Nvidia CEO Recommends Everyone Uses This Type Of AI (And It's Free)

In today's fast-paced, tech-driven economy, leveraging AI tools to learn and make complex financial decisions is vital to securing your financial future. Nvidia — a tech giant many consider to be the world's most important stock — is making major headway in advancing AI. So, it's no surprise that Jensen Huang, Nvidia's CEO, recommends everyone use a certain type of AI tool. What might be surprising, though, is that the tool is free. Huang told Cleo Abram in a YouTube interview, "If there's one thing I would encourage everybody to do, [it's] get yourself an AI tutor right away." He uses Perplexity AI as his on-call tutor, which has both free and paid subscription options for users.

Perplexity performs deep, expert-level research on any subject and then organizes the data, presenting it in a way that makes sense to you. The AI-powered tutor is fast, performing research that would take a human hours in just a matter of minutes. It can also remember your previous conversations, making it easy to jump back in where you left off so you don't have to start your research all over. While there are some tech celebs claiming AI will take over jobs, Huang sees AI as an empowering tool that helps people build confidence, so they can accomplish more than they ever could before. Essentially, Nvidia's CEO believes that "We're going to become superhumans because we have super AIs." But how can an AI tutor help you with your finances?

At the Milken Institute's 2025 Global Conference, Jensen Huang told Michael Milken "... for the very first time, you have a capability, a technology, that affects almost every industry, from financial services to health care to manufacturing ..." And armed with the information provided by your AI tutor, you can better optimize how much and where you're investing. AI tools use algorithms to give you a dynamic snapshot of your portfolio, showing you how to allocate funds between stocks, bonds, ETFs, and your 401(k). In the past, financial strategists and planners used broad models that incorporated risk tolerance, age, and income to create an investment plan. With AI, you get an adaptive model that can change with you, adjusting as you earn more, change jobs, or start a business.

Using an AI tutor to help you build and optimize your investment portfolio is a smart money move. Of course, you have to understand that AI tools are just that —  tools — and you need to use your own judgment to ensure the best financial outcomes for your unique situation. That said, asking your AI tutor the right questions can clarify confusing financial topics and lead you in the right direction with your investment portfolio. For instance, plugging in your specific saving habits, income, and spending trends allows an AI tutor to create a dynamic, real-time picture of your investment portfolio. It can do everything from decoding crypto volatility to comparing 401(k) investment options, so that you're informed and empowered when using complex data to make a sound financial decision.

Creating a budget and sticking with it can challenge people in both upper- and lower-income brackets. But with the income you need to feel financially comfortable on the rise, having a budgeting strategy that works is more important than ever. If you're not using an AI tutor to fine-tune your saving and spending habits, you may be getting left behind. Huang told Milken, "Technology is a tool. You have to use it to make it effective." Manually tracking every dollar you spend and save is tedious and time-consuming. But with tools like the Nvidia CEO's favorite, Perplexity, you can quickly compare rates for everything from insurance to groceries; you can even go as far as to build a shopping list that works with your weekly or monthly food budget, right from your phone or laptop. This tool can analyze your spending to show you how to stop leaks — like whether you're spending too much on dining out or paying for forgotten subscriptions.

Some AI tools will connect directly with your financial accounts, giving you real-time information about your budget. This approach can help you stay on track with your budgeting goals, so you don't overspend or undersave. AI tools aren't perfect, so it's crucial for you to stay on top of your own financial wellbeing. Still, they offer an excellent way to provide up-to-the-minute details and perform speedy calculations that lead to improved financial outcomes.