Can You Get Reimbursed For Pothole Damage?
While insurance may cover pothole damage via optional collision coverage, you may not realize you may have recourse from your city, county, or state, too.
Read MoreArchive for March 2024
Back to Archive IndexAuto (1)
Banking (18)
-
What Is Chase's 5/24 Rule?
If you've ever applied for a Chase credit card and been denied, despite your excellent credit score, it may have been because of the unofficial 5/24 policy.
Read More -
Ways To Stop Receiving Credit Card Junk Mail
Getting nonstop credit card offers is all too common, especially when credit scores are on the rise. Here's how to get them to stop ... or at least, to lessen.
Read More -
How Banks Bust Criminals For Shady Financial Practices
Ever wonder how banks catch crooks? In the same way that banks monitor customer behavior for marketing opportunities, they also monitor for suspicious activity.
Read More -
The Worst Places To Keep Your Money
You want your money to be safe, of course. Yet, where you're currently keeping it may not be the best place, especially when it comes to its growth potential.
Read More -
What To Know About Credit Card Debt Forgiveness
While credit card forgiveness exists, it's rare for a debt to be totally forgiven; instead, you'll likely need to explore alternatives, which we go over here.
Read More -
Valuable Coins You Might Have Lying Around
You might have a collectible in your coin jar. According to the Fed, Americans have kept more than half of all coins out of circulation since the pandemic.
Read More -
Is Costco's Anywhere Visa Card Actually Worth The Cost?
The only credit cards accepted at Costco are those that use the Visa network. One way to always have a card that works on hand is to get the Anywhere Visa.
Read More -
Will Digital Currency Ever Replace Physical Cash?
According to the IMF, in 2022, over half of the world's central banks were either exploring or developing their own CBDC, or central bank digital currency.
Read More -
5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
Read More -
Smart Things You Can Do When You Have $10K Saved
Once you've reached your goal of saving $10,000, the next big decision concerns what to do with that money, and how to make the most of it going forward.
Read More -
How To Avoid Paying Fees When Transferring Money
Transferring money has become simple as ever these days, but, depending on your method, you may incur considerable fees. Here are ways to minimize them.
Read More -
What You Should Do If You Find A Lost Wallet
Returning a lost wallet to its rightful owner is a simple task when there's an ID, but what if there isn't any identification? Here are your options then.
Read More -
Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
Read More -
Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
Read More -
Do Banks Monitor Your Spending Habits?
As with any business, banks like to collect data. This said, the kind of data banks and credit unions have access to may surprise, in how comprehensive it is.
Read More -
You Shouldn't Leave A Large Balance In Your Venmo Account. Here's Why
People may think of P2P payment apps as banks (especially since banks have their own apps), but they're different, starting with how your money is protected.
Read More -
How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
Read More -
What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
Read More
Budgeting (34)
-
Is A BarkBox Subscription Really Worth The Price?
BarkBox has been delivering dog-toy subscription boxes to homes for over a decade now, and today faces more competition than ever. Here's a look at its pricing.
Read More -
11 Types Of Loans That Will Keep You Poor Forever
Borrowing money is a pivotal part of modern society, but if you aren't careful, you could find yourself the victim of predatory lending.
Read More -
Can You Sell Your House Without A Realtor?
Selling a home is an involved process, but can you do so without a pro? That's really two questions: 1) is it legal to sell a home yourself and 2) should you.
Read More -
How Much Do Airline Pilots Get Paid?
Per the Bureau of Labor Statistics, airline pilot is one of the 20 highest-paying jobs in the United States. It's also the only one not in the medical field.
Read More -
Are Panera's Unlimited Sip Club Perks Actually Worth The Price?
In March 2024, Panera raised the monthly membership price to its Unlimited Sip Club by 25%. Are the perks worth it? Here, we weigh the numbers (and selection).
Read More -
Is The AMC Stubs A-List Subscription Really Worth The Price?
An AMC Stubs A-List subscription allows you to watch movies on the big screen at a discount. Whether or not it's a value will depend on your viewing habits.
