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Budgeting

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  • people figurines and tax documents

    The Best Ways To Use Your Tax Refund For Maximum Financial Gain

    Using your tax refund for savings, investing, or to further yourself is a far better spend than blowing it on a trip or a new car.

    By Daniel Feininger 10 months ago Read More
  • Older engineer mentoring engineering apprentice

    What Happens To Your Social Security Benefits If You 'Unretire'

    If you decide to return to the workforce after claiming Social Security, a few things may happen, and it could end up benefitting you.

    By Desmond Efe-khaese 10 months ago Read More
  • The Canadian flag waves in a sunny blue sky, in front of a green tree.

    5 Goods We Buy From Canada That Would Be Affected By Trump's Proposed Tariffs

    Canada is one of the United States' top trade partners, and tariffs on its exports would significantly impact the wallet of everyday citizens.

    By Larissa Zageris 10 months ago Read More
  • white piggy banks scattered on green background

    Bad Personal Finance Advice: Don't Fall Into This Common Trap

    Falling into this type of mindset is the primary thing to avoid when planning out your financial future, according to a leading expert.

    By Daniel Feininger 10 months ago Read More
  • Sunset on a beach in Hawaii

    One Major Downside Will Make You Think Twice Before Retiring In Hawaii

    Hawaii is an incredible place, but whether or not it is right for your retirement depends on consideration of several very important factors.

    By Drew Martz 10 months ago Read More
  • A customer browses the McDonald's menu on a mobile app

    Failed McDonald's Menu Items That Cost The Company Millions

    McDonald's is known for classics like the Big Mac and the McNugget, but throughout its history its occassionally tried to venture beyond.

    By Desmond Efe-khaese 10 months ago Read More
  • Person holding a piggy bank

    The Hidden Factor That Could Potentially Tank Your Retirement Fund

    This important factor should not be overlooked when budgeting for, and investing in, your retirement, or else it could cost you.

    By Carolyn Osorio 10 months ago Read More
  • Happy senior couple carry moving boxes

    Why You Should Think Twice Before Selling Your Home And Renting After Retirement

    Selling your house and renting a place during retirement offers perks like flexibility and freedom from maintenance, but there are considerations.

    By Wesley Crowder 10 months ago Read More
  • A rectangular cork board with a magnifying glass and a thought bubble with the words 'Health Savings Account,

    Who Should Have An HSA Account And What It Means For Your Taxes

    An HSA account can be a useful way to optimize your medical care and the taxes related to paying for it, but it's not an across-the-board solution.

    By Eugenia Lazaris 10 months ago Read More
  • A Burger King Whopper meal, complete with fries, drink, and paper bag, fill the frame.

    The Big Whopper Mistake That Once Cost Burger King Big Time

    In 2019, the largest Burger King franchisee made a whopper of an error on a promotional deal that cost the company millions of dollars.

    By Larissa Zageris 10 months ago Read More
  • Couple eating takeout food delivery

    The Money You're Wasting By Ordering Takeout Instead Of Cooking Your Own Food

    Eating out or ordering delivery can be a convenient splurge, but splurging too often can have a significant impact on your finances.

    By Carolyn Osorio 10 months ago Read More
  • Woman after multiple purchases in colorful shopping bags at home

    Top Strategies To Tackle Impulse Spending Effectively

    Impulse spending is triggered by emotions like stress or excitement, and taking a moment to calm yourself before buying makes all the difference.

    By Desmond Efe-khaese 10 months ago Read More
  • A pile of cash, credit, and debit cards

    Which Is Cheaper: Using A Credit Card Or A Debit Card For Everyday Purchases

    Whether its best to use a credit card or debit card for everyday purchases depends on your spending habits and ability to pay off a balance.

    By Carolyn Osorio 10 months ago Read More
  • A young person holds an elderly person's hand

    Why Social Security Should Matter To Young People

    About 24% of those receiving Social Security benefits are not retired, and decisions made now affect generations retiring in the future.

