Red Flags You Should Look For When Choosing A Credit Card
Credit cards can be a great tool for building credit and floating yourself during a pinch, but watch out for cards that employ discreet tactics.
Read MoreArchive for January 2024
Back to Archive IndexBanking (7)
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Is It Safe To Store Your Money In PayPal?
Given the convenience of payment apps like PayPal, you might consider storing your money in one. However, these apps are very different from FDIC-insured banks.
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How To Get A Startup Business Loan With No Money
Though you may be facing a lack of funding, don't abandon your startup idea just yet. Explore financing options that'll let you bet on your future success.
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12 Simple Tricks To Improve Your Credit Score
Building your credit score doesn't have to be only a long-term game. There are ample quick and easy steps you can take to see progress.
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Telltale Signs Of QR Code Scams To Watch Out For
QR codes are everywhere these days, but as with anything popular, criminals have found a way to exploit this technology. Here are signs of a scam to look for.
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Here's How Much Money Really Exists In The World
When estimating how much money exists in the world, it's not so simple as counting paper and coins in circulation. In this calculation, liquidity is key.
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What It Really Means When Something Goes Into Foreclosure
The foreclosure process triggers after a borrower stops making payments on a loan. For borrowers, it's important to know how this legal process can snowball.
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Budgeting (15)
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Is There Really Such A Thing As Good Debt?
While the word "debt" may carry a negative connotation, not all debt is the same. In fact, people take on good debt every day, where debt is an investment.
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The First 5 Things You Should Do After Getting Fired
Suddenly losing your job isn't something you can prepare for; however, if you're fired or laid off, there are key steps you can take to help you going forward.
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Before You File For Divorce Make Sure You Take These Crucial Financial Steps
From dividing assets to income adjustments to perhaps finding a new home, there are many financial consequences of divorce, all of which you can prepare for.
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Money Scams To Watch Out For In 2024
Protect your money by learning about the latest scams, which use new technology, like AI, as well as old tactics, like impersonation, to perpetrate fraud.
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Will Energy Prices Finally Fall In 2024?
For consumers hoping for energy prices to fall in 2024, numbers suggest the opposite will happen. Here's a look at factors impacting this increase in rates.
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Tips That Can Get You A Smoking Deal On A Hotel Room
Finding the best deal on a hotel room comes down to timing, doing thorough research, and occasionally, being willing to hop on the phone.
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Dave Ramsey's Worst Financial Advice
Dave Ramsey is a financial guru known for being very opinionated in his advice, but it turns out that some of that advice misses the mark.
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What Really Happens If You Don't Pay Your Medical Bills
While the impact of medical debt on credit reports has gotten better, there are still consequences if you don't try and pay a debt you've verified you owe.
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The Biggest Mistakes New Users Make On Sports Betting Apps
With sports betting legal in over 30 states, there are new sports bettors joining apps every day. If this includes you, here are a few rookie mistakes to avoid.
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These Kitchen Habits Are Running Up Your Power Bill
By employing these quick and simple kitchen hacks, you can take full advantage of home cooking without worry of overpaying for energy.
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How Much Can Solar Really Save You On Your Energy Bill?
When it comes to solar, keep in mind it shouldn't be seen as an immediate solution to current energy bills. Rather, solar requires taking a long view.
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How Much Money Should You Have In Your Emergency Fund?
Chances are you know it's financially smart to keep an emergency fund, but how much is enough? You can start by thinking about how long that rainy day could be.
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The 11 Dumbest Things To Waste Money On
Buying things is an unavoidable part of life, but if you aren't careful, your home can become cluttered with stuff you never really needed.
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What Is A Budget?
A budget not only helps you better understand where your money goes each month, but it also gives you a powerful tool to modify your spending habits.
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Sneaky Ways Airlines Trick You Into Spending Money
No matter where you're flying it's always a good idea to look up tickets for each traveler individually before finalizing your itinerary.
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Earning (6)
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The College Degrees Least Likely To Pay Off Financially
Obtaining a college degree can be a great way to secure a higher-paying job, but not all degree programs are created equal in terms of the return.
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How Much Do NFL Referees Get Paid?
