Location
Colorado, United States
School
University of Miami
Expertise
Markets, Travel Credit Cards, Real Estate Properties
- After college, Richard worked in the financial services industry before discovering a passion for real estate investing which became a full-time career for approximately 15 years.
- He is a prolific traveler and has visited over 35 countries. Some of his most memorable experiences include going on Safari in South Africa, hiking Huayna Picchu in Peru, and a helicopter tour of Franz Josef Glacier in New Zealand. All of the flights to and from those destinations were free of charge using credit card points.
- He successfully passed both the FINRA Series 7 and Series 3 exams on the first attempt.
Experience
Richard is a writer with a particular interest in all things automotive, travel, and finance related. Although he is relatively new to the industry, he has been a prolific contributor to TopSpeed.com and SlashGear.com. Richard is excited to be a part of Money Digest's inaugural team.
Education
Richard completed a bachelor's degree in business administration from the University of Miami.
The unique content on Money Digest is a result of skilled collaboration between writers and editors with a broad array of expertise in everything from monetary history to banking to personal finance. Our goal is to provide accurate and diverse content bolstered by expert input.
Focused on accuracy and ethical coverage, the Money Digest editorial team consistently fact-checks and reviews site content to provide readers with an informative, entertaining, and engaging experience. Click here for more information on our editorial process.
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Budgeting
By Richard Sachek
The cost of European travel can add up, and fast. Luckily, there is one small trick that can help save you money during your dining and everyday experiences.
By Richard Sachek
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Shopping
By Richard Sachek
While buying a car in today's market can be difficult for many, paying attention to a car's resale value can help to make the best use of your money long term.
By Richard Sachek
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Shopping
By Richard Sachek
If you're looking for a low-cost way to make your garage more bearable during summer's hottest months, then this hack could be the perfect choice.
By Richard Sachek
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Budgeting
By Richard Sachek
Whether you're worried you haven't saved enough, or are simply overly cautious, there is one fairly easy way to save even more money for retirement.
By Richard Sachek
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Budgeting
By Richard Sachek
Rick Steves is a frequent purveyor of budget European travel tips, but he also maintains a keen eye for scams and things to watch out for.
By Richard Sachek
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Shopping
By Richard Sachek
This Ford truck model is among the more affordable pickup trucks that doesn't force buyers to sacrifice hauling capacity or comfort.
By Richard Sachek
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This local Manhattan steakhouse's closure announcement joins the growing list of restaurant location closures, and even bankruptcies, across the country.
By Richard Sachek
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Shopping
By Richard Sachek
While finding an affordable used car can be harder than ever, one particular Chevy model might not be what you're looking for, despite the low price tag.
By Richard Sachek
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Shopping
By Richard Sachek
As retailers continue to financially struggle in the wake of Trump's on-again off-again tariff policy, another home goods company is facing bankruptcy.
By Richard Sachek
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History
By Richard Sachek
The shockingly high value of this Jaguar vehicle represents both its important legacy and its position within an innovative auto brand.
By Richard Sachek
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History
By Richard Sachek
Despite there having been more than 20,000 in existence, this Chevrolet Corvette model year is quite valuable to classic car collectors.
By Richard Sachek
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Shopping
By Richard Sachek
This noodle chain has faced similar struggles to other casual chain restaurants, but a new strategy and menu aim to get things back on track.
By Richard Sachek
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Shopping
By Richard Sachek
While many valuable coins can require a keen eye and even a microscope to determine its value, the unique color of this state quarter makes its value obvious.
By Richard Sachek
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Shopping
By Richard Sachek
Among the many retail and restaurant closures happening in 2025, news of this Six Flags park closure has hit amusement park fans the hardest.
By Richard Sachek
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Shopping
By Richard Sachek
If you have boxes full of 1990s goodies in your attic or garage, it may be time to sift through them as some of these items are worth serious money.
By Richard Sachek
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Shopping
By Richard Sachek
As any recent visitors to Las Vegas already know, casino buffets are not what they once were. The latest Sin City victim was once a themed icon.
By Richard Sachek
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Budgeting
By Richard Sachek
There have been many changes to Social Security in 2025, and it's important to consider these factors that may prevent you from receiving benefits.
By Richard Sachek
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Shopping
By Richard Sachek
As any Costco lover knows, there are always new and exciting ways to save money at your local warehouse. This time, you can save at your favorite restaurants.
By Richard Sachek
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Shopping
By Richard Sachek
Many major retailers including grocery chains and department stores will close on this weekend day as part of a "retail blackout" day.
By Richard Sachek
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Shopping
By Richard Sachek
A major franchisee of this pizza chain announced it will close more than 200 stores, with the majority being located in a single country.
By Richard Sachek
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While you might be excited about the idea of getting a big tax refund this year, it's important to realize that a refund isn't necessarily a good thing.
By Richard Sachek
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Shopping
By Richard Sachek
Lately, most restaurants closing locations are facing serious financial troubles. However, this sweet treat destination has a different problem altogether.
By Richard Sachek
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History
By Richard Sachek
While there are a lot of different valuable coins out there, this special and rare Dollar coin is most valuable for just one of its minted years.
By Richard Sachek
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Budgeting
By Richard Sachek
As Trump's tariff-filled "Liberation Day" looms, economists are taking stock of the U.S. economy. Unfortunately, things aren't looking good.
By Richard Sachek
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Shopping
By Richard Sachek
As the list of retailers filing for bankruptcy grows, sneakerheads might find themselves particularly disappointed with the industry's latest victim.
By Richard Sachek
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Budgeting
By Richard Sachek
Recipients of Social Security benefits need to verify their identity in a short period of time or their account could be labeled fraudulent.
By Richard Sachek
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Banking
By Richard Sachek
The rise of online banking, combined with other factors, has spurred many major banking institutions to shutter branches and across the country.
By Richard Sachek
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