The Top-Selling SUV That's One Of The Best Cars For A Retiree On Social Security

You can find several top-selling cars that are perfect for a retiree, but for those on Social Security, it's important to select a new car that checks all your boxes and fits your budget. For some retirees, an SUV provides more interior comfort and features that can make it the right buy. However, many new SUVs have a higher price than smaller new cars or, what Kelley Blue Book (KBB) considers, the best used cars for retirees, so you need to weigh your options carefully before deciding on the model that's right for you. A top-selling SUV that's one of the best cars for a retiree on Social Security is the Kia EV9, according to a recent list published by GoBankingRates.

While the 2026 EV9 is a little more expensive, at a starting MSRP of $54,900, the SUV is an economical all-electric vehicle with impressive range. You'll appreciate the fuel savings as well as not having to make inconvenient stops for gas, and the SUV's EPA-estimated range of up to 305 miles gives you plenty of worry-free time behind the wheel. Plus, not only did the 2025 Kia EV9 earn KBB's Best Buy Award, but the SUV was also an IIHS Top Safety Pick+, so you can drive this SUV with confidence.

Living on Social Security often means setting a tight budget, so buying a car with safety features that could save you money on car insurance is a smart play. Luckily, the Kia EV9 comes with abundant safety features, many of which could potentially help reduce your monthly car insurance costs. These safety features include well-placed airbags throughout the cabin, an antilock braking system, and modern driver aids like rear cross-traffic warning and blind-spot detection. The EV9's industry-leading warranty coverage is another reason it makes sense for retirees on Social Security. Both the battery and EV system are covered by Kia's impressive 10-year/100,000-mile warranty, adding value you won't get with other EVs on the market.

Because an EV typically costs about 30% to 50% less per mile for routine maintenance than a gas vehicle, as reported by Recharged, you can reduce this vehicle ownership expense that really adds up over time. In addition, EVs like the Kia EV9 don't need regular oil changes, a cost that definitely puts a dent in your bank account if you own a gas-powered SUV. When compared to the price of its competitors, the three-row Kia EV9 is really an excellent deal for retirees on Social Security. Similar options such as the Volvo EX90 and Rivian RS1 come at a much higher price point, with MSRPs of $77,990 and $76,990, respectively. Retirees who want a spacious EV that looks sharp and has a relatively reasonable MSRP should consider the newest Kia EV9.