Read More -
The Best Method Of Calculating Your Student Loan Interest
There are more than 43 million borrowers in the U.S. with an outstanding student loan. A big part of paying this money back is knowing what your interest is.
Read More -
Inexpensive Date Night Ideas That Aren't Embarrassing
While dinner and a movie these days can run you nearly $125 (on average), there are other options; ones that are fun, less expensive, and still able to impress.
Read More -
The Price Of Riding In An Ambulance Could Seriously Set You Back
Ambulance cost likely isn't something you ponder during an emergency, but, unfortunately, it's something you and your wallet will need to deal with eventually.
Read More -
Is Frontier's Discount Den Membership Worth The Price?
In 2024, Frontier Airlines celebrates 30 years in the industry. Its membership program, Discount Den, offers discount fares for up to nine people. Here's how.
Read More -
Does An Electric Car Really Save You Money In The Long Run?
Per Edmunds, EVs account for 6.5% of the market, or 76.6% less than gas-powered cars. Here's a look at the financials of owning an electric car going forward.
Read More -
How To Make Money On TikTok
As lawmakers push for a ban on TikTok, they'll need to get the people they represent to go along with it as many make a livelihood on the social media app.
Read More -
Stop Making These Major Money Mistakes While Traveling
To optimize your budget and your time when traveling, it's key to plan carefully and learn about common money mistakes -- so you don't make them yourself.
Read More -
What Is The 70% Rule In House Flipping?
A key component of flipping houses is known as the 70% rule, which basically sets a ceiling for what you can spend and still turn a profit. Here's how it works.
Read More -
Personal Finance Podcasts You Should Be Listening To
There's always something to learn about personal finance. One way to grow your knowledge is to listen to experts, like the ones leading these five podcasts.
Read More -
Getting A Speeding Ticket Costs Much More Than You Realize
Getting a speeding ticket may seem like a less-severe traffic violation, but when it comes to the financial ramifications of getting one, it's not so simple.
Read More -
Generational Spending Habits: Who Spends The Most?
When looking at how the different generations spend money, it's important to consider the overall financial health of each group and how far their money can go.
Read More -
This Is How Much Money PGA Golfers Really Make In A Tournament
PGA Tour prize money skyrocketed in the early 2000s and continues to rise today. This said, it also takes a lot of money to compete on the pro circuit.
Read More -
Is YouTube TV Really Worth The Price?
In the U.S., there are now over 225 live TV and on-demand streaming services, including YouTube TV. Here's what you need to know about it and the competition.
Read More -
These Are America's Top Wealth Killers
As the name suggests, a wealth killer is anything that derails efforts to grow your money and stay on a path toward achieving long-term financial goals.
Read More -
The Best US Vacation Destinations To Travel To On A Budget
Traveling doesn't have to be expensive, and as these budget destinations show, you can engage in cultural activities without breaking the bank.
Read More -
Frugal Tips For Saving Money Without Sacrificing Quality Of Life
To many, being frugal means pinching pennies, stretching dollars, and giving up your way of life. Here, we explain why frugality doesn't have to mean sacrifice.
Read More -
How Often Should You Check Your Retirement Account?
While you definitely want to keep an eye on your retirement accounts, it's not the same as checking your credit score or credit card statement. Here's why.
Read More -
What Actually Happens If You Don't Pay Your HOA Fees
HOA fees aren't optional; they're not membership fees you can opt out of. If you're considering an HOA property, here's what you need to know about payments.
Read More -
What Is The Latte Effect And How Does It Impact You?
The latte effect isn't about coffee, per se. But thinking about coffee, specifically a latte, is one way to think about how we spend money day to day.
Read More -
What You Should Know About Dave Ramsey's Baby Steps
Chances are you've heard of Dave Ramsey's money management plan 7 Baby Steps. We take a closer look at each step and what to keep in mind, specifically for you.
Read More -
5 Things A Debt Collector Is Legally Allowed To Do
While the Fair Debt Collection Practices Act limits what a debt collector can do, there are still avenues they can take to make your life difficult for years.
