Things You Should Never Buy Used

While it pays to be thrifty, there are certain items you should only buy new. So, next time you're browsing a yard sale, we say to pass on these bargains.

Reconsider Using Your Debit Card When Shopping Online. Here's Why

Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.

How Much Do Americans Spend On Black Friday?

While Black Friday used to refer to the day after Thanksgiving, these days, that definition is too narrow to describe how shoppers shop during this period.

Is The Hilton Honors American Express Card Truly Worth The Cost?

While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.

How Making A Home Inventory Could Save You Thousands Of Dollars

Per the Insurance Information Institute, 65% of U.S. homes were insured as of 2022. In addition to this protection, you also need to know what's in your home.

Do Banks Monitor Your Spending Habits?

As with any business, banks like to collect data. This said, the kind of data banks and credit unions have access to may surprise, in how comprehensive it is.

Tips For Getting Your Credit Card's Annual Fee Waived

If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.

Financial Traps Keeping You In The Middle Class

According to Pew Research analysis, around 50% of American households in 2021 fell into the middle-class category, representing an 11% drop from 1971.

You Shouldn't Leave A Large Balance In Your Venmo Account. Here's Why

People may think of P2P payment apps as banks (especially since banks have their own apps), but they're different, starting with how your money is protected.

How Much Do Americans Spend On Christmas?

Spending records in 2023 tell only part of the story for holiday shopping in the U.S. Let's also look at what people are buying and who's spending the most.

11 Small Appliances That Will Help Slash Your Power Bill

Running large applainces non-stop in your home can drive your utility bills through the roof, so try these smaller appliances instead.

What Is Revenge Spending And How Do You Avoid It?

Revenge spending, which made news following the pandemic shutdowns, slowed in 2023, but this type of spending also happens daily on a more individual level.

How Boosting Your Credit Limit Can Affect Your Credit Score

Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.

Do You Pay Taxes On Inheritance?

With regard to inheritance, there are four types of tax a person should learn about: estate taxes, inheritance taxes, capital gains taxes, and income taxes.

What You Might Not Know About Pending Credit Card Transactions

It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.

5 Financial Habits Of Millionaires That May Surprise You

What Is The Average Price Of A New Car In 2024?

To start 2024, new car prices are 3.5% lower than this time last year. Consumers will find price variation depending on the type of car and automaker inventory.

How Much Do Americans Spend On Their Pets?

Every year, spending on pets in America grows, and given how Americans see their pets as family, it's unsurprising to learn just how much we spend on our them.

What Happens To Your Credit Score When You Settle Debt

While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.

Driving Mistakes That Are Costing You At The Gas Pump

Per GasBuddy, gas prices in 2024 will drop for a second year in a row. This time, by 13 cents a gallon. You can add to these savings through your driving, too.

5 Things To Do Before You Dispute A Credit Card Charge

If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.

The First 5 Things You Should Do When You Inherit A Large Amount Of Money

Inheritances in the U.S. aren't as common as some may think; however, if you do inherit a bequest, and it includes money, here's what you should do first.

Circular Trading: Why It's Illegal

Circular trading is a type of stock market manipulation that can artificially inflate the price of shares. Here's how this particular securities fraud works.

5 Tips From Jim Cramer On Becoming A Smart Investor

Ben Franklin said, "An investment in knowledge pays the best interest." For new investors, that means learning from experts, like Jim Cramer of "Mad Money."

Here's What Happens If You Exceed Your Credit Card Limit

While exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.

Garbage Collectors Make More Than You Realize

Per BLS, there are over 132,000 refuse and recyclable material collectors in the country. Here's a look at how much these essential workers make on average.

Are Amazon Prime Perks Actually Worth The Cost?

To determine if Amazon Prime perks are worth the cost, it's necessary to break down the actual cost of each individual perk included in a Prime membership.