10 Subaru Cars For A Retiree, Ranked Worst To Best

Subaru is one of the quirkiest car brands on the market, known for its iconic SUVs and standard all-wheel drive. When consumers think of this Japanese brand, they often imagine high fuel economy, reliable performance, and capable models. These associations aren't conjured up out of thin air, either. They're backed up by real-world data. First and foremost, the Subaru lineup boasted an average fuel economy of 28 miles per gallon combined back in 2016. For context, that's the market benchmark for 2026, according to FuelEconomy.gov 

Furthermore, Subarus sport the eighth lowest prolonged maintenance costs out of all major marques, with an average 10-year upkeep cost of $7,291, as reported by CarEdge. Additionally, these vehicles feature robust resistance to depreciation, maintaining around 52.5% of their original value after seven years. This makes Subaru the third-best brand in terms of resale value, per CarEdge. Here are 10 Subaru cars for retirees, ranked from worst to best. 

On its face, the Subaru WRX may seem like a perfectly reasonable compact sedan for retirees. However, a peek under the hood and at the interior can quickly disabuse consumers of that misconception. The WRX is Subaru's sportiest four-door nameplate. While it's undeniably fast and boasts impressive acceleration, these performance-focused advantages sacrifice fuel economy and practicality. The baseline trim features a turbocharged engine with 271 horsepower. While it's standard all-wheel drive, the WRX comes with either a manual or an automatic transmission. Thus, knowing how to drive a stick shift is essential. Fortunately, Subaru has gradually phased out its agile coupes over the decades in favor of more mainstream, senior-friendly SUVs and crossovers. Although the Subaru WRX is listed as a five-seater, the back seat is cramped for adults. Don't be fooled by the alternative WRX STI upgrade. This costlier, more performance-based model is one of the Japanese cars that could cost you.

With a price hovering between $29,118 and $48,232, per J.D. Power, the 2026 WRX isn't the cheapest model on this list, but it's not the priciest either. For comparison, the 2022 release usually gets priced around $27,030, according to CarGurus. The real pain point for retirees is the WRX's abysmal fuel efficiency of 22 miles per gallon combined, as reported by FuelEconomy.gov. Within five years, this sports model could cost retirees $6,500 in gas over the market average, based on fuel prices as of June 2026. That's if you're driving 15,000 annual miles. In the same half-decade period, CarEdge estimates this vehicle sucks up $47,357, across depreciation, interest, maintenance, fuel, and insurance. The Insurance Institute for Highway Safety (IIHS) thoroughly tested the 2026 Subaru WRX, but it received decent crashworthiness and crash mitigation results.

There's no doubt that the Subaru BRZ is aesthetically pleasing and a downright blast to drive. The only reason a senior would consider the BRZ is if they're specifically looking for an overpowered roadster with the Subaru emblem. This roadster falls shy of the competition, even for retirees who want a roadster. It's noisy on the highway, the rear seat is essentially nonexistent, and the retail price exceeds the average for similar coupes. A thrilling ride is about where the BRZ's appeal ends for most retirees. The fuel efficiency is rough for abhorrent for the vehicle's small footprint. On top of that, the performance-styled seating design is low to the ground, making it uncomfortable for most seasoned drivers. Unlike most Subarus, the BRZ doesn't come with standard all-wheel drive or in any trim for that matter. If power and excitement describe your dream car, you may be better off opting for one of the best convertible cars of 2026.

The 2026 Subaru BRZ has the second-highest starting price point among these Subaru cars for retirees, ranked from worst to best. According to J.D. Power, this vehicle usually sells for around $32,755 to $41,326. Although CarGurus suggests that buyers looking for a deal can save by purchasing a 2022 release for about $26,555. The all-new BRZ sports an improved fuel efficiency package compared to the WRX, with FuelEconomy.gov estimating it at 25 miles per gallon combined. However, this still undercuts the market trendline by heaps, costing owners a potential $4,250 more at the pump over five years. In the same time frame, CarEdge estimates this coupe racks up $40,138 of additional costs. The BRZ was put through even fewer tests by the IIHS than its WRX counterpart. Still, this roadster racked up pristine marks across its crash test simulations and crash avoidance tests.