    By Carolyn Osorio 10 months ago Read More
  • A miniature house on a stack of coins

    The Ideal Age To Pay Off Your Mortgage Might Not Be As Low As You Think

    In many cases. paying off your mortgage early may not be the right financial move, depending on that money's ability to generate gains elsewhere.

    By Carolyn Osorio 10 months ago Read More
  • Reverse mortgage written on blocks overlaying dollar bills

    The Type Of Mortgage Loan You Should Keep In Mind If You're Retired

    This type of mortgage is ideal for many retirees because it provides flexibility and can even help them defer taking Social Security.

    By Wesley Crowder 10 months ago Read More
  • An expensive mansion in south Florida

    You Need To Earn More In This State Than Any Other To Be In The Top 1%

    The top 1% of earners in this New England state make nearly $1 million per year, more than double the amount of the top 1% in some states.

    By Drew Martz 10 months ago Read More
  • Woman holding three credit cards

    The One Type Of Debt That's Doing Sneaky Damage To Your Net Worth

    Avoiding this type of debt is key to having money to save, invest, and build a stable life for yourself free of high interest rates.

    By Drew Martz 10 months ago Read More
  • Couple expecting a baby just moved into an empty apartment,

    The Unexpected Way That Social Security Can Help Expecting Parents

    Social Security is generally thought of as a benefit for retirees, but the program offers a few tools that can be incredibly useful to families.

    By Desmond Efe-khaese 10 months ago Read More
  • A chalkboard with the words 'Early Retirement' written in the middle with arrows pointing away from the wording to other phrases that say:Savings, Age, Investment, Benefits, Passive Income, Independence, Social Security, and Planning.

    How Much Money You Really Need To Safely Retire At 50

    The amount of money you ned to save to retire at 50 essentially comes down to how much money you spend and your ability to save in advance.

    By Eugenia Lazaris 10 months ago Read More
  • Steak n' Shake in Ocala, FL, 2022

    Is Steak N' Shake Still In Trouble Since Its Internal 'Shake Up'?

    Steak N' Shake went back to the drawing board to reimagine its in-store experience for customers, but its yet to save the company.

    By Drew Martz 10 months ago Read More
  • A hand depositing some extra money in future needs closeup

    The Emergency Fund Mistake People Near Retirement Should Avoid At All Costs

    The inherent value in maintaining an emergency fund never loses its importance, even as you get closer to (or even enter) retirement.

    By Desmond Efe-khaese 10 months ago Read More
  • McDonald's Arch in Panorama City, CA

    The Highest Paying US McDonald's Is In This Densely Populated State

    The amount of money a McDonald's employee makes in a year varies by state and location, with some states payhing far more than others.

    By Drew Martz 11 months ago Read More
  • A person holding small red and gold packets containing money

    Here's What A Typical Holiday Bonus Looks Like (And A General Guide For If You'll Get One)

    Receiving a holiday bonus is a nice year-end boost that many employers offer their employees, but it can vary and is far from a legal right.

    By Desmond Efe-khaese 11 months ago Read More
  • elderly couple having fun on beach

    You'll Never Be Able To Retire If Your Income & Spending Follow This Common Pattern

    If you can't get this under control, it will continue to be impossible to get ahead financially, let alone put enough money aside.

    By Eugenia Lazaris 11 months ago Read More
  • A young woman boarding an airplane

    The Simple Way To Save Some Money When Flying (It's All About Brand Loyalty)

    By optimizing points through travel rewards credit cards, you can save significant money when flying -- especially with airline-specific cards.

    By Desmond Efe-khaese 11 months ago Read More
  • Social Security card

    Here's How Your Social Security Number Works And What Each Element Means

    Your Social Security Number is in many ways your identifying token in American society, and it's tied to much beyond Social Security.

    By Desmond Efe-khaese 11 months ago Read More
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