5 Things A Debt Collector Is Legally Allowed To Do
While the Fair Debt Collection Practices Act limits what a debt collector can do, there are still avenues they can take to make your life difficult for years.
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Why Is 'In God We Trust' On US Currency?
The history of the country's motto "In God We Trust" appearing on U.S. currency dates back over 160 years, though its inclusion on all money is more recent.
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How Much Do Americans Spend On Fast Food?
As the popularity of fast food in America grows, so too does the average amount we spend to eat it, whether we get it delivered or we pick it up ourselves.
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Things You Should Never Buy Used
While it pays to be thrifty, there are certain items you should only buy new. So, next time you're browsing a yard sale, we say to pass on these bargains.
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Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
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How Much Do Americans Spend On Black Friday?
While Black Friday used to refer to the day after Thanksgiving, these days, that definition is too narrow to describe how shoppers shop during this period.
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Is The Hilton Honors American Express Card Truly Worth The Cost?
While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
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How Making A Home Inventory Could Save You Thousands Of Dollars
Per the Insurance Information Institute, 65% of U.S. homes were insured as of 2022. In addition to this protection, you also need to know what's in your home.
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What Really Happens If You Don't Pay Off Your Student Loans
Per the Education Data Initiative, it takes 20 years, on average, to pay off student loan debt. Here's what happens if you don't (and instead, go into default).
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Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
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Do Banks Monitor Your Spending Habits?
As with any business, banks like to collect data. This said, the kind of data banks and credit unions have access to may surprise, in how comprehensive it is.
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Financial Traps Keeping You In The Middle Class
According to Pew Research analysis, around 50% of American households in 2021 fell into the middle-class category, representing an 11% drop from 1971.
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You Shouldn't Leave A Large Balance In Your Venmo Account. Here's Why
People may think of P2P payment apps as banks (especially since banks have their own apps), but they're different, starting with how your money is protected.
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11 Small Appliances That Will Help Slash Your Power Bill
Running large applainces non-stop in your home can drive your utility bills through the roof, so try these smaller appliances instead.
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How Much Do Americans Spend On Christmas?
Spending records in 2023 tell only part of the story for holiday shopping in the U.S. Let's also look at what people are buying and who's spending the most.
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What Is Revenge Spending And How Do You Avoid It?
Revenge spending, which made news following the pandemic shutdowns, slowed in 2023, but this type of spending also happens daily on a more individual level.
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How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
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Do You Pay Taxes On Inheritance?
With regard to inheritance, there are four types of tax a person should learn about: estate taxes, inheritance taxes, capital gains taxes, and income taxes.
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What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
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5 Financial Habits Of Millionaires That May Surprise You
There are ~22.7 million millionaires in the U.S., meaning most are regular people. Their eye is always on the future and they stick with some practical habits.
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What Is The Average Price Of A New Car In 2024?
To start 2024, new car prices are 3.5% lower than this time last year. Consumers will find price variation depending on the type of car and automaker inventory.
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How Much Do Americans Spend On Their Pets?
Every year, spending on pets in America grows, and given how Americans see their pets as family, it's unsurprising to learn just how much we spend on our them.
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What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
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Driving Mistakes That Are Costing You At The Gas Pump
Per GasBuddy, gas prices in 2024 will drop for a second year in a row. This time, by 13 cents a gallon. You can add to these savings through your driving, too.
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5 Things To Do Before You Dispute A Credit Card Charge
If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
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The First 5 Things You Should Do When You Inherit A Large Amount Of Money
Inheritances in the U.S. aren't as common as some may think; however, if you do inherit a bequest, and it includes money, here's what you should do first.
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Circular Trading: Why It's Illegal
Circular trading is a type of stock market manipulation that can artificially inflate the price of shares. Here's how this particular securities fraud works.
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