School
Bowling Green State University
Expertise
personal budgeting strategies, IRAs, loans
- Kelly worked as both a loan officer and an IRA counselor.
- Her articles often explore budgeting strategies and how smart money management can help people reach financial goals.
- She also loves giving readers ways to increase and manage their retirement savings and helping them delve into the concept of credit scores, how they can impact financial wellness, and how to increase their scores.
Experience
Kelly has worked as a professional writer for more than three decades and as a professional editor for nearly as long. She is a longstanding member of the vetted American Society of Journalists and Authors (ASJA) plus the Association of Ghostwriters. She has optimized content via organic SEO since 2006. Kelly has also taught writing for over two decades for Writer's Digest and non-credit courses at Baldwin Wallace University, Cuyahoga Community College, Polaris Career School, and numerous libraries and writer's conferences, including an ASJA conference in New York City. She was the scriptwriter for "Victoria Woodhull: Shattering Glass Ceilings" and the Emmy Award-nominated film, "Trail Magic: The Grandma Gatewood Story."
Education
Kelly has a Bachelor of Arts in psychology with a focus on communications.
The unique content on Money Digest is a result of skilled collaboration between writers and editors with a broad array of expertise in everything from monetary history to banking to personal finance. Our goal is to provide accurate and diverse content bolstered by expert input.
Focused on accuracy and ethical coverage, the Money Digest editorial team consistently fact-checks and reviews site content to provide readers with an informative, entertaining, and engaging experience. Click here for more information on our editorial process.
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Credit Cards
By Kelly Boyer Sagert
Credit card debt in the U.S. is skyrocketing, with total debt balances hitting record breaking all-time highs, and more families struggling than ever before.
By Kelly Boyer Sagert
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Shopping
By Kelly Boyer Sagert
If you're looking for a place that combines holiday cheer with an affordable cost of living then this Pennsylvania town might be the perfect place for you.
By Kelly Boyer Sagert
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Budgeting
By Kelly Boyer Sagert
If you're considering a move to somewhere more affordable in New England, then this smaller town outside Hartford, Connecticut could be the perfect choice.
By Kelly Boyer Sagert
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Shopping
By Kelly Boyer Sagert
Wrestling fans with figurines of their favorite characters could be in for a significant payday if they happen to have this Undertaker toy from the 1990s.
By Kelly Boyer Sagert
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Budgeting
By Kelly Boyer Sagert
Connecticut offers beautiful scenery, easy access to major New England cities, and even a higher population of retirees than you might expect.
By Kelly Boyer Sagert
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Shopping
By Kelly Boyer Sagert
While you might think of older coins when it comes to collectible currency, some paper money, like certain $50 bills, can be worth much more than face value.
By Kelly Boyer Sagert
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Shopping
By Kelly Boyer Sagert
While you might not think much of the state quarters you find in your pocket, certain quality grades of these coins can be worth a lot of money.
By Kelly Boyer Sagert
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Shopping
By Kelly Boyer Sagert
While most valuable coins tend to be significantly older than 2023, this particular coin's unique error makes it valuable as the last of its kind.
By Kelly Boyer Sagert
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Shopping
By Kelly Boyer Sagert
Nostalgic fans, and even collectors, of McDonald's Happy Meal toys might be surprised to learn just how much this one particular toy can sell for.
By Kelly Boyer Sagert
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