The 10 Worst Cars For Theft Frequency Could Cost You

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According to August 2025 data released by the Highway Loss Data Institute (HLDI), the top 10 vehicles with the highest claim frequencies for whole-vehicle theft include big-name auto manufacturers like General Motors (GM), which produces Chevrolet and GMC, Honda's Acura, Tata Motors-affiliated Land and Range Rovers, and the Stellantis-manufactured Ram and Dodge. Recorded for 2022 through 2024 models, the numbers consider insurance claim frequency of vehicles ranging from 524 to 3,949, the latter representing a frequency of over 39 times higher than the HLDI's average rating of 100. Notably, some brands that have appeared on past lists of cars most likely to be stolen, like Hyundai and Kia, no longer appear. This is largely due to security upgrades, like electronic immobilizers, that have led to a 46% reduction in thefts of Hyundai and Kia vehicles given the security upgrade, per a HLDI report.

While the staggering rise in auto insurance rates won't necessarily affect your insurance premiums if you're the victim, when high incidents of auto theft are concentrated within a specific radius, location-based price hikes may kick in. According to the Federal Bureau of Investigation (FBI), the national rate of vehicle theft from 2019 to 2023 rose from 199.4 to 283.5 incidents per 100,000 people. While owning a vehicle in a neighborhood with a lower crime rate isn't necessarily possible for everyone, you may want to consider avoiding vehicles that are in high demand for criminals — such as high-horsepower options that are often more expensive and easier to steal.

The Ram 1500 4WD is a full-sized pickup truck with a price point between $40,275 and $87,075, with a theft claim rating of 524 for its 2022 to 2024 models. The problem starts with the standard Ram 1500 key fob system that includes keyless entry, central locking, and a remote starting system meant to make your life easier. Unfortunately, a type of cyberattack scam allows thieves to clone your fob's RFID signal by virtue of proximity to you, making the possibility of whole car theft easier for tech savvy criminals.

Aside from the value of the car itself, special luxury add-ons — like the vehicle's infotainment system — may also motivate criminals to make off with your ride. As Pickup Truck Plus SUV Talk points out, the 12-inch U-connect infotainment system is a popular add-on that also happens to be pretty popular with thieves. It's also easy to steal, as the screens are fastened to your vehicle with just two Phillips-head screws and a couple plastic clips that can be removed in seconds. American Trucks values a 2022 to 2024 model UBQ Uconnect 5 NAV with 12-Inch touchscreen at around $2,400, with some listed online for even more. It's up to you to decide if this is a worthwhile add-on to your vehicle purchase, or if it's just another sneaky way for a car dealership to get you to spend more.

Land and Range Rover, aside from being part of a group of car brands retirees instantly regret buying, makes one of the most sought-after cars by car thieves. A Range Rover's cost can climb as high as $238,700 for a 2025 model, and they're apparently so easy to steal that Fortune reports an epidemic of Range Rover thefts in the UK caused the value of the vehicles to drop by 9.3% in 2023. This drop outpaced the entire industry, motivating the automaker to spend $12.7 million to upgrade older vehicles' security systems, and £1 million to support police investigations of these thefts. These holes in security were due to the dreaded relay attack, made possible by hijacked RFID signals that emanate from fob keys. In the UK, the turnaround was dramatic, with thefts of Land Rovers less than three years old dropping by 77% in 2024, according to Insurance Times.

According to a Canadian Broadcast Corporation (CBC) investigation, it turns out that the security issues addressed in the UK didn't make it to the North American market, nor did the higher security testing standards and upgrades like intrusion and tilt sensors, double-locking doors, and Ultra-wide band radar technology requiring a fob to be right beside a vehicle to be recognised. Still, the Land Rover has a 540 theft claim rating for its 2022 to 2024 models, so it's questionable whether these upgrades would be enough anyway.

