The Average Net Worth Of People Who Own An Audi A6 Car

In order to afford a new luxury A6 vehicle without going bankrupt, you will need to earn over $100,000 a year. At least, this is what GOBankingRates recommends after speaking to financial experts who advised against paying more than 10% of your monthly income on car payments. At a manufacturer's suggested retail price of $55,000, the likely monthly payment for a 2024 Audi A6 would be about $1,100, per Adrian Lawrence, director of Exec Capital Limited. Lawrence explained that this would mean a buyer "should ideally have a monthly income of about $11,000 or an annual income of $132,000." This holds true for a newer 2025 Audi A6 model as well, which has a suggested retail price of about $59,000.

While net worth encompasses more than just income, the two are often connected. In fact, financial advisors often recommend aiming for a net worth of roughly one to two times your annual income by age 30, two to three times by age 40, or as much as six times or more by age 50 and older. By those standards a person earning $132,000 a year could have a net worth of between $132,000 to $264,000 by age 30, $264,000 to $396,000 by age 40, or over $792,000 by age 50.

Monthly payments should not be the only thing to consider when acquiring a luxury automobile. There's also the potential resale value, which can plummet an average of 15% each year for the first five years. In fact, Audi A6s can lose about 47% of their value over the course of five years, per CarEdge.

Yet some luxury cars are more resistant to the cost of aging than others. The 2025 Audi 3 received high marks for retaining value from Kelley Blue Book. However, the Audi A6 was not among KBB's top-five value-retaining vehicles, though the new 2025 model (which was nearly called the Audi 7) has received good reviews from MotorTrend, which described it as a good all-around vehicle. Still, for those who don't rake in $11,000 every month, there are more affordable ways to own an A6 if they're willing to buy used.