As of 2026, the Subaru brand has three fully electric vehicles: the Uncharted, Trailseeker, and Solterra. The first two nameplates were only unveiled this year, leaving virtually no real-world testing from which to judge their reliability, performance, and safety. On the other hand, the Solterra has been in constant production since 2022, leaving several years to prove its appeal. The most senior Subaru EV is a decent choice for seniors who place fuel economy and energy savings as their highest priorities. After all, the Solterra avoids the need to visit the pump, an especially welcome advantage for seniors living in states with the absolute highest gas prices. Unfortunately, most Americans simply aren't interested in taking up the burden of an EV, given the stark lack of relevant infrastructure in the U.S. A 2023 Yahoo-Finance-Ipsos poll found that 57% of U.S. adults are unlikely to buy an EV as their next vehicle, while another 11% remained unsure.

According to J.D. Power, the all-new Subaru Solterra ranges in price between $31,803 and $48,533. CarGurus indicates that a pre-owned 2023 model, the earliest version available, usually sells for $22,191 to $23,767. The baseline 2026 Solterra achieves a combined 120 miles per gallon equivalent, as calculated by FuelEconomy.gov. As an EV, the Solterra's fuel efficiency is converted into a miles-per-gallon metric for easy comparison to internal-combustion engine vehicles. Over five years, this fully electric model can save retirees a whopping $8,750 compared to the average model. Within the same half-decade period, the Solterra tends to run up a full ownership bill of $51,998, as reported by CarEdge. The 2026 Solterra received positive results from the IIHS, displaying above-average crashworthiness and solid performance on its front crash prevention systems. Its headlights were poor, however.

The Subaru Ascent is the largest model in the marque's modern lineup, with enough space to seat seven to eight people. Despite offering the roomiest cabin and cargo space, this large footprint comes with some considerable downsides. First and foremost, the Ascent sports the most expensive price tag, even stretching beyond the cost of the sports-focused WRX and BRZ. On top of that, this nameplate suffers from a dramatically low fuel economy, costing seniors more at the pump. The potent 260 horsepower engine, beyond making it a gas-guzzling vehicle retirees will want to avoid, makes for a noisy behind-the-wheel experience. Furthermore, the transmission can jerk when switching gears. When stacked up against similar three-seater SUVs, the Subaru Ascent doesn't hold up. In fact, Car and Driver places the all-new Ascent 17th in this segment, behind more popular models, such as the Kia Telluride, Hyundai Palisade, and Toyota Grand Highlander.

According to J.D. Power, the 2026 Subaru Ascent can be purchased for $36,046 in its baseline trim but can reach up to $53,447 with more expensive upgrades. Fortunately, this pricier model has been on the market long enough to have a cheaper used version. CarGurus estimates that the 2022 model tends to sell for $27,379. In addition to a heftier price tag, the brand-new Ascent comes with a higher energy burden. FuelEconomy.gov indicates that this SUV only gets 22 miles per gallon combined, costing senior drivers $3,250 over the market benchmark within five years, assuming 15,000 annual miles and based on June 2026 gas prices. Per CarEdge, the typical Ascent owner will need to budget about $56,327 within the first five years of driving for depreciation, insurance, fuel, interest, and maintenance. Notably, the 2026 Ascent is an IIHS Top Safety Pick+ classification, the group's highest recognition. 

When reviewing the Subaru lineup for the best vehicles for retirees, the Legacy is where things start to turn around for the better. 2025 marked the final year of this sedan's production, leaving the Japanese brand with zero vehicles in this category in 2026 and beyond. The Legacy offers many of the most attractive features inherent in the most popular sedans, such as the Honda Civic, the Toyota Camry, or the Hyundai Elantra. For example, this Subaru sedan displays above-average fuel economy, sufficient interior space to comfortably fit five passengers, solid road manners, and a suite of standard tech features. Where the Legacy stands out from its competition is the built-in all-wheel drive, which translates to better handling, sharper turns, and a smoother ride overall. The entry-level trim features a 182 horsepower engine, offering more than enough for daily commuting, although a 260 horsepower upgrade is available for seniors who prioritize power.

