Retirement Living: The 'Avocado Capital' Of America Has A Cost Of Living Below The State Average

While much of California comes with a high cost of living, one town is quietly redefining what affordable West Coast living can look like, especially for retirees. Nestled in San Diego County, the town of Fallbrook is known as the Avocado Capital of America thanks to its warm climate and rolling hills — perfect for growing the fruit. Additionally, the region is packed with community activities and other amenities that make it a great place for retirees, according to WorldAtlas.

While still more expensive than the average national cost of living, Fallbrook is about 7% less expensive than the California state average, according to the Economic Research Institute. In all, to live comfortably in this unassuming Southern California city, an individual would need an income of $72,000 compared to the $111,901 needed to live comfortably elsewhere in the state, according to GOBankingRates. This can make a comfortable retirement attainable for individuals with the right retirement savings. 

For retirees looking to stretch their savings without sacrificing quality of life, Fallbrook can provide the perfect balance. According to RentCafe, the average rent for an apartment in Fallbrook is $1,863, with basic utilities adding an extra $157, according to Numbeo. Meanwhile, rent and utilities are significantly more expensive throughout the rest of California. According to RentCafe, the average rent in California is $2,632, with utilities adding another $250, per EnergySage. Plus food, transportation, and healthcare — all areas that can make a big impact on a retirees budget — are also less expensive in Fallbrook than elsewhere in the state, according to the Economic Research Institute.

Fallbrook's community charm also makes it a standout among Southern California retirement cities. The town provides a blend of rural comfort and vibrant community life, with art galleries, local farms, and annual festivals. With a population of just 32,000 residents, Fallbrook is on the smaller size, but is located close enough to major hub, San Diego, to give retirees access to greater healthcare and entertainment options. With its affordability, good climate, and community spirit, it is no surprise that Fallbrook ranks alongside Carpinteria, as one of the best places to retire in Southern California.