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  • Presidential candidate silhouettes
    Budgeting
    Budgeting By Carolyn Osorio September 21st, 2024

    Kamala Harris Vs. Donald Trump On The Future Of Social Security

    It's important to remember that changes to Social Security come from Congress. The last time the program underwent a major overhaul was 41 years ago.

    By Carolyn Osorio September 21st, 2024 Read More
  • Buffett family smile together
    Banking
    Banking By William Fischer September 21st, 2024

    Why Warren Buffett Once Told His Daughter, 'Go To The Bank Like Everyone Else'

    Warren Buffett has a very specific plan for how his wealth (nearly $144 billion) can do the most good. His three children will help him achieve it.

    By William Fischer September 21st, 2024 Read More
  • NOW HIRING sign in window
    History
    History By Mary White September 21st, 2024

    A Look At Federal Vs. State (Vs. Local) Minimum Wages

    The federal minimum wage has not changed in 15 years. In July 2009, it increased from $6.55 to $7.25. Many states have higher baseline wages today.

    By Mary White September 21st, 2024 Read More
  • homeowner considering their year-end finances
    Budgeting
    Budgeting By Daniel Feininger September 21st, 2024

    How To End The Year Financially Strong

    Finishing the year off financially strong lets you start the new year off in the best possible way. You don't want to carry over anything from the prior year.

    By Daniel Feininger September 21st, 2024 Read More
  • National debt per person statistic
    Banking
    Banking By Daniel Feininger September 20th, 2024

    Does The National Debt Actually Affect You And Your Wallet?

    The national debt reached $35 trillion in July 2024. But, this is the government's debt, so does it actually affect your wallet? In a way; here's how.

    By Daniel Feininger September 20th, 2024 Read More
  • Older person writing in notebook
    Budgeting
    Budgeting By Carolyn Osorio September 20th, 2024

    Even With Social Security, Baby Boomers Are Financially Struggling. Here's The Evidence

    For retirees living on a fixed income, with a good percentage of it being from Social Security, there's little left at month's end for the unexpected.

    By Carolyn Osorio September 20th, 2024 Read More
  • Scammer using laptop
    Banking
    Banking By Carolyn Osorio September 19th, 2024

    FBI Reports Financial Losses From Crypto Scams Increased By 45% Last Year

    Further, complaints to the FBI's Internet Crime Complaint Center (IC3) demonstrated that crypto scammers are now operating across all scheme categories.

    By Carolyn Osorio September 19th, 2024 Read More
  • Homepage of my Social Security
    Budgeting
    Budgeting By Daniel Feininger September 19th, 2024

    Social Security Rules That Can Drastically Increase Your Monthly Benefits

    Before retirement, it pays to know your options for Social Security. There are certain rules that can make a big difference in how much you get in each check.

    By Daniel Feininger September 19th, 2024 Read More
  • image showing a growing investment portfolio
    Investing
    Investing By Daniel Feininger September 18th, 2024

    Millionaires Follow This Edgy Investing Rule For The Biggest Payoff

    Hear about the next big thing in stocks? Money Digest's Daniel Feininger explains how this investing rule takes those trends, only to do the opposite.

    By Daniel Feininger September 18th, 2024 Read More
  • Social Security benefits check
    Budgeting
    Budgeting By Carolyn Osorio September 18th, 2024

    Retirees In These States Will Receive The Biggest Social Security Increase In 2025

    The Social Security Administration will announce the 2025 COLA rate this October. Certain states will see a bigger boost than others; here's why.

    By Carolyn Osorio September 18th, 2024 Read More
  • RV hauling boat down highway
    Budgeting
    Budgeting By Samantha Bambino September 17th, 2024

    How Lifestyle Inflation Actually Costs You, And What You Can Do To Avoid It

    Today, many people who earn six figures are still living paycheck to paycheck. One reason may be lifestyle inflation, which creeps up on you slowly.

    By Samantha Bambino September 17th, 2024 Read More
  • Dave Ramsey talking
    Investing
    Investing By Daniel Feininger September 17th, 2024

    Dave Ramsey Reveals The Age People Should Start Taking Social Security, But There's A Catch

    For this strategy, it's important to remember that the full retirement age for Social Security is now age 66 or 67, depending on the year you were born.

    By Daniel Feininger September 17th, 2024 Read More
  • Social Security logo, Washington D.C.
    Budgeting
    Budgeting By Larissa Zageris September 16th, 2024

    Why Some Americans Will Get An Extra Social Security Payment In November

    Specifically, this extra payment concerns recipients of Supplemental Security Income benefits, or SSI. Also, perhaps a better word would be "early."

    By Larissa Zageris September 16th, 2024 Read More
  • Social Security check up close
    Budgeting
    Budgeting By Larissa Zageris September 16th, 2024

    Social Security Will Undergo 3 Changes In 2025. How Will It Affect Retirees?

