland With Historic Museums And A Boardwalk

Part of the fun of retiring is picking a place where you can live after a long career, a location that not only fits your needs and wants, but your budget as well. For retirees, staying on target with their finances is key, especially as many Americans might be wrong about the amount they need to retire comfortably on a fixed income of Social Security, pensions, and savings. If you are planning to retire in the near future or have just said farewell to the workforce and are searching for a new home on the East Coast, it might be worth checking out North Beach, Maryland.

WorldAtlas listed North Beach as one of the seven budget-friendly towns along the Atlantic Ocean where retirees can enjoy themselves while not worrying about breaking the bank. Situated near big cities like Washington, D.C., and Annapolis, residents of North Beach enjoy all the comforts of a small beach town without losing touch to cultural hubs nearby.

Not only is Maryland one of the states where retirees received the biggest Social Security increase in 2025, but it's also a state that is financially beneficial to those in retirement who are looking to live well on budget. BestPlaces noted that even though the cost of living in North Beach is 23.2% higher than the U.S. average, it's actually 10.2% lower than the state average across Maryland, meaning that a single retiree can generally afford housing, food, transportation, and other expenses for about $5,533 each month. Healthcare access is close and conveniently provided at places like CalvertHealth Medical Center in Prince Frederick, keeping costs lower by easily allowing seniors to access doctors and facilities nearby.

LivinginMaryland.com estimated that when it comes to monthly utilities, retirees in North Beach should expect to pay $150 to $250 in gas and electricity, $50 to $100 for water and sewage, and $60 to $120 for internet and cable services. Additionally, the state sales tax is 6% in Maryland and income tax rates fall between from 2% to 5.75%. Any retirees hoping to buy their dream home in North Beach should expect to pay on average $416,130, with home values up 2.2% since 2024, according to Zillow.

True, Maryland is far from being one of the cheapest states to retire in across the United States, however, it makes up for it by offering retirees access to so much. The North Beach Boardwalk is the main attraction for most residents to take in the ocean sights while they bask in the sunshine. It's one of the best and most affordable attractions that North Beach has to offer retirees, as well as their friends and families who come to visit, according to TripVac.

In addition to classic car shows and farmers markets, Bayside History Museum is perfect for anyone retiree who is a history buff or looking to spend their free time in retirement volunteering for a local organization. If you are a retiree who is new to the area, going to the North Beach Senior Center is one place to make friends and find community while playing games, exercising, or taking an educational class, either for free or a low cost fee. No matter what you are looking to do in retirement, North Beach is an idyllic location on the Chesapeake Bay with something for everyone.