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Budgeting

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  • hands covering stacks of coins

    Clear Signs You're Above Average Financially (Even If It Doesn't Feel That Way)

    Contrary to what you may see on social media, if you consistently pay your bills on time and meet these other metrics, you're doing fine financially.

    By Daniel Feininger July 14th, 2024 Read More
  • Kelly Rowland red workout outfit

    Is A Fabletics Membership Actually Worth The Price?

    For brand activewear, you may have considered subscribing to Fabletics. If so, here's what you need to know to get the most out of your membership.

    By Samantha Bambino July 13th, 2024 Read More
  • Couple with baby reviewing finances

    The 'Dirty Word' One Expert Financial Adviser Wants To Rebrand

    Making sure your paycheck covers all your expenses is a math problem most of us take on each month. It's important to remember, though, to reward yourself, too.

    By Richard Sachek July 12th, 2024 Read More
  • Person receiving "SCAM!" phone call

    Scam Warning: Never Respond If Someone Calls You And Uses These Phrases

    Per Trucaller's latest scam report, 21% of Americans lost money from phone scams in 2023. To protect yourself, start by learning what to listen for.

    By Mary White July 11th, 2024 Read More
  • Hammer and busted piggy bank

    The 3 Worst Personal Finance Mistakes Experts Warn You're Probably Making

    CFP Lawrence Sprung shares with us three of the most common mistakes he sees people making when it comes to their finances and retirement planning.

    By Daniel Feininger July 10th, 2024 Read More
  • Couple looking worried over letter

    Why So Many High Earners Are Living Paycheck To Paycheck Today

    While you might think high earners who bring home $100K, even $200K a year, are financially set, many deal with the same problems lower-wage earners face.

    By Byron Armstrong July 9th, 2024 Read More
  • Spotify logo on phone

    How Much Do Artists Actually Make Off Of Spotify?

    While Spotify artists need to meet certain streaming requirements to receive royalties, they also can become millionaires without being a chart-topper.

    By Samantha Bambino July 8th, 2024 Read More
  • Person managing personal finances

    This Is The Single Most Important Piece Of Expert Financial Advice For Gen Z

    Once you're 50, you're allowed to make catch-up contributions to your 401(k) and/or IRA. A CFP explains how Gen Z can avoid needing to make such contributions.

    By Carolyn Osorio July 8th, 2024 Read More
  • Restaurant table of people eating

    Unexpected Ways Restaurants Save Money At The Customer's Expense

    Thirty-eight percent of restaurant owners reported not being profitable in 2023, with higher food costs a key factor. Learn how many restaurants try and save.

    By Carolyn Osorio July 7th, 2024 Read More
  • Person holding "SOLO 401K" chalkboard

    Yes, Freelancers Can Set Up 401(k) Accounts To Save For Retirement. Here's How

    There will be an estimated 80 million U.S. gig workers by 2025. For these individuals, it's important they know what their retirement plan options are.

    By Richard Sachek July 7th, 2024 Read More
  • young person spending money

    20 Tough Money Truths We Wish We Knew In Our 20s

    Learning proper budgeting and savings techniques now is essential to building a secure financial future for yourself and your family.

    By Daniel Feininger July 7th, 2024 Read More
  • Couple lounging by resort pool

    If You Have Corporate Burnout, Could A Mini Retirement Be The Unexpected Cure?

    Given how more Americans are working past the age of 65 today, taking an intentional career break sometime earlier may also turn into a more common thing.

    By Richard Sachek July 6th, 2024 Read More
  • Financial adviser consulting couple

    The Red Flag That Should Make You Run From A Financial Adviser

    When choosing a financial adviser, look for someone with this specific license; it requires them, by law, to act in the best interest of their client: You.

    By Daniel Feininger July 6th, 2024 Read More
  • Middle-aged woman in workplace

    The Most Important Financial Skill For People Entering The Workforce Later In Life

    Labor participation for those 55 to 64 is forecast to be 37.4% in 2032. That said, CFP Lawrence Sprung names the one financial skill older workers should hone.