    As more U.S. retirees wonder if they'll have enough funds to last their retirement years, any change to Social Security can prove a significant one.

    By Larissa Zageris September 16th, 2024 Read More
  • Miniatures depicting growing retirement savings
    Budgeting
    Budgeting By Carolyn Osorio September 16th, 2024

    You're Not Alone: The Amount Of People Behind On Their Retirement Savings Is Staggering

    Retirement is fast approaching for many. According to Alliance for Lifetime Income, 11,200 Americans will turn 65 every day in 2024, on through 2027.

    By Carolyn Osorio September 16th, 2024 Read More
  • Person pulling money from wallet
    Budgeting
    Budgeting By Carolyn Osorio September 15th, 2024

    How Much Do Americans Think They Need To Live Comfortably?

    For many Americans, the annual income they feel they need to live comfortably is incredibly high. Many also feel like they will never reach that goal.

    By Carolyn Osorio September 15th, 2024 Read More
  • Agent hanging
    Shopping
    Shopping By Richard Sachek September 15th, 2024

    What The New Real Estate Commission Rules Mean For Buyers And Sellers

    On August 17, new real estate rules concerning commissions went into effect, just in time for the fall season, which is, historically, less crowded.

    By Richard Sachek September 15th, 2024 Read More
  • Costco worker stocking cereals
    Shopping
    Shopping By Larissa Zageris September 15th, 2024

    You've Been Warned: Don't Make This Costco Shopping Mistake, It'll Cost You

    Volume, resulting in lower unit pricing, is how shoppers are able to save at Costco. However, making this one mistake can wipe out those savings.

    By Larissa Zageris September 15th, 2024 Read More
  • Person holding tablet, Apple TV+
    Shopping
    Shopping By Larissa Zageris September 15th, 2024

    Is Apple TV+ Worth The Subscription Price?

    As the streaming wars continue, consumers have more choices than ever, and Apple TV+ has been one option since 2019. Here, we take a look at what you get.

    By Larissa Zageris September 15th, 2024 Read More
  • Instagram logo on smartphone
    Budgeting
    Budgeting By Byron Armstrong September 15th, 2024

    10 Of The Worst Instagram Scams To Beware In 2024

    By most counts, Instagram has over 1.4 billion active users. For scammers, the app's popularity provides the ideal place to carry out their fraudulent schemes.

    By Byron Armstrong September 15th, 2024 Read More
  • Vintage lunch boxes line shelves
    Collectibles
    Collectibles By William Fischer September 14th, 2024

    Vintage Lunch Boxes That Could Be Worth A Ton Of Money Today

    Over 120 million lunch boxes were sold between 1950 and 1970, says collector Thad Reece. This is part of why not all old lunch boxes are valuable today.

    By William Fischer September 14th, 2024 Read More
  • Hands on car steering wheel
    Shopping
    Shopping By Carolyn Osorio September 14th, 2024

    Car Insurance Rates Are Rising Fastest In These 5 States, Per New Report

    In addition, we'll take a look at the states with the highest auto insurance rates (it's not the same as the fastest risers), and why rates are increasing.

    By Carolyn Osorio September 14th, 2024 Read More
  • Cryptocurrencies in mousetrap with $100s
    Investing
    Investing By Larissa Zageris September 14th, 2024

    Influencers Who Promoted Shady Crypto Scams

    With thousands of different cryptocurrencies, it can be difficult to know what to invest in. Unfortunately, many may follow the lead of influencers.

    By Larissa Zageris September 14th, 2024 Read More
  • Friends at lunch having conversation
    Banking
    Banking By Samantha Bambino September 14th, 2024

    Think Twice Before You Discuss This Financial Information With Friends

    While money doesn't have to be a non-topic when talking with friends, there are some things to keep in mind if/when it comes up in your conversations.

    By Samantha Bambino September 14th, 2024 Read More
  • Bureau of Labor Statistics exterior
    Budgeting
    Budgeting By Jennifer Alpeche September 14th, 2024

    The Most Important Day Of The Year For Social Security Is Coming

    For those of us who receive Social Security, a particular day is nearing that will tell us a great deal about what our benefits will look like next year.

    By Jennifer Alpeche September 14th, 2024 Read More
  • Social Security cards are spread out
    Budgeting
    Budgeting By William Fischer September 14th, 2024

    Big Changes Coming To Social Security In September Thanks To 3 New Rules

    On September 30, three rule changes to Supplemental Security Income will go into effect, changes Social Security Commissioner Martin O'Malley called "systemic."

    By William Fischer September 14th, 2024 Read More
  • NFL logo on football field
    Budgeting
    Budgeting By Carolyn Osorio September 13th, 2024

    How Much Will People Bet This NFL Season?

    The 2024 NFL season will last for 18 weeks; in that time, 32 teams will play 272 games. On those games, Americans are expected to bet a record amount.

    By Carolyn Osorio September 13th, 2024 Read More
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