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  • Person relaxing with laptop computer
    Budgeting
    Budgeting By Richard Sachek 10 months ago

    Surprisingly 'Lazy' Ways To Make Real Money Online

    By "lazy," we mean with little effort on your part. And while the following ideas do take considerable set-up, once done, they're pretty easy gigs.

    By Richard Sachek 10 months ago Read More
  • Older women holding her wallet
    Budgeting
    Budgeting By Carolyn Osorio 10 months ago

    A Majority Of Americans Worry Their Retirement Funds Will Run Out

    For a majority of Americans, a common financial worry centers on having enough money during their retirement years. Here are a few ways to strategize.

    By Carolyn Osorio 10 months ago Read More
  • Fed rate cuts road sign
    Investing
    Investing By Richard Sachek 10 months ago

    Lower Interest Rates Are Coming: Here's How Some Investors Stay Prepared

    As Fed rate cuts loom, Money Digest's Richard Sachek, a FINRA-licensed professional, explains how investors can position themselves for the inevitable.

    By Richard Sachek 10 months ago Read More
  • Board listing stock prices
    Investing
    Investing By Carolyn Osorio 10 months ago

    Don't Let The 'September Effect' Fool You Into A Bad Investment Move

    Based on nearly 100 years of market data, many believe in the "September Effect." However, many experts will advise you not to let the past impact the present.

    By Carolyn Osorio 10 months ago Read More
  • Traders watching at NYSE
    Investing
    Investing By Jennifer Alpeche 10 months ago

    Historically, How Does The Market Perform In September?

    When it comes to equities, September isn't historically a month investors look forward to, especially when compared to months like November and December.

    By Jennifer Alpeche 10 months ago Read More
  • "NEW PRICE" home sale sign
    Shopping
    Shopping By Carolyn Osorio 10 months ago

    This Housing Decision Could Prove Costly For Newlyweds. Here's Why

    For any couple, buying a home is a huge decision, whether you're a newlywed or not. That said, for those newly married, here's what you should weigh.

    By Carolyn Osorio 10 months ago Read More
  • Vehicles trapped in flood water
    Shopping
    Shopping By Byron Armstrong 10 months ago

    The Impact Of Climate Change On Auto Insurance Rates

    Like the rising cost of homeowners insurance in states at risk of weather events, car insurance is also affected by the cost of covering weather-related claims.

    By Byron Armstrong 10 months ago Read More
  • Silhouetted traveler at airport window
    Budgeting
    Budgeting By Larissa Zageris 10 months ago

    How Booking A 'Shoulder Season' Vacation Can Save You Money

    "Shoulder season" doesn't have to do with warm weather. Though, it does play a part in when a popular spot's shoulder season begins and ends.

    By Larissa Zageris 10 months ago Read More
  • 70% discount on clothes
    Shopping
    Shopping By Samantha Bambino 10 months ago

    You've Been Warned: This Sneaky Shopping Mistake Will Cost You

    If you want to avoid buyer's remorse, you can start by not falling for this common shopping pitfall. Your wallet and closet will thank you.

    By Samantha Bambino 10 months ago Read More
  • Student in university library
    Budgeting
    Budgeting By Carolyn Osorio 10 months ago

    The Price For Some Colleges Just Hit This Very Troubling Number

    U.S. News data shows that it costs $42,162 on average to attend a private college. The high end of that calculation now costs more than twice as much.

    By Carolyn Osorio 10 months ago Read More
  • "FOR SALE" posted outside house
    Shopping
    Shopping By William Fischer 10 months ago

    Is Buying A House With Cash A Smart Money Move?

    Per Redfin data, 34.1% of U.S home purchases in September 2023 were all-cash purchases. This continued an upward trend and marked the highest share since 2014.

    By William Fischer 10 months ago Read More
  • Person carrying bags, using smartphone
    Shopping
    Shopping By Carolyn Osorio 10 months ago

    Report Expects Mobile Shopping Trend To Continue This Holiday Season

    Americans have been moving toward mobile shopping versus desktop shopping for several years now. Though certain categories are more likely than others.

    By Carolyn Osorio 10 months ago Read More
  • Busy restaurant during lunch hour
    Budgeting
    Budgeting By Richard Sachek 10 months ago

    10 Ways People Waste Their Money At Restaurants

    While not dining out can certainly save you money, going out to a restaurant every now and then is fine, too. Just, when you do, keep in mind some frugal tips.

    By Richard Sachek 10 months ago Read More
  • Smartphone with Kamala Harris-Donald Trump background
    Taxes
    Taxes By Carolyn Osorio 10 months ago

    Who Will Lower America's Taxes More, Donald Trump Or Kamala Harris?

