You Should Think Twice Before Paying Medical Bills With A Credit Card
Using a credit card to pay medical bills might seem like an easy way to take care of the charges, but it can cost you down the line.
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How The Chip In Your Credit Card Works To Combat Fraud
Chip cards offer consumers more security through tokenization. Through this encryption process, your primary account number is never shared with the merchant.
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The Drawbacks Of Paying Off A Loan With A Credit Card
U.S. credit card debt stands at ~$1.13 trillion. Before adding to this total to pay off a loan, it's important you understand the full cost of the solution.
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5 Tips For Finding The Best Credit Card When You Have Bad Credit
While getting approved for a new credit card when you have bad credit can be a challenge, it's not impossible. In your research, keep these factors in mind.
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Is Credit Card Protection Insurance Really Worth The Cost?
Most consumers likely know about credit card fraud protection; fewer, however, may know about the insurance that cards offer for times of financial hardship.
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What Is Chase's 5/24 Rule?
If you've ever applied for a Chase credit card and been denied, despite your excellent credit score, it may have been because of the unofficial 5/24 policy.
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Ways To Stop Receiving Credit Card Junk Mail
Getting nonstop credit card offers is all too common, especially when credit scores are on the rise. Here's how to get them to stop ... or at least, to lessen.
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What To Know About Credit Card Debt Forgiveness
While credit card forgiveness exists, it's rare for a debt to be totally forgiven; instead, you'll likely need to explore alternatives, which we go over here.
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Is Costco's Anywhere Visa Card Actually Worth The Cost?
The only credit cards accepted at Costco are those that use the Visa network. One way to always have a card that works on hand is to get the Anywhere Visa.
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Things To Keep In Mind Before Consolidating Your Debt
Consolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
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Are TJX Rewards Platinum Mastercard Perks Worth The Cost?
For TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
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5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
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Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
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Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
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Is The Hilton Honors American Express Card Truly Worth The Cost?
While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
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Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
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How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
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What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
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What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
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5 Things To Do Before You Dispute A Credit Card Charge
If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
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Here's What Happens If You Exceed Your Credit Card Limit
While exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
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Will Two Credit Cards Build Your Credit More Quickly?
You may have heard that a second credit card can help you raise your credit score more quickly, but there's more to it. You'll need to consider all factors.
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The Dark Truth Behind Credit Card Rewards
Credit card rewards may seem like free money, but the truth is, they're not. Card issuers recoup that money in a few ways, actually making money in the process.
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How To Check Your Credit Card Approval Odds Without Hurting Your Credit Score
Applying for a new credit card is a risk, as there's no guarantee you'll be approved. However, you can better your odds by applying for the right card.
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Why You Should Think Twice Before Lowering Your Credit Card Limit
While you surely have good reasons to lower your credit limit, before you do, be sure to consider all that your credit limit affects (like your credit score).
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Are The Southwest Credit Card Perks Worth The Cost?
There are three tiers to the Southwest Rapid Rewards credit card: Plus, Premium, and Priority. While perks increase with each tier, so does the annual fee.
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Things You Should Always Pay For With A Credit Card
Responsibly using a credit card can not only help your credit history/score, but can also result in savings and extra cash through points, rewards, and perks.
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