Things To Keep In Mind Before Consolidating Your Debt
Consolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
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Smart Things You Can Do When You Have $10K Saved
Once you've reached your goal of saving $10,000, the next big decision concerns what to do with that money, and how to make the most of it going forward.
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What Actually Happens If You Don't Pay Your HOA Fees
HOA fees aren't optional; they're not membership fees you can opt out of. If you're considering an HOA property, here's what you need to know about payments.
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Why You Should Think Twice Before Aggressively Paying Off Student Loans
Not all debt is the same, nor should be your strategy for repayment. With student loans, a comparably low interest rate is just one factor to consider.
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What Is The Latte Effect And How Does It Impact You?
The latte effect isn't about coffee, per se. But thinking about coffee, specifically a latte, is one way to think about how we spend money day to day.
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What You Should Know About Dave Ramsey's Baby Steps
Chances are you've heard of Dave Ramsey's money management plan 7 Baby Steps. We take a closer look at each step and what to keep in mind, specifically for you.
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5 Things A Debt Collector Is Legally Allowed To Do
While the Fair Debt Collection Practices Act limits what a debt collector can do, there are still avenues they can take to make your life difficult for years.
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How Much Do Americans Spend On Fast Food?
As the popularity of fast food in America grows, so too does the average amount we spend to eat it, whether we get it delivered or we pick it up ourselves.
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How Making A Home Inventory Could Save You Thousands Of Dollars
Per the Insurance Information Institute, 65% of U.S. homes were insured as of 2022. In addition to this protection, you also need to know what's in your home.
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What Really Happens If You Don't Pay Off Your Student Loans
Per the Education Data Initiative, it takes 20 years, on average, to pay off student loan debt. Here's what happens if you don't (and instead, go into default).
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Financial Traps Keeping You In The Middle Class
According to Pew Research analysis, around 50% of American households in 2021 fell into the middle-class category, representing an 11% drop from 1971.
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11 Small Appliances That Will Help Slash Your Power Bill
Running large applainces non-stop in your home can drive your utility bills through the roof, so try these smaller appliances instead.
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What Is Revenge Spending And How Do You Avoid It?
Revenge spending, which made news following the pandemic shutdowns, slowed in 2023, but this type of spending also happens daily on a more individual level.
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5 Financial Habits Of Millionaires That May Surprise You
There are ~22.7 million millionaires in the U.S., meaning most are regular people. Their eye is always on the future and they stick with some practical habits.
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What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
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Driving Mistakes That Are Costing You At The Gas Pump
Per GasBuddy, gas prices in 2024 will drop for a second year in a row. This time, by 13 cents a gallon. You can add to these savings through your driving, too.
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The First 5 Things You Should Do When You Inherit A Large Amount Of Money
Inheritances in the U.S. aren't as common as some may think; however, if you do inherit a bequest, and it includes money, here's what you should do first.
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Garbage Collectors Make More Than You Realize
Per BLS, there are over 132,000 refuse and recyclable material collectors in the country. Here's a look at how much these essential workers make on average.
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Never Do These 5 Things After Inheriting A Large Amount Of Money
Should you inherit a large sum of money, it's important to know what to do with it, starting with what to avoid when managing this sudden, bittersweet windfall.
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You've Been Warned: You'll Lose Money On These Home Improvement Projects
When it comes to home improvement and ROI, it depends on whether or not you plan to sell. If so, then there are some projects you may want to reconsider.
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What To Do If Someone Accidentally Sends You Money
While P2P apps are commonplace today, so too are the money scams that target these apps and their users. An example? Someone "accidentally" sending you money.
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If You Win The Lottery, Is It Better To Take The Lump Sum Or An Annuity?
The odds of winning the lottery are nearly one in 300 million. Still, people do win, and when they do, they must decide whether to take the cash or an annuity.
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What Is The 5-Hour Rule Used By Many Of The World's Most Successful People?
Coined by Michael Simmons, the 5-hour rule is about setting time aside each day -- or across the workweek -- and using that time in a very specific way.
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Are Priority Pass Perks Really Worth The Price?
The cost of getting Priority Pass is more than the annual fee and what you pay per lounge visit. Here's what to consider, starting with how much you travel.
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17 Insurance Products That Are A Total Waste Of Money
Insurance is a viable tool for protecting yourself against tragedy, but in many cases, the products being offered may not be necessary.
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5 Ways Of Making Passive Income That Are Even Better Than Real Estate
While people likely think of real estate first when they think of passive income, there are other ways to earn this money, and all it takes is your investment.
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Money Tips And Tricks You Can Steal From Bill Gates
Bill Gates became one of the richest people of all time by incorporating a disciplined set of rules for investing and saving, which you can emulate.
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