What Is The 4% Rule For Retirement Savings?
Financial adviser Bill Bengen came up with the 4% rule for retirement savings in 1994. Could a rule that's 30 years old still be relevant and useful today?
Read MoreByron Armstrong
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Stories By Byron Armstrong
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The Cost Of Crime For Those Living In America's Most Dangerous Cities
The economic and societal costs of crime for those living in the most dangerous U.S. cities is even more striking when compared to those living in the safest.
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Social Media Platforms That Make The Most Money For Creators
If you're thinking of becoming a content creator, it all starts with choosing a niche .... and a platform. Here, we share some numbers to help you compare.
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How To Choose The Best Student Loan Repayment Plan For You
When it comes to paying off your student loan, you have options. These include plans with fixed rates, graduated rates, and income-driven arrangements.
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You Might Be Chasing Ghost Jobs And Not Even Know It
Applying for jobs can be a daunting task, made only worse when the positions you're applying for aren't actually available at the time.
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What You Can Do If You Know Someone With A Gambling Problem
More and more Americans are gambling these days. As of 2023, there were 486 commercial casinos in the U.S., while sports betting is now legal in 38 states.
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Clever Tricks To Save You Money At Home Depot
Home Depot is a great place to shop for home improvement supplies, and these tips will ensure you optimize your budget in the process.
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The Best Ways To Get Discounts On Your Prescriptions
Per a 2022 study, brand drugs in the U.S. cost three times that of comparison countries. For consumers, discounts on prescriptions can at least somewhat help.
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5 Tips For Finding The Best Credit Card When You Have Bad Credit
While getting approved for a new credit card when you have bad credit can be a challenge, it's not impossible. In your research, keep these factors in mind.
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The Real Difference Between Regional And National Banks
When choosing between a regional bank and national bank, you'll want to understand certain differences like size, geographic reach, fees, and product offerings.
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Inexpensive Date Night Ideas That Aren't Embarrassing
While dinner and a movie these days can run you nearly $125 (on average), there are other options; ones that are fun, less expensive, and still able to impress.
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How To Make Money On TikTok
As lawmakers push for a ban on TikTok, they'll need to get the people they represent to go along with it as many make a livelihood on the social media app.
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How Banks Bust Criminals For Shady Financial Practices
Ever wonder how banks catch crooks? In the same way that banks monitor customer behavior for marketing opportunities, they also monitor for suspicious activity.
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Personal Finance Podcasts You Should Be Listening To
There's always something to learn about personal finance. One way to grow your knowledge is to listen to experts, like the ones leading these five podcasts.
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The Best US Vacation Destinations To Travel To On A Budget
Traveling doesn't have to be expensive, and as these budget destinations show, you can engage in cultural activities without breaking the bank.
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Will Digital Currency Ever Replace Physical Cash?
According to the IMF, in 2022, over half of the world's central banks were either exploring or developing their own CBDC, or central bank digital currency.
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How To Avoid Paying Fees When Transferring Money
Transferring money has become simple as ever these days, but, depending on your method, you may incur considerable fees. Here are ways to minimize them.
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13 Products You Should Always Buy In-Store Instead Of Online
Online shopping is easy and convenient, but you often don't know exactly what you're getting, making certain factors tough to account for.
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5 Things A Debt Collector Is Legally Allowed To Do
While the Fair Debt Collection Practices Act limits what a debt collector can do, there are still avenues they can take to make your life difficult for years.
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The First 5 Things You Should Do When You Inherit A Large Amount Of Money
Inheritances in the U.S. aren't as common as some may think; however, if you do inherit a bequest, and it includes money, here's what you should do first.
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Is Amazon Prime Actually Worth The Subscription Cost?
An Amazon Prime subscription can be a great way to save money and enjoy a plethora of free perks, but it might not be worth it for some people.
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Beloved Retail Chains That Filed For Bankruptcy
Business bankruptcies rose by 30% in 2023. But bankruptcy doesn't always mean the end for a company. Many on our list were able to come out of it in time.
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People Who Won The Lottery And Still Ended Up Dead Broke
Winning the lottery is often thought of as a ticket to financial freedom, but without careful budgeting and discipline, it can go awry.
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11 Things People Always Get Wrong About Buying A Used Car
Buying a used car is almost always a better idea than buying a new one, but it's still important to do your homework before shopping.
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Things You Should Never Keep In Your Wallet
Your wallet goes with you everywhere -- and that's a big problem, should you lose it while any of these tough-to-replace items are inside.
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13 Tricks To Save You Money When Buying Gas
Gas is expensive, and global tensions only exacerbate this. Fortunately, if you must drive a gas-powered vehicle, there are ways to cut the cost.
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11 Car Leasing Mistakes To Avoid At All Costs
Leasing a car isn't always the smart option, but if you opt for this route there are several negotiation points you can take advantage of.
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