There are 121 referees in the NFL. Despite not being full-time employees, refs earn an annual salary, with the potential for more if chosen for the postseason.
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Here's How Much Money The President Of The United States Really Makes
Once elected, the president of the United States earns a salary that hasn't changed since 2001. Here's a look at their income, including perks and retirement.
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Who's The Richest Supreme Court Justice?
While we know the salaries of the nine justices of the Supreme Court, when it comes to overall wealth, we need to consider more than their annual pay.
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How Much Extra Money Do NFL Players Make During The Playoffs?
While you may know NFL players get paid extra for winning the Super Bowl, their bonuses begin by making the postseason. Here's what they can earn each round.
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How Much Money Do Background Actors Really Get Paid?
Background actors (extras) are essential to a film or television production's authenticity. For those in LA, NYC, and Atlanta, it can even become a regular gig.
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Investing (12)
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The Real Reason Companies Offer 401(k) Matching
While 401(k) matching is a great perk (and one you should take advantage of, if available), employers also stand to gain through their contributions.
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What Does It Mean When A Stock Is Delisted?
To be listed on an exchange like Nasdaq or the NYSE, a company must meet certain standards, such as maintaining a minimum share price, or risk getting delisted.
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Here's How To Figure Out If A 401(k) Or A Roth IRA Is Right For You
Taxes and employer matching are two key considerations when it comes to choosing between a 401(k) or a Roth IRA. Another option, though, is to choose both.
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What Does A Soft Landing Mean For The Economy?
Soft landing and hard landing refer to two economic outcomes resulting from the Federal Reserve's actions on interest rates and its attempt to reduce inflation.
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What Is Dollar-Cost Averaging?
Dollar-cost averaging is an investment strategy you can liken to autopay. With it, you can invest in the market consistently, as well as more efficiently.
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What Is A Stock Buyback?
While stock buybacks are a common financial maneuver by companies today, this wasn't always the case. The repurchasing of shares only became legal in 1982.
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The Best-Performing Stocks Of 2023
Led by AI-leader Nvidia, the five best-performing stocks in 2023 included a few companies experiencing bounce-back years, and one that finally made the S&P 500.
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The Biggest Crypto Scams To Look Out For In 2024
Beyond bitcoin, the cryptocurrency market is home to thousands more altcoins. If you're new to digital currency this year, beware of these five crypto scams.
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The Worst-Performing Stocks Of 2023
Last year was a banner year for the U.S. stock market, but not all stocks shared in the year-end surge, like these five companies, which lost the most in 2023.
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Do You Need A Stockbroker To Get Involved In The Stock Market?
For anyone considering investing in equities, you have two basic options when it comes to making trades on the stock market: going with a pro or going alone.
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Does The President Of The United States Affect The Stock Market?
Though the president tends to get the blame (and credit) for the economy, their ability to influence economic conditions is actually small and largely indirect.
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Should You Still Invest If The Market Is At An All-Time High?
While investing at an all-time high may feel daunting, it should be less so for the long-term investor. Keep in mind the market has historically trended upward.
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Luxury (1)
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Expensive Divorces That Cost These Athletes A Fortune
Professional athletes often earn massive fortunes throughout their careers, which can mean massively expensive divorce settlements.
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Shopping (8)
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EVs That Are Eligible For A Federal Tax Credit In 2024
Not all electric vehicle models qualify for U.S. tax credits or rebates, but choosing the right one can knock a nice chunk off the sticker price.
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Airbnb Vs. Vrbo: Which Will Get You The Better Deal?
When booking a short-term rental, two names come to mind: Airbnb and Vrbo. Here's a look at how these marketplaces compare on price, fees, and lodging types.
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Home Trends That Aren't Worth Your Money
Decorating your home is an exciting prospect, but be careful to not incorporate these decor trends that won't pay off in the long run.
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12 Sneaky Ways Hotels Trick You Into Spending Money
These tips will help you be more diligent the next time you book a hotel room, because what you see listed online may not include everything.
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13 Tricks To Save You Money When Buying Gas
Gas is expensive, and global tensions only exacerbate this. Fortunately, if you must drive a gas-powered vehicle, there are ways to cut the cost.
