Will New Car Prices Finally Fall In 2024?
If you've delayed buying a car or truck in recent years due to the sticker shock, given the pricing trends in 2024, it might be time to start looking again.
Read MoreArchive for February 2024
Back to Archive IndexAuto (1)
Banking (9)
-
What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
Read More -
Here's What Happens If You Exceed Your Credit Card Limit
While exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
Read More -
Will Two Credit Cards Build Your Credit More Quickly?
You may have heard that a second credit card can help you raise your credit score more quickly, but there's more to it. You'll need to consider all factors.
Read More -
What To Do If Someone Accidentally Sends You Money
While P2P apps are commonplace today, so too are the money scams that target these apps and their users. An example? Someone "accidentally" sending you money.
Read More -
Phone Scammers Have Tricked People Out Of An Outrageous Amount Of Money
According to the FTC, email displaced text messages in 2023 as the preferred method for fraudsters to contact victims. In second place? Phone calls.
Read More -
Yes, You Can Borrow Money From Cash App. Here's How
Though it's not promoting it yet, Cash App does offer short-term loans for active users who live in certain states and need money (up to $200) in a pinch.
Read More -
How To Check Your Credit Card Approval Odds Without Hurting Your Credit Score
Applying for a new credit card is a risk, as there's no guarantee you'll be approved. However, you can better your odds by applying for the right card.
Read More -
Why You Should Think Twice Before Lowering Your Credit Card Limit
While you surely have good reasons to lower your credit limit, before you do, be sure to consider all that your credit limit affects (like your credit score).
Read More -
What Is A Commodity Charge On Your Utility Bill?
Looking at your utility bill can be confusing. What exactly is the commodity charge? Let's break it down.
Read More
Budgeting (19)
-
Driving Mistakes That Are Costing You At The Gas Pump
Per GasBuddy, gas prices in 2024 will drop for a second year in a row. This time, by 13 cents a gallon. You can add to these savings through your driving, too.
Read More -
The First 5 Things You Should Do When You Inherit A Large Amount Of Money
Inheritances in the U.S. aren't as common as some may think; however, if you do inherit a bequest, and it includes money, here's what you should do first.
Read More -
Garbage Collectors Make More Than You Realize
Per BLS, there are over 132,000 refuse and recyclable material collectors in the country. Here's a look at how much these essential workers make on average.
Read More -
Never Do These 5 Things After Inheriting A Large Amount Of Money
Should you inherit a large sum of money, it's important to know what to do with it, starting with what to avoid when managing this sudden, bittersweet windfall.
Read More -
You've Been Warned: You'll Lose Money On These Home Improvement Projects
When it comes to home improvement and ROI, it depends on whether or not you plan to sell. If so, then there are some projects you may want to reconsider.
Read More -
If You Win The Lottery, Is It Better To Take The Lump Sum Or An Annuity?
The odds of winning the lottery are nearly one in 300 million. Still, people do win, and when they do, they must decide whether to take the cash or an annuity.
Read More -
What Is The 5-Hour Rule Used By Many Of The World's Most Successful People?
Coined by Michael Simmons, the 5-hour rule is about setting time aside each day -- or across the workweek -- and using that time in a very specific way.
Read More -
Are Priority Pass Perks Really Worth The Price?
The cost of getting Priority Pass is more than the annual fee and what you pay per lounge visit. Here's what to consider, starting with how much you travel.
Read More -
17 Insurance Products That Are A Total Waste Of Money
Insurance is a viable tool for protecting yourself against tragedy, but in many cases, the products being offered may not be necessary.
Read More -
5 Ways Of Making Passive Income That Are Even Better Than Real Estate
While people likely think of real estate first when they think of passive income, there are other ways to earn this money, and all it takes is your investment.
Read More -
The Penny Costs More To Make Than It's Worth
The first one-cent coin in the U.S. dates back to 1793. Now, more than 230 years later, the penny still exists, but costs the Mint more than ever to produce.
Read More -
Money Tips And Tricks You Can Steal From Bill Gates
Bill Gates became one of the richest people of all time by incorporating a disciplined set of rules for investing and saving, which you can emulate.
Read More -
What Is Considered A Bad Credit Score?
Per Experian, the average credit score in the United States is 716, which falls in the good range. Here's how far away bad credit scores are from this average.
Read More -
What's The Difference Between Traditional Budgeting And Zero-Based Budgeting?
Many likely know about traditional budgeting, where you, for example, use last month's budget as a baseline for this month's. ZBB takes a different approach.
Read More -
Here's What Happens When You Can't Make Rent (& How To Deal With It)
Missing a rent payment is a stressful situation for both you and your landlord, but there are several courses of action that can help reduce the tension.
Read More -
How Much Money Should You Tip Your Bartender?
When it comes to tipping bartenders, the rules are often fluid, as drink orders and settings vary, but here's where you can start when calculating your tip.
Read More -
Is It Okay To Withdraw Money From Your Roth IRA?
Roth IRAs are funded with after-tax dollars, which makes them different from traditional IRAs and 401(k)s, not only with regard to taxes but withdrawals, too.
Read More -
How Much Are People Betting On Super Bowl LVIII?
Since 2018, legal sports betting in the U.S. has soared, and this February 11, the gaming industry expects bettors to surpass the previous records by some 20%.
Read More -
What Does It Mean To Be DINKs?
Have you heard about DINKs? It's a term for a specific type of household; an acronym that described 43% of U.S. households in 2022, per the U.S. Census Bureau.
Read More
Credit Cards (3)
-
5 Things To Do Before You Dispute A Credit Card Charge
If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
Read More -
The Dark Truth Behind Credit Card Rewards
Credit card rewards may seem like free money, but the truth is, they're not. Card issuers recoup that money in a few ways, actually making money in the process.