The 2025 Subaru Legacy, the latest model available, typically sells for between $22,360 and $42,447, as reported by J.D. Power, making it a steal compared to many Subaru models on this list. The 2022 used model doesn't really offer much of a discount, usually going for about $21,504 per CarGurus. Fuel efficiency is where the Legacy really stands out, especially for being released in 2025. FuelEconomy.gov estimates that this Subaru sedan achieves 30 miles per gallon combined. Over half a decade, this can save retirees $750 compared to a normal vehicle. Keep in mind this presumes 15,000 yearly miles and is calculated using gas prices as of June 2026. In its final year of release, the 2025 Legacy landed solid IIHS results. Its crashworthiness scores were above the fray, with the exception of its moderate overlap front test. However, its headlights and front crash prevention system for pedestrians received top ratings.

The 2026 Subaru Impreza is a zippy, more compact version of this marque's traditional SUVs, such as the Crosstrek, Outback, or Forester. Essentially, this model is Subaru's answer to the increasingly popular compact SUV. Retirees who gravitate to the affordability, convenient size, and tighter handling of these models, the Subaru Impreza is an excellent choice. Continuing the Subaru theme, this nameplate has all-wheel drive in all trims. You can fit five people in the Impreza, although the backseat is tighter than on larger models. The built-in 152-horsepower engine is more than enough for getting around in retirement. The driving experience is no-nonsense, straightforward, and practical. A lower price point than larger models and decent fuel economy can help retirees save money in the long run. It may not be as popular as other compact SUVs or hatchbacks, but the Impreza is one of the most reliable cars in 2026.

J.D. Power indicates that the all-new Subaru Impreza often sells for $25,115 to $33,089. While some Subarus offer little savings when buying used, the 2022 release of this model provides a significant break at $18,635, per CarGurus. With a smaller stature and a more moderate engine than other models, the Impreza achieves a stellar fuel economy of 29 miles per gallon combined. According to FuelEconomy.gov, this can save retirees $250 over five years when annual mileage reaches 15,000. On top of lower energy costs and an accessible price tag, the Impreza gives retirees a break on long-term ownership expenses. CarEdge estimates that this model only demands about $32,759 over half a decade. The 2026 Subaru Impreza failed to secure an official IIHS recognition, but its crashworthiness and safety standard metrics were impressive. In fact, only the moderate overlap front test failed to secure the highest rating, yet still remained above the industry benchmark.

The 2026 Subaru Outback ditched its old curving roof in favor of a boxier design, which optimizes interior space while giving the nameplate a true SUV appearance. This widely celebrated model easily seats five adults, much more comfortably than the Impreza. The standard all-wheel drive remains consistent in the Outback, meaning retirees benefit from stellar handling and ideal traction in various road conditions. The 2026 model is also subject to interior upgrades, resulting in a modern, tech-rich, and pleasant environment. The standard 8.7 inches of ground clearance makes it easier to get in and out of the Outback, a highlight for retirees with limited mobility. The modest 180-horsepower engine helps keep fuel costs low without sacrificing performance. In reality, this extremely popular vehicle is one of the best for a retiree, especially among the broader Subaru lineup.

J.D. Power reports that the all-new Subaru Outback's entry-level trim usually sells for $30,856, although various upgrades can bring the price to $50,967. Since this is on the higher end of the Subaru lineup, seniors who are thinking twice about buying a new car can purchase a used 2022 Outback for around $24,738, according to CarGurus. FuelEconomy.gov reports that the 2026 Outback's fuel efficiency comes in just shy of the market standard at 27 miles per gallon combined. Over five years of ownership, this only results in a modest overspending of $500 on gas, assuming 15,000 annual miles and based on June 2026 fuel prices. Within the initial half-decade of ownership, this nameplate racks up $44,579 of additional costs, including depreciation, insurance, interest, fuel, and maintenance, according to CarEdge. The IIHS graced the 2026 Outback with a Top Safety Pick+ classification, denoting superior crashworthiness and safety standards. You won't find a blemish on this SUV's report.

