The Worst Places To Keep Your Money
You want your money to be safe, of course. Yet, where you're currently keeping it may not be the best place, especially when it comes to its growth potential.
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What To Know About Credit Card Debt Forgiveness
While credit card forgiveness exists, it's rare for a debt to be totally forgiven; instead, you'll likely need to explore alternatives, which we go over here.
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Valuable Coins You Might Have Lying Around
You might have a collectible in your coin jar. According to the Fed, Americans have kept more than half of all coins out of circulation since the pandemic.
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Is Costco's Anywhere Visa Card Actually Worth The Cost?
The only credit cards accepted at Costco are those that use the Visa network. One way to always have a card that works on hand is to get the Anywhere Visa.
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Will Digital Currency Ever Replace Physical Cash?
According to the IMF, in 2022, over half of the world's central banks were either exploring or developing their own CBDC, or central bank digital currency.
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5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
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Smart Things You Can Do When You Have $10K Saved
Once you've reached your goal of saving $10,000, the next big decision concerns what to do with that money, and how to make the most of it going forward.
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How To Avoid Paying Fees When Transferring Money
Transferring money has become simple as ever these days, but, depending on your method, you may incur considerable fees. Here are ways to minimize them.
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What You Should Do If You Find A Lost Wallet
Returning a lost wallet to its rightful owner is a simple task when there's an ID, but what if there isn't any identification? Here are your options then.
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Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
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Why Is 'In God We Trust' On US Currency?
The history of the country's motto "In God We Trust" appearing on U.S. currency dates back over 160 years, though its inclusion on all money is more recent.
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Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
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Do Banks Monitor Your Spending Habits?
As with any business, banks like to collect data. This said, the kind of data banks and credit unions have access to may surprise, in how comprehensive it is.
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You Shouldn't Leave A Large Balance In Your Venmo Account. Here's Why
People may think of P2P payment apps as banks (especially since banks have their own apps), but they're different, starting with how your money is protected.
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How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
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What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
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What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
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5 Things To Do Before You Dispute A Credit Card Charge
If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
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Here's What Happens If You Exceed Your Credit Card Limit
While exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
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Will Two Credit Cards Build Your Credit More Quickly?
You may have heard that a second credit card can help you raise your credit score more quickly, but there's more to it. You'll need to consider all factors.
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What To Do If Someone Accidentally Sends You Money
While P2P apps are commonplace today, so too are the money scams that target these apps and their users. An example? Someone "accidentally" sending you money.
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Phone Scammers Have Tricked People Out Of An Outrageous Amount Of Money
According to the FTC, email displaced text messages in 2023 as the preferred method for fraudsters to contact victims. In second place? Phone calls.
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Yes, You Can Borrow Money From Cash App. Here's How
Though it's not promoting it yet, Cash App does offer short-term loans for active users who live in certain states and need money (up to $200) in a pinch.
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How To Check Your Credit Card Approval Odds Without Hurting Your Credit Score
Applying for a new credit card is a risk, as there's no guarantee you'll be approved. However, you can better your odds by applying for the right card.
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Why You Should Think Twice Before Lowering Your Credit Card Limit
While you surely have good reasons to lower your credit limit, before you do, be sure to consider all that your credit limit affects (like your credit score).
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The Penny Costs More To Make Than It's Worth
The first one-cent coin in the U.S. dates back to 1793. Now, more than 230 years later, the penny still exists, but costs the Mint more than ever to produce.
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What Is A Commodity Charge On Your Utility Bill?
Looking at your utility bill can be confusing. What exactly is the commodity charge? Let's break it down.
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