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11 Car Leasing Mistakes To Avoid At All Costs
Leasing a car isn't always the smart option, but if you opt for this route there are several negotiation points you can take advantage of.
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Sneaky Ways Amazon Tricks You Into Spending More Money
Shopping on Amazon is convenient and generally affordable -- but the company has optimized its business to maximize your spending.
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Telltale Signs Of Facebook Marketplace Scams To Watch Out For
With over 1 billion users, Facebook Marketplace might very well have that hard-to-find item you've been searching for, but as you do, beware of the scams.
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Spending (3)
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Things You Should Never Keep In Your Wallet
Your wallet goes with you everywhere -- and that's a big problem, should you lose it while any of these tough-to-replace items are inside.
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How Much Does A Super Bowl Ad Cost In 2024?
1995 marked the first year a 30-second Super Bowl ad cost $1 million. Since then, the price has only risen, with some longer spots costing eight figures.
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How Much Do TV Networks Pay For NFL Games?
Disney, NBC, CBS, Fox, and Amazon pay billions for the right to broadcast NFL games each year. The current media contract is set through the 2033-34 season.
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Taxes (17)
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How Many Times Can You Ask For An Extension On Your Taxes?
While taxpayers likely know of the six-month extension offered by the IRS via Form 4868, is it possible to get even more time? Here's what you should know.
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Does The President Have To Pay Taxes While In Office?
The president's salary hasn't changed in over 20 years. That said, given that the president does receive a paycheck, here's the scoop on their tax obligation.
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Why It Pays To File Your Taxes Early
Filing your taxes early rather than at the last minute can prove a winning strategy when it comes to getting your finances in order for tax season and the year.
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What Exactly Is A Tax ID Number?
When it comes to tax ID numbers, this actually refers to a group of identification numbers used by the IRS. From SSNs to ITINs, here's a closer look at each.
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The Most Important Tax Breaks You Need To Know
Tax time can be stressful, but these tips can help you cut down on what you owe based on common factors that apply to many people.
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Which State Has The Highest Tax Burden?
Three tax types comprise a state's tax burden: property taxes, personal income taxes, and sales/excise taxes. Four total states have a double-digit tax burden.
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Which State Has The Lowest Tax Burden?
Nine U.S. states don't levy a tax on earned income. However, tax burden is more than just income; it's all the ways a person is taxed at the state/local level.
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How Getting Divorced Affects Your Tax Returns
While divorce will obviously change a person's tax filing status, there are other tax implications to think about now too, like assets, credits, and deductions.
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The Simple Way To Tell Which Federal Tax Bracket You're In
To figure out your tax bracket, you need to know your taxable income; then check it against the seven income brackets: 10%, 12%, 22%, 24%, 32%, 35%, and 37%.
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Can You Deduct Gambling Losses On Your Taxes?
From casinos to sports betting to iGaming, a lot more people are gambling these days, but, likely, many may not know the tax rules on winnings and losses.
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How To Know When You Should Itemize Your Taxes
Based on IRS data, only about 10% of taxpayers itemize their tax returns; however, this number will likely increase once the 2017 tax law expires to end 2025.
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How Long Should You Hold On To Your Tax Returns?
After successfully filing your return, does this mean you're done with your tax records for the year? No, you'll want to hang on to them. And for this long.
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This Is The Safest Way To Store Your Tax Returns
To keep tax returns and other important documents safe and organized, you could always go the classic route, or you could opt for a more technical solution.
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11 Most Effective Ways To Avoid Paying Taxes (Legally)
Minimizing your tax burden doesn't have to require illegal scheming or hiding assets from the government. These strategies will help.
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How Much Do You Pay In Taxes After Winning The Lottery?
Winning a lottery jackpot is a dream for most everyone; however, such a financial windfall brings with it a lot of questions, beginning with your tax liability.
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How Millionaires Avoid Paying Taxes Without Breaking The Law
The wealthiest among us have employed a suite of schemes to keep ever more of their money out of the hands of the federal government.
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2023 Federal Income Tax: 5 Reasons You'll Get A Bill Instead Of A Refund
If when preparing your tax return, your calculations begin to show you'll be owing the IRS instead of getting a refund, these are the most common reasons why.
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