The second Dodge to make this list is the Durango 4WD. Retailing for between $38,495 and $84,995, it's no surprise it's on many a thieve's wish list. A recent series of vehicle thefts in Louisville, Kentucky, once again shows how fob access technology created to make your life easier is actually making life easier for thieves — at least where Dodge vehicles are concerned. As WDRB reports, just in June and July of 2025, around 90 vehicles in the Louisville area were reported stolen or broken into, many of them Durangos, Chargers, and Challengers stolen right out of their owners' driveways by way of fob hacking. Reportedly, thieves in the area were known to photograph VIN numbers, and use them to program new fob keys to unlock and operate targeted vehicles.

In an August 2021 press release, parent company Stellantis announced the addition of new security features made available in 2022. They include Key Programming Lockdowns that shut down the ability for thieves to clone your fob from inside your vehicle, while allowing yours to operate normally, a four-digit code that lowers your engine output to make vehicles harder to drive off, and an Intrusion Module that acts as a sensor alarm for interior movement or window breakage. While permanently concealing your VIN is illegal, doing so while your Durango is in park might be a good idea. With a theft claim rating of 592 for 2022 through 2024 Durango 4WDs, any additional security is a plus.

The Chevrolet Silverado 3500 can be purchased for an average of between $45,700 and $74,400, but thanks to the recurring issue of relay attacks related to keyless fob systems, it might as well be free to a car thief with the right gear. Although the advantages of the vehicle, like roominess and Chevrolet's reputation as one of the car brands with the fewest repair costs over time, make it of interest to legitimate car purchasers, HLDI still gives a 662 theft claim rating to Silverado 3500s made from 2022 to 2024.

The issue became such a headache for owners of the vehicle that a class-action lawsuit was launched in June 2025 alleging that parent company GM has not addressed the security breach issues related to the non-secure signals emitted by the fob system, allowing thieves to unlock and drive off with vehicles without setting off any alarms. The lawsuit extends beyond Chevrolet models to other GM-related trucks and SUVs made by GMC and Cadillac. This could be a very costly security breach for GM if it goes the same direction as a 2023 lawsuit launched against Kia and Hyundai for similar key fob issues. In that case, Hyundai and Kia reached a settlement for $200 million in damages with the owners of their easily stolen vehicles.

We already know GM had security issues related to its fobs for years before it enacted remedies for them, but it turns out the company was aware of the problem for much of that time. Researchers tried to warn GM about the ease with which criminals could clone fob key access to their vehicles, and even showed the company the danger by taking over a GM vehicle remotely through its OnStar dashboard computers. In fairness to GM, one of the researchers who hacked the car told Wired that many of its competitors "just didn't have the capabilities" to satisfactorily address the threat back then, either. Even so, paying the $47,200 to $96,900 for a GMC Sierra 3500 HD still comes with theft risk today, as proven by the HLDI's 742 theft claim rating for 2022 through 2024 models.

If you're an owner of a GMC Sierra, there are things you can do to protect your vehicle while you wait for the results of the previously mentioned class-action lawsuit. For instance, a Faraday pouch is a small container that holds your fob key between a special metal mesh that blocks the electromagnetic fields thieves can clone in order to steal vehicles. You can get one on Amazon for just under $10. That said, the irony of a car company manufacturing both one of 2025's most reliable used cars, and several of the least secure, is hard to miss. 

Clocking an 805 theft claim frequency rating on its 2022 to 2024 models, the Honda-manufactured Acura TLX costs between $45,400 to $58,050 and suffers a similar key fob breach issue to the GM vehicles. Even worse, all a smart crook needs is basic radio equipment to pick up the radio signals emitted by the key fobs, allowing them the ability to remotely start engines and unlock Honda vehicles manufactured between 2012 and 2022. Experts have performed tests on both Honda and Acura vehicles that confirmed bad actors can at least unlock and start vehicles with this trick.

Speaking with TechCrunch, a Honda representative stated the company had "no plan" to update previously released models when presented with the results of these tests by researchers, though he did claim that 2022 and 2023 models would come with better systems to prevent fob cloning. Even so, the Acura TLX is still alarmingly high on the HLDI's list, and other Acura vehicles produced after 2022 are still being stolen quite often. So, an extra layer of security like a port blocker — a device that prevents thieves from operating your vehicle remotely and requires a coded key to unlock — in combination with a Faraday bag might not be a bad idea for modern Acura owners.

