Is Buying A House With Cash A Smart Money Move?
Per Redfin data, 34.1% of U.S home purchases in September 2023 were all-cash purchases. This continued an upward trend and marked the highest share since 2014.
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Report Expects Mobile Shopping Trend To Continue This Holiday Season
Americans have been moving toward mobile shopping versus desktop shopping for several years now. Though certain categories are more likely than others.
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10 Ways People Waste Their Money At Restaurants
While not dining out can certainly save you money, going out to a restaurant every now and then is fine, too. Just, when you do, keep in mind some frugal tips.
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Who Will Lower America's Taxes More, Donald Trump Or Kamala Harris?
The Tax Cuts and Jobs Act of 2017 is central to the proposed tax policies of the two U.S. presidential candidates. The TCJA is set to expire at the end of 2025.
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Clever Ways Frugal People Save Money On Gift Wrapping
For many, wrapping paper and gift bags are gifting essentials. However, not only are they pricey but they also result in a ton of annual waste.
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At This Age, Paying Off Your Mortgage Should Be Your Biggest Money Goal
No financial advice is universal. With that said, as you near retirement, you may start to zero in on eliminating one monthly expense: your mortgage.
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How Much Should It Cost To Spay Or Neuter A Dog?
The BLS reports Americans spend, on average, $900 a year on their pets. Health care, from vaccinations to spay and neuter, is a big part of that expense.
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Avoid Doing Chores During This Time Of Day To Save On Your Energy Bill
Like coins in a jar, where something small can turn into something big over time, making this small adjustment to your chores schedule can prove significant.
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Beloved Restaurant Chains Facing Bankruptcy In 2024
2024 has been a rough year for many chain restaurants, with a slew of popular concepts declaring bankruptcy and exploring restructuring.
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Understanding The Difference Between A Startup And A Small Business
Did you think "startup" and "small business" meant the same thing? If so, think again. Carolyn Osorio, a creator of two small businesses, explains.
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Where To Score Birthday Freebies And Discounts
Before your birthday, join member programs (for free) to take advantage of some frugal deals, from freebie desserts to discounts that last all month.
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5 Of The Most Googled Financial Questions In America Answered
Many people are asking the same money questions. For five of these Googled queries, Carolyn Osorio, our resident data analyst, provides the answers.
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Often Overlooked Signs That Someone Close To You Is Struggling Financially
U.S. household debt climbed to $17.8T in Q2 2024. Given this, it's possible someone you know has money problems, though they're doing their best to hide it.
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Items Frugal People Buy In September
If you aim to be frugal, one way is to time your purchase(s) with the best deals of the year. Here, we go over some of the biggest discounts for September.
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Why You Should Be Worried About The Uptick In Startup Shutdowns
Much like corporate earnings, the success of startups can provide insight into the economy overall. Plus, when they shut down, there are ripple effects.
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How Keeping Your Pantry Well-Stocked Can Save You Money
A common budgeting rule is to spend no more than 15% of your income on food. One way to keep your spending under control is to stock your pantry with staples.
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US Home Prices Continue To Rise (But Annual Growth Is Slowing)
NYC, San Diego, and Las Vegas saw annual gains above 8.5% in June, per the S&P CoreLogic Case-Shiller home price index. Other top cities were less boastful.
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This Curb Appeal Project Will Nearly Double Its ROI For Your Home
Curb appeal is key to selling a home. It's your home's first impression, after all, and it turns out replacing this one feature can be a real game changer.
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Why Taking On This Extremely Aggressive Financial Challenge May Be Worth The Try
One way to get your finances in order is to challenge yourself. With this one, you'll be asked to stop spending (i.e., splurging) for a certain period of time.
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Labor Day: Its History, How It Became A Holiday, And Why We Celebrate It
On September 5, 1882, the first Labor Day occurred in NYC. It would inspire several more soon after, and in 1894, it would become a federal holiday.
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The Great Wealth Transfer Could Prove Extremely Disappointing For Millennials
Through 2045, baby boomers will deliver the great wealth transfer via inheritances; however, distribution of this wealth will be greater for some than others.
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The Costly Dangers Of Delaying Basic Repairs To Your Home
When a home repair is minor, it's easy to dismiss it and mentally promise to address it at a later time. However, such delays can end up costing you.
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Where To Exchange Your Saved Coins For Cash
Saving coins in a coin jar in an old-school way to save for a future treat, but once you're ready to exchange them for cash, what are your options?
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Never Say This One Phrase When Asking For A Raise At Work
A 2023 OnePoll survey found the average time people wait for a raise is 2.9 years. If you happen to be up for a raise, avoid saying you deserve one.
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Paying Your Doctor This Way Is An Unexpected Key To Saving Money
Cash-pay health care is an option many may not realize is an alternative to insurance. Still, the pros and cons of this method will vary by patient.
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How To Determine Whether You Have Enough Homeowners Insurance Coverage
One number to start with is the dwelling coverage amount. Is it enough? It should be enough to cover the rebuilding of your home. Then there are the add-ons.
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These 5 States Have The Highest Electricity Bills In America
The average cost of electricity in the U.S. is 16 cents per kilowatt. That said, some states pay much more, with the top state, Hawaii, paying 2.7 times more.
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