The Average Net Worth Of People Who Own An Audi A6 Car

The Audi A6 has been described by Car and Driver magazine as "being built for quiet luxury with a clean, unadorned design that's the polar opposite of splashy." Yet to afford a new understated luxury A6 vehicle without going bankrupt, you need to earn way more than $100,000 a year.

At least that is what GoBankingRates.com recommends after speaking to financial experts who advised against paying more than 10% of your monthly income on car payments. At a manufacturer's suggested retail price of $55,000, the likely monthly payment for a 2024 Audi A6 would be about $1,100, Adrian Lawrence, director of Exec Capital Limited told GoBankingRates. This would mean its buyer "should ideally have a monthly income of about $11,000 or an annual income of $132,000," Lawrence said, adding: "this positions the car within reach for upper-middle-class individuals."

This holds true for a newer 2025 Audi A6 model as well, which has a suggested retail price of about $59,000, Edmunds reported. With a down payment of $6,000, and a loan payable over 60 months, this works out on the Carvana car payment calculator to loan payments of $1,100 a month. But is the Audi A6 model the best option for the upper-middle-class? And what about lower wage earners who want to acquire non-splashy, four-wheeled luxury?

Monthly payments should not be the only thing to consider when acquiring a luxury automobile. There's the potential resale value of your new car, which can plummet an average of 15% each year for the first five years. The Audi A6s can lose about 47% of their value over the course of five years, according to CarEdge.com.

Yet some luxury cars are more resistant to the literal cost of aging than others. The 2025 Audi 3 received high marks for retaining value from vehicular research company Kelley Blue Book. Other luxury cars acclaimed for their resistance to deprecation was the Lexus Es, the BMW 2 Series, the Porsche 718 Boster, and the Cadillac CTS-V.

The Audi A6 was not among Kelley's top-five value-retaining vehicles, though the new 2025 model (which was nearly called the Audi 7) has received good reviews from online automobile publications such as MotorTrend, which described it as a "good all-arounder." Still, for those who don't rake in $11,000 every month, there are more affordable ways to own an A6 if they're willing to compromise on cutting edge tech, though caution is advised. Apparently shopping for a good used Audi A6 is a cross between a mind-field and a treasure hunt.

Audi has been making A6 vehicles for decades now. Currently, Edmunds lists used A6 vehicles at prices anywhere from $3.920 for a 1995 vehicle to as much as $52,948 for a 2023 model.

Yet even though the sticker price can be lower, buying a used car is not always the best way to go. The reviews for older Audi A6 cars are mixed, depending on the year. Engineerine.com recently listed 19 of the best, and worst, Audi 6s to acquire after combing through sources such as Edmunds, Kelley Blue Book, and the National Highway Traffic Safety Administration. The vehicles to stay clear from are the Audi A6 models from 2000, 2001, 2003, 2005, 2012, 2019, 2020, and 2021 due to recalls, electrical glitches, reliability issues, and various other maladies, depending on the make.

But there are some Audi A6 gems out there. Cars that worthy of buying, according to Engineerine.com, are models from 1996, 2009, 2010, 2011, 2013, 2015, 2016, 2017, 2018, 2022 and 2023. In the case of the 2023 Audi A6, its average price hovers around $33,000 or $34,000,  according to Edmunds. Edmunds.com 2023 Audi A6 Using the 10% rule, with loan payments averaging at just under $600 a month, such a car would be affordable to someone making $6,000 a month or $72,000 a year. Or even less if the buyer can haggle a decent deal. As for the 2009 Audi A6, the average listed price was just over $7,100, or about $123 a month, an amount that is affordable for someone who makes $14,760 a year.