You've Been Warned: Traveling With This Type Of Credit Card Will Cost You
Per Statista, nearly 49 million Americans traveled abroad in 2023. For these travelers, hopefully they had the right type of credit card with them.
Read More-
-
Here's What The Wi-Fi Logo On Your Credit Card Actually Means
Contactless payment rose during the COVID-19 era, and it remains popular today. With this said, did you know there are limits to such transactions?
Read More -
You've Been Warned: This Convenient Money Habit Will Cost You While Traveling Abroad
When traveling abroad, overpaying for things, even by a little, can add up quickly. Instead, ensure you get the best deal by paying for your items like this.
Read More -
You've Been Warned: Never Fall For These Sneaky Credit Card Scams
Credit card scams are commonplace, but fortunately, avoiding being scammed is simple with a bit of due diligence and awareness of what to look for.
Read More -
New CFPB Rule Creates Registry To Track Nonbank Bad Actors
The new rule establishes a registry that will facilitate the CFPB's supervision of certain nonbanks. Its effective date is September 16, 2024.
Read More -
How Too Many Credit Card Applications In A Short Span Affects Your Credit Score
Applying for new credit can impact your credit score in ways beyond the hard inquiry/ies. Also, some issuers have rules as far as how often you can apply.
Read More -
What The CFPB's Recent Supreme Court Victory Means For Consumers
On May 16, 2024, the Supreme Court ruled in favor of the Consumer Financial Protection Bureau 7-2, upholding the constitutionality of its funding structure.
Read More -
You've Been Warned: Paying Back Debt In The Wrong Order Will Cost You
Debt. A reality for most, how we choose to pay that debt back is key to whether or not we do so in a cost-effective way. A lot depends on the order.
Read More -
You've Been Warned: These Companies Are Collecting And Selling Your Data
Most consumers likely don't realize how much of their data gets collected. They also likely are unaware of how often they green-light its collection.
Read More -
You Should Think Twice Before Paying Medical Bills With A Credit Card
Using a credit card to pay medical bills might seem like an easy way to take care of the charges, but it can cost you down the line.
Read More -
How The Chip In Your Credit Card Works To Combat Fraud
Chip cards offer consumers more security through tokenization. Through this encryption process, your primary account number is never shared with the merchant.
Read More -
The Drawbacks Of Paying Off A Loan With A Credit Card
U.S. credit card debt stands at ~$1.13 trillion. Before adding to this total to pay off a loan, it's important you understand the full cost of the solution.
Read More -
5 Tips For Finding The Best Credit Card When You Have Bad Credit
While getting approved for a new credit card when you have bad credit can be a challenge, it's not impossible. In your research, keep these factors in mind.
Read More -
Is Credit Card Protection Insurance Really Worth The Cost?
Most consumers likely know about credit card fraud protection; fewer, however, may know about the insurance that cards offer for times of financial hardship.
Read More -
What Is Chase's 5/24 Rule?
If you've ever applied for a Chase credit card and been denied, despite your excellent credit score, it may have been because of the unofficial 5/24 policy.
Read More -
Ways To Stop Receiving Credit Card Junk Mail
Getting nonstop credit card offers is all too common, especially when credit scores are on the rise. Here's how to get them to stop ... or at least, to lessen.
Read More -
What To Know About Credit Card Debt Forgiveness
While credit card forgiveness exists, it's rare for a debt to be totally forgiven; instead, you'll likely need to explore alternatives, which we go over here.
Read More -
Is Costco's Anywhere Visa Card Actually Worth The Cost?
The only credit cards accepted at Costco are those that use the Visa network. One way to always have a card that works on hand is to get the Anywhere Visa.
Read More -
Things To Keep In Mind Before Consolidating Your Debt
Consolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
Read More -
Are TJX Rewards Platinum Mastercard Perks Worth The Cost?
For TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
Read More -
5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
Read More -
Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
Read More -
Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
Read More -
Is The Hilton Honors American Express Card Truly Worth The Cost?
While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
Read More -
Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
Read More -
How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
Read More -
What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
Read More