    By Carolyn Osorio July 5th, 2024 Read More
  • Subway and Jimmy John's exteriors

    Subway Vs. Jimmy John's: Which Chain Offers A Bigger Bang For Your Buck?

    According to ScrapeHero, there are 7.67 times more Subway shops in the U.S. than Jimmy John's. If you have both in your area, here's how they compare.

    By Samantha Bambino July 4th, 2024 Read More
  • Person holding cellphone, reading letter

    Start Paying Attention To Your Cellphone Bill. Here's Why

    As a monthly bill, any change to the cost of your cell service can add up quickly. Consider, $5 isn't much, but in a year, that's $60, which is a bit different.

    By Daniel Feininger July 4th, 2024 Read More
  • Disabled person sitting on couch

    This Is The Best Age To Consider Disability Insurance

    Disability insurance is a type of coverage many likely think is for older workers. However, as with health insurance, disability coverage is for everyone.

    By Richard Sachek July 3rd, 2024 Read More
  • Person shopping online, opening purchases

    The 24-Hour Rule Is The Money-Saving Hack You Need

    Today, products and services are literally a click (or tap) away, making spending easier than ever. Employing the 24-hour rule can help curb such spending.

    By Samantha Bambino July 2nd, 2024 Read More
  • Person standing with orange suitcase

    You've Been Warned: This Common Airport Mistake Will Cost You

    We're always looking for ways to save when traveling, but many of us make this same spending mistake while at the airport. And it's one we can easily avoid.

    By Samantha Bambino June 30th, 2024 Read More
  • Homeowners insurance notice of non-renewal

    Top Things Insurance Companies Don't Want To Cover Anymore

    While insurance coverage (for health, home, car, pet, etc.) is a financial decision every consumer needs to make, provider options are becoming fewer.

    By Carolyn Osorio June 29th, 2024 Read More
  • Miniature house with calculator

    How Much Can A 1% Difference In Mortgage Rate Cost Or Save You?

    While 1% doesn't seem like a lot, when you're talking about a mortgage, it can make a significant difference. We take a look at the numbers at 7%, 6%, and 5%.

    By Richard Sachek June 29th, 2024 Read More
  • House of the Dragon title on TV screen

    Does House Of The Dragon Make A Max Subscription Worth It?

    Prior to Season 2 of "House of the Dragon," Max raised prices for new subscribers. The timing seemed hopeful in banking on the draw of the "GoT" prequel.

    By Carolyn Osorio June 29th, 2024 Read More
  • Three generations baking in kitchen

    These Old Kitchen Items Are Worth A Ton Of Money

    Those kitchen items passed down by generations hold enormous sentimental value, and in some cases, they hold collectible value, too. Think "Antiques Roadshow."

    By William Fischer June 28th, 2024 Read More
  • A man smiling at work

    The Compelling Case For A 4-Day Workweek

    A four-day workweek offers employees the ability to avoid burnout without sacrificing productivity -- but the idea must gain mainstream traction.

    By Byron Armstrong June 27th, 2024 Read More
  • Cars displayed at dealership showroom

    Breaking Down The 20/3/8 Car-Buying Rule

    Is a rule like 20/3/8 realistic in today's inflationary environment? Here, we see how this budgeting rule would work with today's prices and auto loan rates.

    By Carolyn Osorio June 27th, 2024 Read More
  • Person displaying roadside assistance triangle

    Are AAA Perks Worth The Membership Price?

    AAA dates back 132 years. Today, the federation of 32 motor clubs offers three tiers to its membership and roadside assistance: Classic, Plus, and Premier.

    By Richard Sachek June 25th, 2024 Read More
  • Map of the United States

    The Worst States To Work In, According To Research

    In 2023, the rate of Americans willing (or able) to move for work fell to 1.6%. Workers are staying put, even if they live in one of the worst states for jobs.

    By Carolyn Osorio June 24th, 2024 Read More
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