Read More -
How Much Do Americans Spend On Fast Food?
As the popularity of fast food in America grows, so too does the average amount we spend to eat it, whether we get it delivered or we pick it up ourselves.
Read More -
How Making A Home Inventory Could Save You Thousands Of Dollars
Per the Insurance Information Institute, 65% of U.S. homes were insured as of 2022. In addition to this protection, you also need to know what's in your home.
Read More -
What Really Happens If You Don't Pay Off Your Student Loans
Per the Education Data Initiative, it takes 20 years, on average, to pay off student loan debt. Here's what happens if you don't (and instead, go into default).
Read More -
Financial Traps Keeping You In The Middle Class
According to Pew Research analysis, around 50% of American households in 2021 fell into the middle-class category, representing an 11% drop from 1971.
Read More -
11 Small Appliances That Will Help Slash Your Power Bill
Running large applainces non-stop in your home can drive your utility bills through the roof, so try these smaller appliances instead.
Read More -
What Is Revenge Spending And How Do You Avoid It?
Revenge spending, which made news following the pandemic shutdowns, slowed in 2023, but this type of spending also happens daily on a more individual level.
Read More -
5 Financial Habits Of Millionaires That May Surprise You
There are ~22.7 million millionaires in the U.S., meaning most are regular people. Their eye is always on the future and they stick with some practical habits.
Read More
Collectibles (1)
-
Why Is 'In God We Trust' On US Currency?
The history of the country's motto "In God We Trust" appearing on U.S. currency dates back over 160 years, though its inclusion on all money is more recent.
Read More
Credit Cards (1)
-
Things To Keep In Mind Before Consolidating Your Debt
Consolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
Read More
Earning (2)
-
How Long Does It Take For A Doctor To Make Money?
To become a doctor, it takes significant investment in school and training. As a result, doctors don't realize their full earning potential for many years.
Read More -
Advice From Jeff Bezos That Will Change Your Approach To Business
In March 2024, Jeff Bezos reclaimed the title of "world's richest person," some three years after he lost it in 2021. Here are some of his business thoughts.
Read More
Investing (13)
-
What Is A 529 Plan?
Following the creation of Section 529 of the Internal Revenue Code in 1996, 529 plans took off across the states. There are two primary types of these plans.
Read More -
What Exactly Is A Penny Stock?
As its name suggests, a penny stock's trade value is ultra-low. Also, these high-risk securities aren't traded on a stock exchange but over the counter, or OTC.
Read More -
Here's Why Donald Trump's Truth Social Is Suddenly Worth Billions
Trump Media, which runs the social media platform Truth Social, debuted on the Nasdaq on March 26 under the ticker DJT. By the close of day one, it was up 16%.
Read More -
The Ultimate Guide To Investing In Gold
Gold has proven a hedge against inflation. And while you likely think of bullion and coins, there are alternatives when investing in this fungible commodity.
Read More -
How 401(k) Fees Could Be Setting You Back For Retirement
Typically, when discussing 401(k)s, it's about how your money can grow over time. Yet, there are fees you should be aware of, too, that can impact your wealth.
Read More -
Is Cryptocurrency Taxed?
Cryptocurrency is a (digital) currency, but it's also an investment, and because of that, it could be subject to tax. Specifically, a capital gains tax.
Read More -
Can You Still Make Trades After The Market Closes?
The stock market opens at 9:30 a.m. and closes at 4 p.m. Eastern time. Yet, does that mean all trading then ceases? Not quite. Here's what you should know.
Read More -
The Worst Day In The History Of The Stock Market
When talking about the worst day(s) for the U.S. stock market, the term "Black Monday" likely comes to mind; however, you might not realize that there are two.
Read More -
The Truth About The Free Stock Robinhood Offers For Signing Up
In the news in recent years, the trading and investing app Robinhood started in 2013. Here's what you should know about its free stock offer for new accounts.
Read More -
How Much Do Natural Disasters Affect The Stock Market?
