One Of The Cheapest Places To Live On The Pacific Coast Is A Bay Town In Oregon That Has A Cost Of Living 10.5% Less Than The National Average

Living on the Pacific coast is a dream for many, but one that often comes with a steep price tag. From star-studded cities in California to the scenic beaches of the Pacific Northwest, coastal living on the western seaboard comes with expensive housing and an overall high cost of living. Oregon, is no exception. The Beaver state regularly ranks among the most expensive states in the United States but still manages to draw in newcomers with its picturesque landscapes and high quality of life.

Yet tucked away in the southern half of the state is a coastal town that's an exception to the rule. According to World Atlas, Coos Bay is one of the most affordable places to live along the Pacific coast, and costs about 10.5% less than the national average. Plus, since Oregon is one of the few states without a sales tax, residents can stretch their budget, making it an appealing option for retirees.

Compared to other coastal cities, Coos Bay's cost of living is fairly affordable. According to Best Places, besides having a lower cost of living than the U.S. average, it is also 21.3% less expensive than the Oregon state average. In fact, living comfortably here can be done with as little as $32,000 for a single person or $58,680 a year for a family. This makes Coos Bay an appealing option for those looking to live frugally while enjoying coastal life in the Pacific Northwest.

Housing is where the bulk of the savings can be found in Coos Bay, with home and apartment prices below those in larger cities like Portland or Pacific City. For example, the rental price for a two-bedroom unit is around $1,030, according to Best Places — a whopping 47.6% cheaper than the state average. Buying a home in Coos Bay is also more doable than in other parts of the state, with typical home prices roughly 34.7% less expensive than the state average, at $305,700.

While the city's affordability and ocean views may draw people in, living in Coos Bay comes with a unique set of considerations. While it is the largest coastal city on the southern Oregon coast, Coos Bay is still a small city by most standards. According to the latest Census data, the city had a population of just 15,800 residents in 2024, which contributes to a quieter pace of life that may feel isolating to individuals accustomed to living in big cities.

Still, despite its small size, there are a surprising number of things to do in Coos Bay, especially for those who enjoy the beach and the great outdoors. The region, like much of the Pacific Northwest, is filled with natural beauty, including quick access to Shore Acres State Park. Coos Bay also has a vibrant downtown that regularly hosts art and seasonal festivals. Ultimately, the town offers a rare mix of value and beauty. And it's not the only hidden gem on the Pacific coast, with cities like Port Angeles, Washington also gaining attention for its affordability and coastal charm.