    The Tax Cuts and Jobs Act of 2017 is central to the proposed tax policies of the two U.S. presidential candidates. The TCJA is set to expire at the end of 2025.

    By Carolyn Osorio 10 months ago Read More
  • Tasteful rustic wrapped gifts
    Budgeting
    Budgeting By Richard Sachek 10 months ago

    Clever Ways Frugal People Save Money On Gift Wrapping

    For many, wrapping paper and gift bags are gifting essentials. However, not only are they pricey but they also result in a ton of annual waste.

    By Richard Sachek 10 months ago Read More
  • Mortgage document on fire
    Banking
    Banking By Richard Sachek 10 months ago

    At This Age, Paying Off Your Mortgage Should Be Your Biggest Money Goal

    No financial advice is universal. With that said, as you near retirement, you may start to zero in on eliminating one monthly expense: your mortgage.

    By Richard Sachek 10 months ago Read More
  • Person playing with her dog
    Shopping
    Shopping By Carolyn Osorio 10 months ago

    How Much Should It Cost To Spay Or Neuter A Dog?

    The BLS reports Americans spend, on average, $900 a year on their pets. Health care, from vaccinations to spay and neuter, is a big part of that expense.

    By Carolyn Osorio 10 months ago Read More
  • Door open to laded dishwasher
    Budgeting
    Budgeting By William Fischer 10 months ago

    Avoid Doing Chores During This Time Of Day To Save On Your Energy Bill

    Like coins in a jar, where something small can turn into something big over time, making this small adjustment to your chores schedule can prove significant.

    By William Fischer 10 months ago Read More
  • A woman hanging a sign
    History
    History By Byron Armstrong 10 months ago

    Beloved Restaurant Chains Facing Bankruptcy In 2024

    2024 has been a rough year for many chain restaurants, with a slew of popular concepts declaring bankruptcy and exploring restructuring.

    By Byron Armstrong 10 months ago Read More
  • Opening soon sign on storefront
    Budgeting
    Budgeting By Carolyn Osorio 10 months ago

    Understanding The Difference Between A Startup And A Small Business

    Did you think "startup" and "small business" meant the same thing? If so, think again. Carolyn Osorio, a creator of two small businesses, explains.

    By Carolyn Osorio 10 months ago Read More
  • "Happy Birthday" message on cake
    Shopping
    Shopping By Samantha Bambino 10 months ago

    Where To Score Birthday Freebies And Discounts

    Before your birthday, join member programs (for free) to take advantage of some frugal deals, from freebie desserts to discounts that last all month.

    By Samantha Bambino 10 months ago Read More
  • Person using Google search engine
    Budgeting
    Budgeting By Carolyn Osorio 10 months ago

    5 Of The Most Googled Financial Questions In America Answered

    Many people are asking the same money questions. For five of these Googled queries, Carolyn Osorio, our resident data analyst, provides the answers.

    By Carolyn Osorio 10 months ago Read More
  • Parents and daughter video call
    Budgeting
    Budgeting By Byron Armstrong 10 months ago

    Often Overlooked Signs That Someone Close To You Is Struggling Financially

    U.S. household debt climbed to $17.8T in Q2 2024. Given this, it's possible someone you know has money problems, though they're doing their best to hide it.

    By Byron Armstrong 10 months ago Read More
  • Person shopping for electronics
    Shopping
    Shopping By Richard Sachek 10 months ago

    Items Frugal People Buy In September

    If you aim to be frugal, one way is to time your purchase(s) with the best deals of the year. Here, we go over some of the biggest discounts for September.

    By Richard Sachek 10 months ago Read More
  • An empty startup office
    Budgeting
    Budgeting By Carolyn Osorio 10 months ago

    Why You Should Be Worried About The Uptick In Startup Shutdowns

    Much like corporate earnings, the success of startups can provide insight into the economy overall. Plus, when they shut down, there are ripple effects.

    By Carolyn Osorio 10 months ago Read More
  • Close-up of a stocked pantry
    Shopping
    Shopping By Mary White 10 months ago

    How Keeping Your Pantry Well-Stocked Can Save You Money

    A common budgeting rule is to spend no more than 15% of your income on food. One way to keep your spending under control is to stock your pantry with staples.

    By Mary White 10 months ago Read More
  • Graph of rising home prices
    Shopping
    Shopping By Richard Sachek 10 months ago

    US Home Prices Continue To Rise (But Annual Growth Is Slowing)

    NYC, San Diego, and Las Vegas saw annual gains above 8.5% in June, per the S&P CoreLogic Case-Shiller home price index. Other top cities were less boastful.

    By Richard Sachek 10 months ago Read More
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