Many factors influence the stock market, one being the news. And when it's bad news, such as a natural disaster, history tells us how the market often reacts.
Read More -
The Home Improvement Project That Guarantees A Big ROI
For homeowners looking to sell, the ROI of a home improvement project is often key. This particular upgrade is a simple one, and one that won't break the bank.
Read More -
What Is A Good Rate Of Return For Your 401(k)?
You've heard of the power of compounding interest, but growing your 401(k) plan to its full potential will depend on the rate of return you're able to secure.
Read More -
What You Need To Know Before Investing In ETFs
ETFs, or exchange-traded funds, are a type of investment fund that you might want to consider in your portfolio, as you diversify it for maximum growth.
Read More
Luxury (1)
-
How Casinos Catch Card Counters
While counting cards isn't illegal, it's also not welcomed at any casino. The house is always on the lookout for these gamblers and this is how they find them.
Read More
Shopping (7)
-
Are Beauty Subscription Boxes Actually Worth The Price?
Beauty subscription boxes have been around since 2010. In addition to convenience, though, there are certain other factors to consider when it comes to value.
Read More -
The Real Reason Costco's Rotisserie Chicken Is So Cheap
As with any retailer, Costco employs certain tactics to encourage its members to shop. The warehouse giant's constant rotisserie chicken is one such strategy.
Read More -
Sneaky Ways Car Dealers Trick You Into Spending More Money
When shopping for a new car, it's prudent to do your homework, not only on price but also on some of the sneaky tactics dealers use to get you to spend more.
Read More -
13 Products You Should Always Buy In-Store Instead Of Online
Online shopping is easy and convenient, but you often don't know exactly what you're getting, making certain factors tough to account for.
Read More -
How Much Should You Spend On A Wedding Present?
The bridal registry dates back to 1924 (and Marshall Field's). Registries make choosing a good gift simpler, but you still need to decide how much to spend.
Read More -
Things You Should Never Buy Used
While it pays to be thrifty, there are certain items you should only buy new. So, next time you're browsing a yard sale, we say to pass on these bargains.
Read More -
How Much Do Americans Spend On Black Friday?
While Black Friday used to refer to the day after Thanksgiving, these days, that definition is too narrow to describe how shoppers shop during this period.
Read More
Spending (6)
-
States With The Highest Sports Betting Revenue In The US
Since 2018, sports betting in the U.S. has opened up to individual states and is currently legal in 38 states. Revenue for the top states is above a billion.
Read More -
The Dark History Of Tipping In America
With regard to tipping in America, which continues to spread, you may be surprised to learn that many have long been against it, along with its dark history.
Read More -
Are TJX Rewards Platinum Mastercard Perks Worth The Cost?
For TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
Read More -
Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
Read More -
Is The Hilton Honors American Express Card Truly Worth The Cost?
While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
Read More -
How Much Do Americans Spend On Christmas?
Spending records in 2023 tell only part of the story for holiday shopping in the U.S. Let's also look at what people are buying and who's spending the most.
Read More
Taxes (5)
-
Do Churches Ever Have To Pay Taxes?
When Congress passed the Tariff Act of 1894, churches were given official tax exemption from federal taxes. This said, there are a few exceptions to this rule.
Read More -
Myths About Taxes You Need To Stop Believing
Filing your taxes can be a hectic experience, but ignoring the plethora of pervasive myths about doing so makes the process easier.
Read More -
Here's How Long You Should Hold Onto Your Credit Card Statements
If you haven't yet gone paperless, then you likely have credit card statements around the home. Can you toss them? Before you do, be sure you won't need them.
Read More -
Are Home Equity Loans Tax-Deductible?
If you take out a home equity loan, can you deduct the interest? There are two factors that will determine whether or not you can, as well as if you'll want to.
Read More -
Do You Pay Taxes On Inheritance?
With regard to inheritance, there are four types of tax a person should learn about: estate taxes, inheritance taxes, capital gains taxes, and income taxes.
Read More