The 2026 Subaru Crosstrek can be thought of as a more streamlined and lower-cost Outback. With a cult-like fanbase, this nameplate has been a favorite among loyal consumers for decades. A brief overview of this model's affordable costs, appealing specs, and remarkable capabilities will make its popularity obvious. The 2026 model includes a revamped engine, jumping from 152 to 180 horsepower, placing it on par with larger Subarus. The all-wheel drive is, once again, standard in all trims. The Crosstrek's seats are well-designed, and the interior is large enough to easily seat five adult passengers. It may not be able to tackle off-pavement terrain as competently as the Outback, but this model is more than enough for the comings and goings of the average retiree. Plus, the Crosstrek offers some significant discounts compared to its larger cousins. Many people even consider the Subaru Crosstrek a better alternative to the successful Toyota Highlander.

The 2026 Subaru Crosstrek has a price range bouncing between $24,299 and $38,425, according to J.D. Power, making it more appealing to budget-aware retirees than the comparatively pricey Outback. Seniors can shed even more costs by going with a used version. For instance, CarGurus places the average price of the 2022 Crosstrek at $22,867. Fuel efficiency and energy costs are other areas where the Crosstrek outpaces its larger counterparts. FuelEconomy.gov estimates that the all-new Crosstrek gets 29 miles per gallon combined, placing it beyond the market average. This can save retirees $250 over five years, assuming 15,000 yearly miles and based on June 2026 fuel prices. Within the same time frame, the Crosstrek racks up about $36,055 in ownership expenses, per CarEdge, which is considerably lower than the Outback. The 2026 Crosstrek performed very well across most IIHS testing, never falling below average.

The 2026 Subaru Crosstrek Hybrid keeps everything retirees would love about the standard internal combustion engine version and adds in remarkable fuel economy, considerable gas savings, and an improved driving experience. Of course, the upfront costs are slightly higher, but seniors can recoup these initial losses in the long run from the hybrid's far superior fuel efficiency. Instead of simply adding in a hybrid component, Subaru created an entirely separate powertrain for this model. The Crosstrek hybrid automatically switches between electricity and gas power based on the driving situation.

The all-new Crosstrek Hybrid has a relatively tight price range between $35,445 and $36,445, per Car and Driver. Unfortunately, this newer release doesn't have a robust used market for additional savings. The hybrid model is more expensive than the standard Crosstrek, but its improved fuel efficiency of 36 miles per gallon combined can save retirees $2,500 within five years, per FuelEconomy.gov. The 2026 Subaru Crosstrek Hybrid received perfect scores across its crashworthiness and crash mitigation tests from the IIHS.

The Subaru Forester is one of the top-selling SUVs that are perfect for a retiree. To be sure, this time-tested nameplate is arguably the most ideal vehicle for senior drivers in the entire brand's lineup. This capable SUV has sufficient space for five adult passengers, with plenty of room left in the trunk. As Subaru consumers have come to expect, the Forester comes standard with all-wheel drive for optimal handling. Plus, the baseline model comes with a solid 8.7 inches of ground clearance, allowing drivers to tackle various terrains with ease. The standard 180 horsepower engine is enough for daily commutes or off-road performance. The Forester received a facelift in 2025, boosting its exterior aesthetics for a more rugged appearance, but everything retirees can love about a Subaru remains the same under the hood.

The 2026 Forester proves its top placement as the best Subaru for retirees with a decent price range between $ 26,951 and $ 43,423, as reported by J.D. Power. If that doesn't fall within your price range, you may consider a used 2022 model, which tends to go for $25,734, per CarGurus. Ever wondered how quickly a car depreciates over time? Well, most lose value faster than Subarus, explaining why the savings don't seem as robust as usual. In addition to pricing, the 2026 Forester beats out the Outback on fuel efficiency. FuelEconomy.gov estimates that this model averages 29 miles per gallon combined. Being slightly above average, this can save retirees about $250 over five years. CarEdge also places the Forester's five-year ownership costs below those of the Outback, hitting $39,062. The IIHS recognized the 2026 Subaru Forester as a Top Safety Pick+ model, with the nameplate scoring pristine marks across the board.