As with the GMC Sierra 3500, the GMC Sierra 2500 HD is another vehicle with major security flaws contributing to its high frequency of theft. With a 1,023 theft claim rating for its 2022 through 2024 models, the Sierra 2500 has over 10 times the average theft claims for cars from that period, largely thanks to key fob cloning and relay attacks. With a starting cost of $46,300, that rises to $93,600 on the high end, the ease with which someone could unlock, start, and drive off with this vehicle without setting off an alarm should be, well, alarming.

While extended warranties can be one of those things that you should stop buying to save money, if you're driving a vehicle with high theft frequency and easily compromised security features, an extended warranty might just offer an extra layer of financial security. Another option that doesn't require you to add security upgrades to your vehicle, or hire your own personal 24-hour security, is a private garage. Keeping your vehicle secure and out of the eyeline of car thieves can't hurt if you have the means. You may also want to consider investing in a steering wheel lock, which adds an extra layer of difficulty for potential thieves in a low-tech, straightforward way that even a hacked key fob couldn't get around.

The Chevrolet Camaro may not be the fanciest model out there — or even on this list — but the sports car makes up for it in performance and the fact that its theft claim frequency rating for 2022 through 2024 models is just 1,287. Now, that is still higher than anything else we've covered so far, but the other Camaro model on this list will make that figure pale in comparison. The 2024 Camaro retails for between $29,675 and $69,175, but the underground market for these vehicles can yield car thieves millions, as evidenced by a major Plano Police Department bust in August 2025. According to NBC 5, the Texas car theft ring sold over two dozen vehicles consisting mainly of Camaros and Corvettes, and made about $150,000 in just two months. By the time the police caught up to them, the automotive ring had amassed $1.1 million in vehicles for underground sales.

While the key fob cloning issues that impact vehicles up and down this list are surely still a threat with Camaros, there is another problem as well: While many of the vehicles on this list are SUVs, the Chevrolet Camaro's desirability as a muscle car with high horsepower makes it a bigger target. So, in addition to being susceptible to common theft methods, prospective buyers should be aware that powerful rides like these are simply more desirable in the eyes of thieves.

Priced between $45,400 and $58,050, the Acura TLX AWD is the second most stolen vehicle by the HLDI's standards. With a theft claim frequency rating of 2,138 for its 2022 to 2024 models, the Acura TLX AWD is susceptible to many of the same issues as the Acura TLX, including the ease with which tech savvy car crooks can intercept key fob signals to clone them, then use those keys to unlock your vehicle. The added value from the all-wheel-drive feature likely also informs why these models are stolen so much more than the standard TLX. While there doesn't seem to be consensus that thieves can also turn on your engines and drive off with your vehicle, whole Acuras have evidently been stolen enough to suggest that too remains a threat.

In an effort to be proactive, perhaps look into an extra layer of security like the 41.22 Inc Drop-in Kill Switch. With a price range from $108 to $179, the device will temporarily shut down your starter, even if thieves have cloned your key fob or employed a relay attack.

The Chevrolet Camaro ZL1 has the unfortunate distinction of having the highest theft claim frequency of any vehicle — and it's not really even close. The HLDI gives its 2022 through 2024 models a theft claim frequency rating of 3,949. Like its more affordable counterpart, the Chevrolet Camaro, this is a sports car that's apparently just a little too tempting for the car theft community. Given the ZL1 is a more powerful, more premium alternative to the standard Camaro, that makes it all the more attractive to car fans on both sides of the law. For GM's part, the company did issue a software update intended to address the issue of rampant theft for certain Camaro models made from 2020 through 2024. While there aren't many details on exactly how this update will address the specific key fob breaches, it's available free of charge to qualifying Camaro owners until March 31st, 2028.

Insurers will typically only pay out the fair market cash value of your stolen vehicle, less the deductible. This means you're unlikely to get back what you originally paid for your vehicle. If none of this information inspires confidence in your next Camaro purchase, it might make sense to consider a different vehicle altogether. As the HLDI reports, many vehicles with the lowest relative claim frequency are electric and hybrids, with an 85% lower theft claim frequency than the industry average. That reputation is one of a few ways electric vehicles may save you money in the long run.