Will Digital Currency Ever Replace Physical Cash?
According to the IMF, in 2022, over half of the world's central banks were either exploring or developing their own CBDC, or central bank digital currency.
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The Home Improvement Project That Guarantees A Big ROI
For homeowners looking to sell, the ROI of a home improvement project is often key. This particular upgrade is a simple one, and one that won't break the bank.
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Things To Keep In Mind Before Consolidating Your Debt
Consolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
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Are TJX Rewards Platinum Mastercard Perks Worth The Cost?
For TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
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5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
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What Is A Good Rate Of Return For Your 401(k)?
You've heard of the power of compounding interest, but growing your 401(k) plan to its full potential will depend on the rate of return you're able to secure.
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Smart Things You Can Do When You Have $10K Saved
Once you've reached your goal of saving $10,000, the next big decision concerns what to do with that money, and how to make the most of it going forward.
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What Actually Happens If You Don't Pay Your HOA Fees
HOA fees aren't optional; they're not membership fees you can opt out of. If you're considering an HOA property, here's what you need to know about payments.
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How To Avoid Paying Fees When Transferring Money
Transferring money has become simple as ever these days, but, depending on your method, you may incur considerable fees. Here are ways to minimize them.
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Stop Making These Major Money Mistakes While Traveling
To optimize your budget and your time when traveling, it's key to plan carefully and learn about common money mistakes -- so you don't make them yourself.
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Who Are The Richest Members Of Congress?
Since 2009, the salary for members of the U.S. Congress has been $174,000. Still, this is but a fraction of the wealth of some senators and representatives.
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Why You Should Think Twice Before Aggressively Paying Off Student Loans
Not all debt is the same, nor should be your strategy for repayment. With student loans, a comparably low interest rate is just one factor to consider.
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Here's How Long You Should Hold Onto Your Credit Card Statements
If you haven't yet gone paperless, then you likely have credit card statements around the home. Can you toss them? Before you do, be sure you won't need them.
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What You Should Do If You Find A Lost Wallet
Returning a lost wallet to its rightful owner is a simple task when there's an ID, but what if there isn't any identification? Here are your options then.
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What You Need To Know Before Investing In ETFs
ETFs, or exchange-traded funds, are a type of investment fund that you might want to consider in your portfolio, as you diversify it for maximum growth.
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Are Home Equity Loans Tax-Deductible?
If you take out a home equity loan, can you deduct the interest? There are two factors that will determine whether or not you can, as well as if you'll want to.
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13 Products You Should Always Buy In-Store Instead Of Online
Online shopping is easy and convenient, but you often don't know exactly what you're getting, making certain factors tough to account for.
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What Is The Latte Effect And How Does It Impact You?
The latte effect isn't about coffee, per se. But thinking about coffee, specifically a latte, is one way to think about how we spend money day to day.
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How Much Should You Spend On A Wedding Present?
The bridal registry dates back to 1924 (and Marshall Field's). Registries make choosing a good gift simpler, but you still need to decide how much to spend.
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What You Should Know About Dave Ramsey's Baby Steps
Chances are you've heard of Dave Ramsey's money management plan 7 Baby Steps. We take a closer look at each step and what to keep in mind, specifically for you.
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Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
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5 Things A Debt Collector Is Legally Allowed To Do
While the Fair Debt Collection Practices Act limits what a debt collector can do, there are still avenues they can take to make your life difficult for years.
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Why Is 'In God We Trust' On US Currency?
The history of the country's motto "In God We Trust" appearing on U.S. currency dates back over 160 years, though its inclusion on all money is more recent.
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How Much Do Americans Spend On Fast Food?
As the popularity of fast food in America grows, so too does the average amount we spend to eat it, whether we get it delivered or we pick it up ourselves.
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Is Southwest's Companion Pass Really Worth It?
The Southwest Companion Pass can be a valuable perk for those who prefer traveling with another person. But, this pass isn't easy to obtain; it takes spending.
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Things You Should Never Buy Used
While it pays to be thrifty, there are certain items you should only buy new. So, next time you're browsing a yard sale, we say to pass on these bargains.
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Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
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