Read More -
Are The Southwest Credit Card Perks Worth The Cost?
There are three tiers to the Southwest Rapid Rewards credit card: Plus, Premium, and Priority. While perks increase with each tier, so does the annual fee.
Read More
Earning (1)
-
Toby Keith's Massive Fortune Didn't Just Come From Music
Since his debut in 1993, Toby Keith has been a success, but his impressive net worth was due to more than his music; Keith was also savvy in business.
Read More
Economics (1)
-
Who Decides What Face Is On Bills?
The faces on U.S. bills haven't changed in 94 years, but by the next decade, they will. Only one person could've made this happen and it isn't the president.
Read More
History (1)
-
Sneaky Ways Casinos Trick You Into Spending Money
Losing hands of cards and bad slot machine pulls are far from the only tricks up a casino's sleeve to get customers to spend more money.
Read More
Investing (5)
-
Circular Trading: Why It's Illegal
Circular trading is a type of stock market manipulation that can artificially inflate the price of shares. Here's how this particular securities fraud works.
Read More -
5 Tips From Jim Cramer On Becoming A Smart Investor
Ben Franklin said, "An investment in knowledge pays the best interest." For new investors, that means learning from experts, like Jim Cramer of "Mad Money."
Read More -
Who Gets Picked To Ring The Opening Bell At The New York Stock Exchange?
While seeing famous figures ring the NYSE opening bell isn't uncommon these days, it's actually a fairly recent development, dating back only to the mid-1990s.
Read More -
What Happens When The Stock Market Crashes?
When share prices drop, is it a crash or a correction? While there isn't an exact definition, note that crashes are sudden. There's also a number to watch for.
Read More -
What Is A P/E Ratio?
In stock analysis, a price-to-earnings (P/E) ratio is a useful calculation that can help investors determine if a stock is priced too high or perhaps too low.
Read More
Retirement (1)
-
What Really Happened To Pensions?
When discussing retirement savings, you used to hear a lot more about pensions. What happened to them? To understand their fate, we have to go back to 1978.
Read More
Shopping (12)
-
What Is The Average Price Of A New Car In 2024?
To start 2024, new car prices are 3.5% lower than this time last year. Consumers will find price variation depending on the type of car and automaker inventory.
Read More -
How Much Do Americans Spend On Their Pets?
Every year, spending on pets in America grows, and given how Americans see their pets as family, it's unsurprising to learn just how much we spend on our them.
Read More -
Are Amazon Prime Perks Actually Worth The Cost?
To determine if Amazon Prime perks are worth the cost, it's necessary to break down the actual cost of each individual perk included in a Prime membership.
Read More -
How Exactly Does A Car Lease Work?
Per S&P Mobility, leasing has yet to fully bounce back from its pandemic low. But it remains an alternative to financing a vehicle. Here's how it works.
Read More -
How Much Money Should You Tip Your Food Delivery App Driver?
While everyone is familiar with tipping rules when dining out, how to tip when it comes to food deliveries may be less concrete. Here's where you can start.
Read More -
How Much Should You Spend On A Wedding?
When it comes to wedding spending, it's important you don't go broke in the process. Here's a rundown of what types of costs you can expect to budget for.
Read More -
Is Amazon Prime Actually Worth The Subscription Cost?
An Amazon Prime subscription can be a great way to save money and enjoy a plethora of free perks, but it might not be worth it for some people.
Read More -
Beloved Retail Chains That Filed For Bankruptcy
Business bankruptcies rose by 30% in 2023. But bankruptcy doesn't always mean the end for a company. Many on our list were able to come out of it in time.
Read More -
What Exactly Is Earnest Money?
Also known as a good faith deposit, earnest money can help you stand out against the competition when buying a home. Here's how earnest money works.
Read More -
People Who Won The Lottery And Still Ended Up Dead Broke
Winning the lottery is often thought of as a ticket to financial freedom, but without careful budgeting and discipline, it can go awry.
Read More -
You May Want To Think Twice Before Paying Over The Phone
Phone transactions remain a part of many businesses' multi-channel sales approach. This said, the next time you pay over the phone, make sure you do so safely.
Read More -
11 Things People Always Get Wrong About Buying A Used Car
Buying a used car is almost always a better idea than buying a new one, but it's still important to do your homework before shopping.
Read More
Spending (3)
-
This Is The Most Money Ever Spent On A Presidential Campaign
As political campaign spending continues its rise, experts say the 2024 elections, including the presidential election, are on pace to break previous records.
Read More -
Things You Should Always Pay For With A Credit Card
Responsibly using a credit card can not only help your credit history/score, but can also result in savings and extra cash through points, rewards, and perks.
Read More -
How Much Does It Cost To Make A Dollar Bill?
The dollar bill's design hasn't changed since 1963, but the cost to produce it has, thanks to inflation. Also, it costs the same to make a $2 bill.
Read More
Taxes (4)
-
How To Appeal Your Property Taxes
Appealing your property taxes isn't as complicated as you might think. What's more, the success rate of those who go into an appeal prepared is encouraging.
Read More -
10 Little-Known Ways To Get A Bigger Tax Refund
Tax season can be stressful, but by leveraging these strategies to reduce your tax burden, you may find a chunk of extra money coming your way.
Read More -
The Big Difference Between Tax Evasion And Tax Avoidance
While they sound similar and even share the same goal (to pay less taxes), tax avoidance and tax evasion are very different in how they go about filing taxes.
Read More -
The Sneaky Risk That Comes With Appealing Your Property Taxes
If you think your property tax assessment is unfairly high, it's within your rights to appeal. This said, while it's rare, an appeal could backfire. Here's how.
Read More
